NYSE$RKT
Rocket Companies Inc · Q1 2025 earnings
Q1 2025 earnings · · After market close · Investor relations
Briefing
Rocket Companies reported Q1 2025 total revenue of $1.04B with a net loss of $212M and diluted EPS of ($0.08).
Total revenue, net fell to $1.04B from $1.38B as mortgage origination volumes and gain-on-sale margins compressed. The company reported a net loss of $212M, or $0.08 per diluted share, versus net income of $291M a year ago despite $21.6B in funded volume (+7% YoY).
- Q1 total revenue, net $1.04B (-25% YoY).
- Net loss $212M; diluted EPS ($0.08).
- Funded loan volume $21.6B (+7% YoY).
- Adjusted EBITDA $169M as rate volatility persists.
- Gain-on-sale and marketing efficiency remain key swing factors.
Headline financials
Revenue & EPS history
Rocket Companies · Revenue · Quarterly
$28.1M
Revenue by segment
Rocket Companies · $1.1B total across 2 segments · Q3 2023
- Direct to Consumer$979M-12.1%88.8%
- Partner Network$123M+25.5%11.2%
Forward guidance
Mortgage, credit, and fintech platforms cite rate sensitivity, origination volumes, and capital markets activity; numeric EPS guides are limited in the 10-Q.
Tailwinds
- Higher volumes when rates stabilize or refinance windows open.
- Technology and data monetization opportunities.
- Diversified fee streams beyond gain-on-sale.
Headwinds
- Rate volatility compresses mortgage margins.
- Credit losses if macro weakens.
- Regulatory changes affecting consumer finance.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports · overlaid with Q1 2025
+0.6%
Avg return
Earnings day
+5.6%
Avg return
5 days after
+2.2%
Avg return
30 days after
50%
12 / 24 earnings
Positive
+14.8%
Q3 2023
Best reaction
-15.5%
Q1 2021
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -5.4% | -14.9% | -20.1% | |
| Q4 2025 | +2.4% | -6.4% | -23.1% | |
| Q3 2025 | +6.0% | +2.3% | +25.3% | |
| Q2 2025 | +0.0% | +11.4% | +21.8% | |
| Q1 2025 | -4.7% | +8.2% | +9.6% | |
| Q4 2024 | +9.1% | +16.1% | +1.6% | |
| Q3 2024 | -10.3% | -13.7% | -20.6% | |
| Q2 2024 | +6.5% | +13.2% | +21.4% | |
| Q1 2024 | +7.6% | +13.1% | +12.5% | |
| Q4 2023 | +5.1% | +8.6% | +28.5% | |
| Q3 2023 | +14.8% | +8.5% | +31.2% | |
| Q2 2023 | +8.5% | +10.4% | +2.1% | |
| Q1 2023 | -2.2% | -4.3% | -4.2% | |
| Q4 2022 | +1.9% | +9.6% | +11.5% | |
| Q3 2022 | -4.5% | -0.6% | +27.2% | |
| Q2 2022 | -2.9% | -6.0% | -25.7% | |
| Q1 2022 | -11.9% | -3.5% | -0.6% | |
| Q4 2021 | +10.4% | +20.8% | -6.1% | |
| Q3 2021 | -2.4% | -4.3% | -10.9% | |
| Q2 2021 | +9.4% | +2.0% | -5.7% | |
| Q1 2021 | -15.5% | -21.5% | -12.1% | |
| Q4 2020 | +7.5% | +104.7% | +17.7% | |
| Q3 2020 | -1.8% | +1.9% | -3.0% | |
| Q2 2020 | -13.7% | -20.0% | -25.1% | |
| Q1 2020 | — | — | — | |
| Q4 2019 | — | — | — | |
| Q3 2019 | — | — | — | |
| Q2 2019 | — | — | — | |
| Q1 2019 | — | — | — |
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