NYSE$EFX

Equifax Inc · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

Equifax's first quarter 2023 earnings were announced, revealing a mix of challenges and successes.

Equifax reported a 4% decrease in revenue to $1.302 billion due to a decline in mortgage revenue, but experienced strong growth in non-mortgage constant currency revenue. The company is on track to deliver planned spending reductions and signed an agreement to acquire Boa Vista Serviços in Brazil.

  • First quarter revenue decreased by 4% to $1.302 billion, influenced by a 33% decline in mortgage revenue.
  • Non-mortgage constant currency revenue grew by 10%.
  • Agreement signed to acquire Boa Vista Serviços, which will expand Equifax capabilities in the Brazilian market.
  • On track to deliver planned $200 million in spending reductions in 2023.

Headline financials

Total Revenue

$1.3B

Previous: $1.36B-4.5%
EPS (adj)

$1.43

Previous: $2.22-35.6%
Workforce Solutions Operating Margin

41.7%

No prior period
Workforce Solutions Adj. EBITDA Margin

50.4%

No prior period
International Operating Margin

11.5%

No prior period
International Adj. EBITDA Margin

23.5%

No prior period
Adjusted EBITDA Margin

29.2%

No prior period
Free Cash Flow

$112M

Previous: $222M-49.3%
Net Income

$112M

Previous: $222M-49.3%
Operating Income

$205M

Previous: $332M-38.2%
Gross Profit

-$580M

Previous: -$553M-4.9%
Cash & Equivalents

$233M

Previous: $201M+15.7%
Total Assets

$11.6B

Previous: $11.4B+1.7%
Stock-Based Comp

$39.7M

Previous: $22.3M+78.0%

Revenue & EPS history

Equifax · Revenue · Quarterly

$1.3B

Q1 2023-4.5%vs Q1 2022
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

Equifax · $2.18B total across 7 segments · Q4 2021

  • Workforce Solutions
    $532M+30.8%
  • U.S. Information Solutions
    $434M+12.0%
  • Verification Services
    $427M
  • Online Information Solutions
    $314M
  • International
    $288M+16.2%
  • Employer Services
    $105M
  • Financial Marketing Services
    $79.4M

Forward guidance

Equifax provided guidance for the second quarter and full year 2023.

Tailwinds

  • Reported Revenue: Q2 2023 Low-End: $1.310 billion, High-End: $1.330 billion; FY 2023 Low-End: $5.275 billion, High-End: $5.375 billion
  • Reported Revenue Growth: Q2 2023 Low-End: -0.5%, High-End: 1.0%; FY 2023 Low-End: 3.0%, High-End: 4.9%
  • Local Currency Growth: Q2 2023 Low-End: 0.8%, High-End: 2.3%; FY 2023 Low-End: 3.8%, High-End: 5.7%
  • Organic Local Currency Growth: Q2 2023 Low-End: -0.5%, High-End: 1.0%; FY 2023 Low-End: 2.8%, High-End: 4.7%
  • Adjusted Earnings Per Share: Q2 2023 Low-End: $1.60, High-End: $1.70; FY 2023 Low-End: $7.05, High-End: $7.35

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

-0.6%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.4%

Avg return

30 days after

43%

30 / 70 earnings

Positive

+15.2%

Q1 2021

Best reaction

-17.4%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.2%-13.1%-19.4%
Q4 2025-3.8%+14.0%+18.7%
Q3 2025-0.6%+1.2%-10.6%
Q2 2025-2.1%-1.3%+1.2%
Q1 2025+13.8%+19.1%+22.4%
Q4 2024-8.4%-6.4%-5.8%
Q3 2024-3.4%-4.9%-14.4%
Q2 2024-0.2%+1.9%+10.5%
Q1 2024-8.8%-8.2%+4.3%
Q4 2023+3.6%+5.1%+11.0%
Q3 2023-1.0%-1.0%+13.5%
Q2 2023-9.0%-13.1%-19.2%
Q1 2023+3.8%+3.1%+7.9%
Q4 2022-7.3%-4.1%-13.4%
Q3 2022-9.5%-5.4%+20.6%
Q2 2022-0.2%-1.4%+3.8%
Q1 2022-7.1%-2.3%-10.9%
Q4 2021-2.1%-6.4%-5.2%
Q3 2021-6.5%+0.6%+5.7%
Q2 2021-2.7%-0.6%+0.8%
Q1 2021+15.2%+17.3%+23.4%
Q4 2020-3.4%-1.2%-4.8%
Q3 2020-2.4%-5.5%+7.5%
Q2 2020+6.2%-0.6%-4.2%
Q1 2020+1.6%+2.7%+16.8%
Q4 2019+5.8%+6.3%-8.2%
Q3 2019-1.2%-1.9%-0.9%
Q2 2019-2.1%+1.6%+0.9%
Q1 2019-2.2%-0.3%+9.3%
Q4 2018+1.1%+1.0%+3.3%
Q3 2018-17.4%-18.8%-15.1%
Q2 2018-3.1%-1.3%+4.2%
Q1 2018-2.7%-5.9%-3.3%
Q4 2017+3.7%+7.4%+4.3%
Q3 2017+1.4%+2.0%+9.5%
Q2 2017-1.5%+0.4%-2.8%
Q1 2017-2.4%-3.2%-2.2%
Q4 2016+5.8%+7.4%+10.0%
Q3 2016-5.6%-5.0%-8.0%
Q2 2016-1.9%-3.0%-3.4%
Q1 2016+2.7%
Q4 2015+0.2%
Q3 2015-4.1%
Q2 2015+2.1%
Q1 2015+4.1%
Q4 2014+8.5%
Q3 2014-2.6%
Q2 2014+2.7%
Q1 2014+0.9%
Q4 2013-2.2%
Q3 2013+3.4%
Q2 2013+0.6%
Q1 2013+2.8%
Q4 2012-6.2%
Q3 2012-0.1%
Q2 2012-2.7%
Q1 2012+6.0%
Q4 2011+0.1%
Q3 2011+5.0%
Q2 2011+3.7%
Q1 2011+3.1%
Q4 2008-2.2%
Q4 2010-2.2%
Q3 2010+2.2%
Q3 2009+2.2%
Q2 2009+3.6%
Q2 2010+3.6%
Q1 2010-4.7%
Q1 2009-4.7%
Q4 2009-4.7%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro