NYSE$EFX

Equifax Inc · Q2 2026 earnings

Q2 2026 earnings · · Before market open · Investor relations

Briefing

Equifax Inc reported 11% revenue growth to $1.700 billion in Q2 2026 with strong performances across Workforce Solutions, USIS, and International.

Equifax delivered $1.700 billion in revenue for the second quarter of 2026, up 11% year-over-year, supported by 10% local currency growth and a 16% new product Vitality Index. Net income attributable to Equifax was $183.9 million with diluted EPS of $1.54 and adjusted EPS of $2.25. The company announced an agreement to acquire Círculo de Crédito and doubled its AI-driven cost reduction target to $150 million while returning $366 million to shareholders.

  • Revenue grew 11% to $1.700 billion with 10% local currency growth and 16% new product Vitality Index.
  • Workforce Solutions revenue rose 7% to $705.4 million; USIS revenue rose 17% to $611.6 million; International revenue rose 8% to $383.1 million.
  • U.S. Mortgage revenue increased 25% and Diversified Markets local currency growth reached 6%.
  • Adjusted EPS rose 13% to $2.25; company signed $750 million acquisition of Círculo de Crédito and returned $366 million to shareholders.

Headline financials

Total Revenue

$1.7B

Previous: $1.54B+10.6%
EPS (adj)

$2.25

Previous: $1.53+47.1%
Workforce Solutions Operating Margin

44.9%

No prior period
Workforce Solutions Adj. EBITDA Margin

52.1%

No prior period
USIS Operating Margin

22.5%

No prior period
USIS Adj. EBITDA Margin

32.8%

No prior period
International Operating Margin

12.1%

No prior period
International Adj. EBITDA Margin

27.6%

No prior period
Adjusted EBITDA Margin

32.5%

No prior period
New Product Vitality Index

16.0%

No prior period
Net Income

$184M

Previous: $191M-3.9%
Operating Income

$314M

No prior period
Cash & Equivalents

$170M

No prior period

Revenue & EPS history

Equifax · Revenue · Quarterly

$1.7B

Q2 2026+10.6%vs Q2 2025
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Revenue by segment

Equifax · $3.02B total across 7 segments · Q2 2026

  • Workforce Solutions
    $705M
  • USIS
    $612M
  • Verification Services
    $608M
  • Online Information Solutions
    $545M
  • International
    $383M
  • Employer Services
    $97.8M
  • Financial Marketing Services
    $66.2M

Forward guidance

Company provided Q3 and full year 2026 guidance including reported revenue growth of 8.7-10.7% for Q3 and 10.5-11.6% for FY.

Tailwinds

  • Strong sequential acceleration in Diversified Markets growth
  • Doubling of AI cost reduction target to $150 million
  • Acquisition of Círculo de Crédito expected to close in Q4

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports

Historical avg

-0.6%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.4%

Avg return

30 days after

43%

30 / 70 earnings

Positive

+15.2%

Q1 2021

Best reaction

-17.4%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026
Q1 2026-4.2%-13.1%-19.4%
Q4 2025-3.8%+14.0%+18.7%
Q3 2025-0.6%+1.2%-10.6%
Q2 2025-2.1%-1.3%+1.2%
Q1 2025+13.8%+19.1%+22.4%
Q4 2024-8.4%-6.4%-5.8%
Q3 2024-3.4%-4.9%-14.4%
Q2 2024-0.2%+1.9%+10.5%
Q1 2024-8.8%-8.2%+4.3%
Q4 2023+3.6%+5.1%+11.0%
Q3 2023-1.0%-1.0%+13.5%
Q2 2023-9.0%-13.1%-19.2%
Q1 2023+3.8%+3.1%+7.9%
Q4 2022-7.3%-4.1%-13.4%
Q3 2022-9.5%-5.4%+20.6%
Q2 2022-0.2%-1.4%+3.8%
Q1 2022-7.1%-2.3%-10.9%
Q4 2021-2.1%-6.4%-5.2%
Q3 2021-6.5%+0.6%+5.7%
Q2 2021-2.7%-0.6%+0.8%
Q1 2021+15.2%+17.3%+23.4%
Q4 2020-3.4%-1.2%-4.8%
Q3 2020-2.4%-5.5%+7.5%
Q2 2020+6.2%-0.6%-4.2%
Q1 2020+1.6%+2.7%+16.8%
Q4 2019+5.8%+6.3%-8.2%
Q3 2019-1.2%-1.9%-0.9%
Q2 2019-2.1%+1.6%+0.9%
Q1 2019-2.2%-0.3%+9.3%
Q4 2018+1.1%+1.0%+3.3%
Q3 2018-17.4%-18.8%-15.1%
Q2 2018-3.1%-1.3%+4.2%
Q1 2018-2.7%-5.9%-3.3%
Q4 2017+3.7%+7.4%+4.3%
Q3 2017+1.4%+2.0%+9.5%
Q2 2017-1.5%+0.4%-2.8%
Q1 2017-2.4%-3.2%-2.2%
Q4 2016+5.8%+7.4%+10.0%
Q3 2016-5.6%-5.0%-8.0%
Q2 2016-1.9%-3.0%-3.4%
Q1 2016+2.7%
Q4 2015+0.2%
Q3 2015-4.1%
Q2 2015+2.1%
Q1 2015+4.1%
Q4 2014+8.5%
Q3 2014-2.6%
Q2 2014+2.7%
Q1 2014+0.9%
Q4 2013-2.2%
Q3 2013+3.4%
Q2 2013+0.6%
Q1 2013+2.8%
Q4 2012-6.2%
Q3 2012-0.1%
Q2 2012-2.7%
Q1 2012+6.0%
Q4 2011+0.1%
Q3 2011+5.0%
Q2 2011+3.7%
Q1 2011+3.1%
Q4 2008-2.2%
Q4 2010-2.2%
Q3 2009+2.2%
Q3 2010+2.2%
Q2 2010+3.6%
Q2 2009+3.6%
Q1 2009-4.7%
Q1 2010-4.7%
Q4 2009-4.7%

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