NYSE$RKT

Rocket Companies Inc · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

Rocket Companies reported solid Q1 2023 results amidst an uncertain macro environment, with adjusted revenue exceeding the high end of guidance.

Rocket Companies announced Q1 2023 results, generating net revenue of $666 million and adjusted revenue of $882 million, which exceeded the high end of the guidance range. The company reported a net loss of $411 million, or a loss of $0.16 per diluted share, and an adjusted net loss of $111 million, or an adjusted loss of $0.06 per diluted share. Rocket Mortgage generated $17 billion in mortgage origination closed loan volume with a gain on sale margin of 2.39%.

  • Generated total revenue, net of $666 million and net loss of $411 million, or a loss of $0.16 cents per diluted share.
  • Generated total adjusted revenue of $882 million and adjusted net loss of $111 million, or an adjusted loss of $0.06 cents per diluted share.
  • Rocket Mortgage generated $17 billion in mortgage origination closed loan volume. Gain on sale margin was 2.39%.
  • Total liquidity was approximately $8.1 billion, as of March 31, 2023.

Headline financials

Total Revenue

$37.7M

Previous: $48.8M-22.8%
EPS (adj)

-$0.06

Previous: $0.15-140.0%
Closed Loan Volume

$16.9B

Previous: $54B-68.6%
Gain on Sale Margin

2.4%

Previous: 3.0%-20.6%
Capital Expenditures

-$23.8M

Previous: -$26.7M+10.9%
Free Cash Flow

-$42.3M

Previous: $27M-257.0%
Net Income

-$18.5M

Previous: $53.7M-134.5%
Operating Income

-$389M

Previous: $938M-141.5%
Gross Profit

$18.3M

Previous: $1.56B-98.8%
Cash & Equivalents

$893M

Previous: $2.31B-61.4%
Total Assets

$21.2B

Previous: $25.2B-16.0%
Stock-Based Comp

$52M

Previous: $55.6M-6.5%

Revenue & EPS history

Rocket Companies · Revenue · Quarterly

$37.7M

Q1 2023-22.8%vs Q1 2022
Beat estimate in 4 of 15 quarters(27%)
ActualEstimate

Revenue by segment

Rocket Companies · $586M total across 2 segments · Q1 2023

  • Direct to Consumer
    $495M-77.9%
  • Partner Network
    $91M-68.8%

Forward guidance

In Q2 2023, Rocket Companies expects adjusted revenue of between $850 million to $1 billion.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

+0.6%

Avg return

Earnings day

+5.6%

Avg return

5 days after

+2.2%

Avg return

30 days after

50%

12 / 24 earnings

Positive

+14.8%

Q3 2023

Best reaction

-15.5%

Q1 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-5.4%-14.9%-20.1%
Q4 2025+2.4%-6.4%-23.1%
Q3 2025+6.0%+2.3%+25.3%
Q2 2025+0.0%+11.4%+21.8%
Q1 2025-4.7%+8.2%+9.6%
Q4 2024+9.1%+16.1%+1.6%
Q3 2024-10.3%-13.7%-20.6%
Q2 2024+6.5%+13.2%+21.4%
Q1 2024+7.6%+13.1%+12.5%
Q4 2023+5.1%+8.6%+28.5%
Q3 2023+14.8%+8.5%+31.2%
Q2 2023+8.5%+10.4%+2.1%
Q1 2023-2.2%-4.3%-4.2%
Q4 2022+1.9%+9.6%+11.5%
Q3 2022-4.5%-0.6%+27.2%
Q2 2022-2.9%-6.0%-25.7%
Q1 2022-11.9%-3.5%-0.6%
Q4 2021+10.4%+20.8%-6.1%
Q3 2021-2.4%-4.3%-10.9%
Q2 2021+9.4%+2.0%-5.7%
Q1 2021-15.5%-21.5%-12.1%
Q4 2020+7.5%+104.7%+17.7%
Q3 2020-1.8%+1.9%-3.0%
Q2 2020-13.7%-20.0%-25.1%
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019

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