NYSE$RKT

Rocket Companies Inc · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Rocket Companies reported strong Q1 2024 results with revenue exceeding guidance, increased profitability, and expanded market share in purchase and refinance sectors.

Rocket Companies reported a net revenue of $1.4 billion and GAAP net income of $291 million, or $0.11 per diluted share, for Q1 2024. Adjusted revenue was $1.2 billion, exceeding the high end of the guidance range. The company saw a 19% increase in closed loan origination volume and an increase in gain on sale margin to 3.11%.

  • Total revenue, net reached $1.4 billion with a GAAP net income of $291 million, or 11 cents per diluted share.
  • Closed loan origination volume for Rocket Mortgage was $20.2 billion, a 19% increase year-over-year.
  • Gain on sale margin increased to 3.11%, up by 72 bps compared to the previous year.
  • Total liquidity stood at approximately $8.9 billion as of March 31, 2024.

Headline financials

Total Revenue

$37.5M

Previous: $37.7M-0.4%
EPS

$0.11

Previous: -$0.06+283.3%
Closed Loan Volume

$20.2B

Previous: $16.9B+19.4%
Gain on Sale Margin

3.1%

Previous: 2.4%+30.1%
Net Rate Lock Volume

$22.4B

No prior period
Capital Expenditures

-$14M

Previous: -$23.8M+41.1%
Free Cash Flow

$2.19M

Previous: -$42.3M+105.2%
Net Income

$16.2M

Previous: -$18.5M+187.5%
Operating Income

$239M

Previous: -$389M+161.4%
Gross Profit

$709M

Previous: $18.3M+3777.2%
Stock-Based Comp

$31M

Previous: $52M-40.3%

Revenue & EPS history

Rocket Companies · Revenue · Quarterly

$37.5M

Q1 2024-0.4%vs Q1 2023
Beat estimate in 4 of 15 quarters(27%)
ActualEstimate

Revenue by segment

Rocket Companies · $1.1B total across 2 segments · Q3 2023

  • Direct to Consumer
    $979M-12.1%
  • Partner Network
    $123M+25.5%

Forward guidance

For Q2 2024, Rocket Companies anticipates adjusted revenue to be between $1.075 billion and $1.225 billion.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

+0.6%

Avg return

Earnings day

+5.6%

Avg return

5 days after

+2.2%

Avg return

30 days after

50%

12 / 24 earnings

Positive

+14.8%

Q3 2023

Best reaction

-15.5%

Q1 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-5.4%-14.9%-20.1%
Q4 2025+2.4%-6.4%-23.1%
Q3 2025+6.0%+2.3%+25.3%
Q2 2025+0.0%+11.4%+21.8%
Q1 2025-4.7%+8.2%+9.6%
Q4 2024+9.1%+16.1%+1.6%
Q3 2024-10.3%-13.7%-20.6%
Q2 2024+6.5%+13.2%+21.4%
Q1 2024+7.6%+13.1%+12.5%
Q4 2023+5.1%+8.6%+28.5%
Q3 2023+14.8%+8.5%+31.2%
Q2 2023+8.5%+10.4%+2.1%
Q1 2023-2.2%-4.3%-4.2%
Q4 2022+1.9%+9.6%+11.5%
Q3 2022-4.5%-0.6%+27.2%
Q2 2022-2.9%-6.0%-25.7%
Q1 2022-11.9%-3.5%-0.6%
Q4 2021+10.4%+20.8%-6.1%
Q3 2021-2.4%-4.3%-10.9%
Q2 2021+9.4%+2.0%-5.7%
Q1 2021-15.5%-21.5%-12.1%
Q4 2020+7.5%+104.7%+17.7%
Q3 2020-1.8%+1.9%-3.0%
Q2 2020-13.7%-20.0%-25.1%
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019

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