NASDAQ$LPRO
Open Lending Corporation · Q2 2025 earnings
Q2 2025 earnings · · After market close · Investor relations
Briefing
Open Lending Corporation reported Q2 2025 results with revenue declining 5% year-over-year amid lower certified loan volume.
For the three months ended June 30, 2025, Open Lending Corporation generated total revenue of $25.3 million, down from $26.7 million in the prior-year quarter. Net income fell to $1.0 million and operating income declined 71% to $1.2 million. The company facilitated 26,522 certified loans, an 8% decrease from Q2 2024.
- Total revenue decreased 5% to $25.3 million driven by lower profit share revenue.
- Net income declined to $1.0 million from $2.9 million year-over-year.
- Certified loans fell 8% to 26,522 with average program fees rising 10%.
- Operating income dropped 71% to $1.2 million as operating expenses increased.
Headline financials
Revenue & EPS history
Open Lending · Revenue · Quarterly
$25.3M
Revenue by segment
Open Lending · $25.3M total across 3 segments · Q2 2025
- Program fees$14.9M—59.0%
- Profit share$7.97M—31.5%
- Claims administration and other service fees$2.41M—9.5%
Forward guidance
No explicit quantitative forward guidance provided in the filing.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
-0.6%
Avg return
Earnings day
+0.8%
Avg return
5 days after
+5.8%
Avg return
30 days after
54%
15 / 28 earnings
Positive
+26.7%
Q1 2023
Best reaction
-57.6%
Q4 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | +18.7% | +15.6% | +31.9% | |
| Q4 2025 | +19.2% | +19.0% | +19.8% | |
| Q3 2025 | -8.9% | +3.1% | +13.7% | |
| Q1 2025 | +19.2% | +29.0% | +29.7% | |
| Q4 2024 | -57.6% | -63.0% | -53.6% | |
| Q3 2024 | -12.5% | -6.5% | -13.1% | |
| Q2 2024 | -0.2% | -4.4% | -1.6% | |
| Q1 2024 | +6.3% | +12.6% | +32.6% | |
| Q4 2023 | -7.8% | -11.3% | -21.3% | |
| Q3 2023 | -7.6% | -10.1% | +5.5% | |
| Q2 2023 | -23.8% | -20.9% | -22.1% | |
| Q1 2023 | +26.7% | +27.8% | +44.8% | |
| Q4 2022 | -21.2% | -16.0% | -14.5% | |
| Q3 2022 | +0.7% | -5.7% | +4.4% | |
| Q2 2022 | -0.6% | -1.2% | -14.5% | |
| Q1 2022 | -7.4% | -17.9% | -13.7% | |
| Q4 2021 | +21.6% | +26.0% | +20.6% | |
| Q3 2021 | -17.4% | -11.3% | -33.3% | |
| Q2 2021 | +1.2% | -8.9% | +6.9% | |
| Q1 2021 | -1.9% | +0.7% | +8.5% | |
| Q4 2020 | +11.9% | +21.7% | +16.1% | |
| Q3 2019 | +2.0% | +1.8% | +11.9% | |
| Q3 2020 | +2.8% | +7.9% | +19.9% | |
| Q1 2020 | +5.3% | +8.7% | +16.7% | |
| Q2 2019 | +5.3% | +8.7% | +16.7% | |
| Q4 2019 | +5.3% | +8.7% | +16.7% | |
| Q1 2019 | +5.3% | +8.7% | +16.7% | |
| Q2 2020 | -2.4% | +0.3% | +16.4% |
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