NASDAQ$GSHD

Goosehead Insurance Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

Goosehead Insurance reported Q4 2025, revenue of $105.3M, net income of $20.8M, diluted EPS of $0.50.

For Q4 2025, Goosehead Insurance reported revenue of $105.3M, net income of $20.8M, diluted EPS was $0.50, adjusted diluted EPS was $0.64. Management discusses segment performance, capital allocation, and outlook in the earnings release.

  • Revenue $105.3M.
  • Net income $20.8M.
  • Diluted EPS $0.50.
  • Adjusted diluted EPS $0.64.

Headline financials

Total Revenue

$105M

Previous: $93.9M+12.1%
EPS (adj)

$0.64

Previous: $0.79-19.0%
Total Written Premiums Placed

$1.1B

Previous: $966M+13.9%
Policies in Force

1.9M

Previous: 1.7M+13.5%
Client Retention

85.0%

Previous: 84.0%+1.2%
Premium Retention

90.0%

Previous: 98.0%-8.2%
Net Promoter Score

77

Previous: 89-13.5%
Corporate Sales Agents < 1 Year Tenured

261

Previous: 253+3.2%
Operating Franchises < 1 Year Tenured

87

Previous: 90-3.3%
Total Franchise Producers

2.1K

Previous: 2.1K+1.0%
QTD Corporate Agent Productivity < 1 Year

$13.7K

Previous: $12.8K+7.4%
QTD Franchise Productivity < 1 Year

$16.1K

Previous: $17.9K-9.9%
Net Income

$20.8M

Previous: $23.8M-12.7%
Operating Income

$30.9M

Previous: $27.9M+10.9%

Revenue & EPS history

Goosehead Insurance · Revenue · Quarterly

$105M

Q4 2025+12.1%vs Q4 2024
Beat estimate in 10 of 15 quarters(67%)
ActualEstimate

Revenue by segment

Goosehead Insurance · $58M total across 3 segments · Q1 2023

  • Core Revenue
    $52M+42.4%
  • Cost Recovery Revenue
    $3.46M+32.3%
  • Ancillary Revenue
    $2.51M+16.2%

Forward guidance

The release discusses Goosehead Insurance's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.

Tailwinds

  • Goosehead Insurance cites operational execution and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+1.7%

Avg return

Earnings day

+1.5%

Avg return

5 days after

+1.5%

Avg return

30 days after

43%

15 / 35 earnings

Positive

+25.8%

Q2 2024

Best reaction

-18.6%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+11.5%+7.4%-8.6%
Q4 2025-6.4%-9.5%-16.2%
Q3 2025+8.1%+7.8%+3.9%
Q2 2025-0.5%+2.4%-6.7%
Q1 2025-12.0%-9.4%+2.7%
Q4 2024+15.9%+16.6%+14.2%
Q3 2024+13.2%+14.6%+32.2%
Q2 2024+25.8%+31.1%+19.0%
Q1 2024-11.5%-5.3%+7.2%
Q4 2023-18.6%-15.2%-19.7%
Q3 2023-5.8%-7.8%+4.3%
Q2 2023+4.5%+0.7%-10.1%
Q1 2023+7.3%+5.7%+0.6%
Q4 2022+17.5%+15.7%+29.4%
Q3 2022+15.2%+20.1%+15.0%
Q2 2022+20.4%+12.4%+10.8%
Q1 2022-3.2%+0.3%-9.4%
Q4 2021-0.8%+1.7%-10.8%
Q3 2021-4.2%-9.8%-12.3%
Q2 2021-6.5%-5.2%+8.1%
Q1 2021-3.2%-10.2%-20.9%
Q4 2020-10.6%-21.7%-30.6%
Q3 2020+14.5%+15.6%+14.8%
Q2 2020+21.7%+25.0%+18.9%
Q1 2020-0.1%+1.3%+4.3%
Q4 2019+1.7%+5.1%-6.9%
Q3 2019-16.9%-14.4%-20.8%
Q2 2019-3.7%-2.6%+2.7%
Q1 2019+16.6%+11.6%+22.3%
Q4 2018-7.6%-6.1%-0.1%
Q3 2017-11.9%-21.3%-26.3%
Q3 2018-11.6%-21.7%-29.6%
Q2 2017-4.8%-3.2%+15.6%
Q2 2018-3.2%-0.4%+10.8%
Q1 2018+7.7%+21.5%+43.5%
Q4 2017
Q1 2017

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