NYSE$RKT

Rocket Companies Inc · Q2 2025 earnings

Q2 2025 earnings · · After market close · Investor relations

Briefing

Rocket Companies reported Q2 2025 total revenue, net of $1.36B with net income of $34M.

Total revenue, net was $1.36 billion in the quarter ended June 30, 2025. Net income was $34.1 million after the Up-C collapse and related tax impacts; per-share metrics reflect the new capital structure. Mortgage banking, gain-on-sale, and MSR fair-value movements drove results.

  • Q2 total revenue, net $1.36B.
  • Net income $34M after Up-C restructuring effects.
  • Origination volumes sensitive to rates and housing turnover.
  • MSR and pipeline hedging add earnings volatility.

Headline financials

Total Revenue

$32.6M

Previous: $31.1M+4.8%
EPS (adj)

$0.01

Previous: $0.06-83.3%
Capital Expenditures

-$29.5M

Previous: -$30M+1.8%
Free Cash Flow

-$31.3M

Previous: -$28.8M-8.8%
Net Income

-$1.79M

Previous: $1.3M-237.8%
Operating Income

-$558M

Previous: $145M-486.1%
Gross Profit

$32.6M

Previous: $617M-94.7%

Revenue & EPS history

Rocket Companies · Revenue · Quarterly

$32.6M

Q2 2025+4.8%vs Q2 2024
Beat estimate in 4 of 15 quarters(27%)
ActualEstimate

Revenue by segment

Rocket Companies · $1.1B total across 2 segments · Q3 2023

  • Direct to Consumer
    $979M-12.1%
  • Partner Network
    $123M+25.5%

Forward guidance

Housing and asset-management outlook depends on rates, volumes, and fair-value marks.

Tailwinds

  • Rate relief could improve origination and investment activity.
  • Fee-based and servicing revenues add recurring elements.

Headwinds

  • Mortgage rate volatility pressures application volumes.
  • Fair-value and credit marks can swing quarterly earnings.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2025

Historical avgQ2 2025

+0.6%

Avg return

Earnings day

+5.6%

Avg return

5 days after

+2.2%

Avg return

30 days after

50%

12 / 24 earnings

Positive

+14.8%

Q3 2023

Best reaction

-15.5%

Q1 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-5.4%-14.9%-20.1%
Q4 2025+2.4%-6.4%-23.1%
Q3 2025+6.0%+2.3%+25.3%
Q2 2025+0.0%+11.4%+21.8%
Q1 2025-4.7%+8.2%+9.6%
Q4 2024+9.1%+16.1%+1.6%
Q3 2024-10.3%-13.7%-20.6%
Q2 2024+6.5%+13.2%+21.4%
Q1 2024+7.6%+13.1%+12.5%
Q4 2023+5.1%+8.6%+28.5%
Q3 2023+14.8%+8.5%+31.2%
Q2 2023+8.5%+10.4%+2.1%
Q1 2023-2.2%-4.3%-4.2%
Q4 2022+1.9%+9.6%+11.5%
Q3 2022-4.5%-0.6%+27.2%
Q2 2022-2.9%-6.0%-25.7%
Q1 2022-11.9%-3.5%-0.6%
Q4 2021+10.4%+20.8%-6.1%
Q3 2021-2.4%-4.3%-10.9%
Q2 2021+9.4%+2.0%-5.7%
Q1 2021-15.5%-21.5%-12.1%
Q4 2020+7.5%+104.7%+17.7%
Q3 2020-1.8%+1.9%-3.0%
Q2 2020-13.7%-20.0%-25.1%
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019

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