NYSE$CPAY

Corpay Inc · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Corpay's Q4 2022 financial performance was marked by revenue growth and adjusted net income, driven by favorable sales and retention trends.

FLEETCOR Technologies reported a 10% increase in revenue to $883.6 million for Q4 2022. Net income remained relatively flat at $225.3 million, while adjusted net income decreased by 2% to $300.2 million. The company's full-year performance for 2022 was strong, with a 21% increase in revenue and a 22% increase in adjusted earnings per share.

  • Revenues increased by 10% to $883.6 million compared to Q4 2021.
  • Net income was $225.3 million, consistent with the $225.0 million reported in Q4 2021.
  • Adjusted net income decreased by 2% to $300.2 million compared to Q4 2021.
  • Adjusted net income per diluted share increased by 9% to $4.04.

Headline financials

Total Revenue

$884M

Previous: $802M+10.1%
EPS (adj)

$4.04

Previous: $3.72+8.6%
Corporate Payments Spend Volume

$30B

Previous: $25.7B+16.8%
Corporate Payments Revenue per Spend Dollar

0.7%

Previous: 0.7%-1.5%
Vehicle Payments Transactions

119.7M

Previous: 116.4M+2.8%
Vehicle Payments Revenue per Transaction

$2.93

Previous: $2.72+7.7%
Lodging Room Nights

9.0M

Previous: 8.9M+1.1%
Lodging Revenue per Room Night

$13.28

Previous: $11.53+15.2%
Other Revenue per Transaction

$6.16

Previous: $7.37-16.4%
Capital Expenditures

$43.8M

Previous: $37.1M+18.1%
Free Cash Flow

$272M

Previous: $560M-51.4%
Net Income

$225M

Previous: $225M+0.1%
Operating Income

$369M

Previous: $340M+8.5%
Gross Profit

$593M

Previous: $575M+3.1%
Cash & Equivalents

$1.44B

Previous: $1.52B-5.6%
Total Assets

$14.1B

Previous: $13.4B+5.4%
Stock-Based Comp

$20.6M

Previous: $28M-26.4%

Revenue & EPS history

Corpay · Revenue · Quarterly

$884M

Q4 2022+10.1%vs Q4 2021
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Revenue by segment

Corpay · $739M total across 4 segments · Q4 2022

  • Vehicle Payments
    $351M
  • Corporate Payments
    $202M+15.8%
  • Lodging Payments
    $119M+15.5%
  • Other
    $67M+0.9%

Forward guidance

FLEETCOR Technologies, Inc. anticipates delivering organic revenue growth of 9% to 11% for the full year 2023, with EBITDA growing faster. The company expects first quarter revenues between $875 million and $890 million, and adjusted net income per diluted share between $3.55 and $3.75.

Tailwinds

  • Targeted organic revenue growth of 9% to 11% for 2023.
  • EBITDA is expected to grow faster than revenue.
  • Sales growth of approximately 15%.
  • Volumes and revenue should build throughout the year.
  • Benefit from growth investments, acquisitions and seasonality.

Headwinds

  • Significantly higher interest rates on floating rate debt are a headwind to net income in the first quarter of 2023.
  • Company has historically experienced seasonality in the first quarter.
  • Fuel, lodging and tolls tend to have lighter first quarters due to weather and holidays.
  • Weighted average U.S. fuel prices equal to $4.00 per gallon.
  • Market spreads flat with the 2022 average.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

+1.3%

Avg return

Earnings day

+1.7%

Avg return

5 days after

+1.9%

Avg return

30 days after

55%

36 / 65 earnings

Positive

+12.8%

Q4 2016

Best reaction

-13.3%

Q3 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.2%+6.2%+13.9%
Q4 2025+11.6%+18.7%+4.7%
Q3 2025+6.2%+11.1%+18.7%
Q1 2025-0.4%+7.2%+3.4%
Q4 2024+0.2%-5.0%-13.6%
Q3 2024+4.9%+7.3%+4.8%
Q2 2024+5.7%+2.7%+11.8%
Q1 2024-7.1%-5.6%-15.0%
Q4 2023-7.6%-5.6%+2.5%
Q3 2023-2.0%-1.8%+9.7%
Q2 2023+5.4%+7.6%+10.2%
Q1 2023+8.0%+11.0%+13.4%
Q4 2022-4.4%-1.4%-8.2%
Q3 2022-6.7%-3.4%+3.7%
Q2 2022-0.0%+2.0%-6.2%
Q1 2022-11.7%-12.0%-4.1%
Q4 2021+7.1%+4.8%-1.9%
Q3 2021-0.2%+2.1%-14.1%
Q2 2021+3.8%+4.4%+4.2%
Q1 2021-2.2%-3.3%-5.4%
Q4 2020+1.2%+1.3%+11.0%
Q3 2020-2.1%+17.6%+13.0%
Q2 2020-9.3%-11.5%-10.3%
Q1 2020-0.2%-5.0%+17.4%
Q4 2019-6.2%-3.4%-23.8%
Q3 2019+1.7%-0.3%+5.5%
Q2 2019+9.2%+10.9%+13.4%
Q1 2019+3.7%+2.7%-2.1%
Q4 2018+6.5%+6.1%+11.2%
Q3 2018+9.2%+7.7%+4.6%
Q2 2018-1.0%-0.3%-2.1%
Q1 2018-5.0%-3.4%-4.7%
Q4 2017-6.6%-4.5%+3.0%
Q3 2017+10.3%+8.8%+9.4%
Q2 2017-5.8%-7.6%-6.7%
Q1 2017-2.2%-5.5%+2.2%
Q4 2016+12.8%+13.1%+7.7%
Q3 2016-13.3%-14.4%-17.0%
Q2 2016+5.6%+6.0%+9.0%
Q1 2016-2.1%
Q4 2015+1.5%
Q3 2015+4.5%
Q2 2015+3.1%
Q1 2015-2.5%
Q4 2014+1.8%
Q3 2014+7.6%
Q2 2014-4.1%
Q1 2014+5.5%
Q4 2013+6.9%
Q3 2013+3.7%
Q2 2013+9.7%
Q1 2013+7.3%
Q4 2012+10.2%
Q3 2012+3.6%
Q4 2011+10.8%
Q2 2012+9.6%
Q1 2011-2.9%
Q1 2012+0.5%
Q4 2009+1.4%
Q1 2010+1.4%
Q3 2011-2.0%
Q3 2010-2.0%
Q2 2010-2.5%
Q2 2011-2.5%
Q4 2010-2.5%

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