NASDAQ$CINF

Cincinnati Financial Corp · Q1 2026 earnings

Q1 2026 earnings · · After market close · Investor relations

Briefing

CINF reported Q1 2026 revenue of $2.9B and net income of $502.0M, with diluted EPS of $1.75.

For Q1 2026, CINF reported revenue of $2.9B and net income of $502.0M. MD&A discusses segment trends, costs, and balance-sheet items; Profitability improved versus the prior-year quarter.

  • Revenue $2.9B for Q1 2026.
  • Net income $502.0M; diluted EPS $1.75.
  • Operating expenses and margin mix are discussed in MD&A.
  • Liquidity, capital allocation, and macro exposure are disclosed.

Headline financials

Total Revenue

$2.86B

Previous: $2.57B+11.6%
EPS (adj)

$1.75

Previous: $7.05-75.2%
Capital Expenditures

-$2M

Previous: -$3M+33.3%
Net Income

$274M

Previous: -$90M+404.4%
Operating Income

$620M

Previous: -$37M+1775.7%

Revenue & EPS history

Cincinnati Financial · Revenue · Quarterly

$2.86B

Q1 2026+11.6%vs Q1 2025
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Revenue by segment

Cincinnati Financial · $1.73B total across 3 segments · Q3 2023

  • Commercial Lines Insurance
    $1.06B+3.3%
  • Personal Lines Insurance
    $528M+22.2%
  • Excess and Surplus Lines Insurance
    $136M+7.9%

Forward guidance

Management outlook in the 10-Q covers operating priorities, capital allocation, and sector risks; numeric multi-quarter EPS bridges are limited.

Tailwinds

  • MD&A highlights strategic priorities and liquidity.
  • Segment or product trends support the core business narrative.

Headwinds

  • Macro, rates, or input costs may pressure near-term margins.
  • One-time items can affect year-over-year comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+0.0%

Avg return

Earnings day

-0.1%

Avg return

5 days after

+2.7%

Avg return

30 days after

51%

35 / 69 earnings

Positive

+10.9%

Q4 2022

Best reaction

-14.0%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-3.2%-2.2%-4.0%
Q4 2025-3.3%-3.5%-2.6%
Q3 2025-3.8%-1.9%+6.9%
Q2 2025-2.0%-0.3%+1.8%
Q1 2025+2.9%+5.7%+10.4%
Q4 2024+2.8%+1.0%+4.7%
Q3 2024+1.7%+2.2%+12.7%
Q2 2024+3.3%+8.5%+10.6%
Q1 2024-7.5%-3.5%-1.9%
Q4 2023-4.2%-2.6%+4.9%
Q3 2023-0.8%+1.3%+4.4%
Q2 2023+5.8%+4.6%+0.6%
Q1 2023+4.6%+1.8%-3.4%
Q4 2022+10.9%+9.2%+13.7%
Q3 2022-3.2%-2.6%+8.3%
Q2 2022-14.0%-16.5%-11.3%
Q1 2022-9.1%-9.5%-4.9%
Q4 2021+7.2%+5.1%+10.7%
Q3 2021+2.5%-2.1%-4.7%
Q2 2021+1.4%+2.6%+7.2%
Q1 2021+2.8%+6.0%+12.2%
Q4 2020+4.8%+6.0%+23.4%
Q3 2020-4.6%-8.6%+1.5%
Q2 2020+0.2%-6.4%-5.7%
Q1 2020-8.6%-22.4%-21.8%
Q4 2019+6.4%+7.6%-7.4%
Q3 2019-2.0%-2.3%-7.2%
Q2 2019+1.0%-0.0%+6.0%
Q1 2019+7.6%+9.2%+14.6%
Q4 2018+2.1%+1.8%+2.3%
Q3 2018+7.2%+9.8%+10.4%
Q2 2018+4.4%+6.1%+7.3%
Q1 2018-4.7%-6.2%-6.0%
Q4 2017-3.1%+2.4%+6.1%
Q3 2017-6.2%-7.4%-4.3%
Q2 2017+5.3%+4.5%+0.6%
Q1 2017+1.7%-1.0%-2.7%
Q4 2016-0.3%+1.9%+5.0%
Q3 2016-1.4%-2.4%+5.5%
Q2 2016-0.1%-0.3%+2.6%
Q1 2016+2.7%
Q4 2015+3.9%
Q3 2015+2.7%
Q2 2015+2.3%
Q1 2015-2.4%
Q4 2014-0.4%
Q3 2014+0.9%
Q2 2014-2.7%
Q1 2014-2.8%
Q4 2013-4.3%
Q3 2013+0.1%
Q2 2013+0.9%
Q1 2013-1.7%
Q4 2012+2.0%
Q3 2012+2.9%
Q2 2012+2.6%
Q1 2012+1.2%
Q4 2011-1.2%
Q4 2008-1.2%
Q3 2011+1.4%
Q2 2011-2.1%
Q1 2010-2.5%
Q1 2011+0.1%
Q4 2010+2.0%
Q3 2009-2.3%
Q3 2010-2.3%
Q4 2009-0.6%
Q2 2010-0.6%
Q2 2009-0.6%

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