NASDAQ$GSHD

Goosehead Insurance Inc · Q1 2025 earnings

Q1 2025 earnings · · After market close · Investor relations

Briefing

Goosehead Insurance reported Q1 2025 total revenues of $75.6M with net income attributable to GSHD of $2.6M and diluted EPS of $0.09.

Total revenues rose to $75.6 million for the quarter ended March 31, 2025, on franchise and corporate sales growth. Net income attributable to Goosehead was $2.6 million ($0.09 diluted EPS); adjusted EPS was $0.26. Agent count and policy retention support the personal-lines distribution model.

  • Q1 total revenues $75.6M (+17% YoY per filing).
  • GAAP diluted EPS $0.09; adjusted EPS $0.26.
  • Franchise agent growth supports premiums.
  • Personal-lines competition and commission rates affect margins.

Headline financials

Total Revenue

$75.6M

Previous: $64.5M+17.3%
EPS (adj)

$0.26

Previous: $0.05+420.0%
Total Written Premiums Placed

$1B

Previous: $819M+22.2%
Policies in Force

1.7M

Previous: 1.5M+13.2%
Client Retention

84.0%

Previous: 85.0%-1.2%
Premium Retention

98.0%

Previous: 100.0%-2.0%
Net Promoter Score

87

Previous: 91-4.4%
Corporate Sales Agents < 1 Year Tenured

254

Previous: 138+84.1%
Operating Franchises < 1 Year Tenured

100

Previous: 133-24.8%
Total Franchise Producers

2.1K

Previous: 2.0K+6.8%
QTD Corporate Agent Productivity < 1 Year

$15K

Previous: $16.5K-9.4%
QTD Franchise Productivity < 1 Year

$13.9K

Previous: $16.7K-16.9%
Capital Expenditures

-$579K

Previous: -$222K-160.8%
Net Income

$2.34M

Previous: $1.81M+29.1%
Operating Income

$6.61M

Previous: $1.46M+354.6%

Revenue & EPS history

Goosehead Insurance · Revenue · Quarterly

$75.6M

Q1 2025+17.3%vs Q1 2024
Beat estimate in 10 of 15 quarters(67%)
ActualEstimate

Revenue by segment

Goosehead Insurance · $58M total across 3 segments · Q1 2023

  • Core Revenue
    $52M+42.4%
  • Cost Recovery Revenue
    $3.46M+32.3%
  • Ancillary Revenue
    $2.51M+16.2%

Forward guidance

Insurance outlook depends on pricing, catastrophe losses, and investment income.

Tailwinds

  • Rate increases and favorable renewal terms in parts of the market.
  • Investment portfolio yield supports earnings.

Headwinds

  • Catastrophe and severity trends can swing quarterly results.
  • Reserve development and competition affect margins.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+1.7%

Avg return

Earnings day

+1.5%

Avg return

5 days after

+1.5%

Avg return

30 days after

43%

15 / 35 earnings

Positive

+25.8%

Q2 2024

Best reaction

-18.6%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+11.5%+7.4%-8.6%
Q4 2025-6.4%-9.5%-16.2%
Q3 2025+8.1%+7.8%+3.9%
Q2 2025-0.5%+2.4%-6.7%
Q1 2025-12.0%-9.4%+2.7%
Q4 2024+15.9%+16.6%+14.2%
Q3 2024+13.2%+14.6%+32.2%
Q2 2024+25.8%+31.1%+19.0%
Q1 2024-11.5%-5.3%+7.2%
Q4 2023-18.6%-15.2%-19.7%
Q3 2023-5.8%-7.8%+4.3%
Q2 2023+4.5%+0.7%-10.1%
Q1 2023+7.3%+5.7%+0.6%
Q4 2022+17.5%+15.7%+29.4%
Q3 2022+15.2%+20.1%+15.0%
Q2 2022+20.4%+12.4%+10.8%
Q1 2022-3.2%+0.3%-9.4%
Q4 2021-0.8%+1.7%-10.8%
Q3 2021-4.2%-9.8%-12.3%
Q2 2021-6.5%-5.2%+8.1%
Q1 2021-3.2%-10.2%-20.9%
Q4 2020-10.6%-21.7%-30.6%
Q3 2020+14.5%+15.6%+14.8%
Q2 2020+21.7%+25.0%+18.9%
Q1 2020-0.1%+1.3%+4.3%
Q4 2019+1.7%+5.1%-6.9%
Q3 2019-16.9%-14.4%-20.8%
Q2 2019-3.7%-2.6%+2.7%
Q1 2019+16.6%+11.6%+22.3%
Q4 2018-7.6%-6.1%-0.1%
Q3 2017-11.9%-21.3%-26.3%
Q3 2018-11.6%-21.7%-29.6%
Q2 2017-4.8%-3.2%+15.6%
Q2 2018-3.2%-0.4%+10.8%
Q1 2018+7.7%+21.5%+43.5%
Q4 2017
Q1 2017

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