NASDAQ$AFRM

Affirm · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Headline financials

Total Revenue

$174M

Previous: $87.9M+97.8%
EPS (adj)

-$0.06

Previous: -$0.15+59.1%
GMV

$1.5B

No prior period
Active Consumers

3.9M

No prior period
Tx per Consumer

2.2

No prior period
Active Merchants

6.5K

No prior period
Capital Expenditures

$4.17M

No prior period
Free Cash Flow

-$6.47M

No prior period
Net Income

-$15.3M

Previous: -$30.8M+50.4%
Operating Income

-$44.6M

Previous: -$33M-35.3%
Gross Profit

$127M

Previous: $52.9M+139.6%
Cash & Equivalents

$786M

No prior period
Stock-Based Comp

$6.2M

No prior period

Revenue & EPS history

Affirm · Revenue · Quarterly

$174M

Q1 2021+97.8%vs Q1 2020
Beat estimate in 6 of 10 quarters(60%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports

Historical avg

+0.6%

Avg return

Earnings day

+2.3%

Avg return

5 days after

+1.4%

Avg return

30 days after

35%

9 / 26 earnings

Positive

+62.1%

Q3 2022

Best reaction

-37.7%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2026-1.2%-6.2%-5.6%
Q2 2026-4.0%-4.8%-13.0%
Q1 2026+11.7%+19.7%+3.1%
Q3 2025-14.7%+4.2%+8.6%
Q2 2025+21.8%+22.5%-15.8%
Q1 2025-7.0%+15.2%+43.8%
Q4 2024+28.1%+35.4%+26.6%
Q3 2024-0.3%-8.3%-13.9%
Q2 2024-1.7%-10.9%-13.1%
Q1 2024+12.5%+3.6%+90.4%
Q4 2023+22.6%+32.0%+39.1%
Q3 2023+2.6%+1.1%+57.9%
Q2 2023-22.8%-26.2%-39.7%
Q1 2023-22.6%+8.8%-25.7%
Q4 2022-18.7%-22.1%-36.2%
Q3 2022+62.1%+72.5%+39.7%
Q2 2022-37.7%-40.0%-58.7%
Q1 2022-3.8%-6.2%-27.3%
Q4 2019-8.4%-3.0%+24.8%
Q4 2021+41.3%+23.4%+61.3%
Q3 2020-4.4%-1.2%+24.8%
Q3 2021+2.7%+0.0%+11.6%
Q1 2021-11.4%-12.0%-35.1%
Q4 2020-11.4%-12.0%-35.1%
Q2 2020-11.4%-12.0%-35.1%
Q2 2021-7.6%-12.5%-41.6%
Q1 2020

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