NYSE$BILL
BILL Holdings Inc · Q4 2025 earnings
Q4 2025 earnings · · After market close · Investor relations
Briefing
BILL Holdings Inc reported Q4 and fiscal year 2026 results with 14% total revenue growth in the quarter.
Total revenue reached $436.2 million in Q4, up 14% year-over-year, driven by 16% growth in core revenue to $400.5 million. The company achieved non-GAAP operating income of $101.6 million and non-GAAP net income of $94.0 million, while serving 479,300 businesses and processing $98 billion in payment volume.
- Q4 total revenue grew 14% YoY to $436.2 million with core revenue up 16% to $400.5 million.
- Non-GAAP operating income rose 80% YoY to $101.6 million and non-GAAP EPS reached $0.84.
- Businesses served reached 479,300 with $98 billion TPV and 37 million transactions processed in Q4.
- Full year total revenue was $1.65 billion, up 13%, with non-GAAP net income of $314.8 million.
Headline financials
Revenue & EPS history
BILL · Revenue · Quarterly
$436M
Revenue by segment
BILL · $436M total across 2 segments · Q4 2025
- Subscription and transaction fees$400M—91.8%
- Interest on funds held for customers$35.7M—8.2%
Forward guidance
Guidance provided for Q1 and full FY2027 with expected revenue growth of 9-12%.
Tailwinds
- Total revenue guidance $1,807M-$1,857M for FY27.
- Core revenue growth expected at 11-14%.
- Non-GAAP operating income $421M-$451M.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
+4.1%
Avg return
Earnings day
+4.3%
Avg return
5 days after
+1.8%
Avg return
30 days after
56%
14 / 25 earnings
Positive
+37.6%
Q2 2021
Best reaction
-35.5%
Q2 2025
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q4 2025 | — | — | — | |
| Q3 2026 | +10.9% | +6.3% | -4.3% | |
| Q2 2026 | +37.2% | +31.8% | +26.3% | |
| Q1 2026 | +2.7% | +17.0% | +20.5% | |
| Q3 2025 | -6.1% | +1.0% | -4.1% | |
| Q2 2025 | -35.5% | -36.6% | -51.0% | |
| Q1 2025 | +19.5% | +37.5% | +50.5% | |
| Q4 2024 | -8.0% | +3.9% | +5.4% | |
| Q3 2024 | -9.9% | -8.2% | -17.1% | |
| Q2 2024 | -12.6% | -16.2% | -8.4% | |
| Q1 2024 | -24.2% | -28.4% | -22.8% | |
| Q4 2023 | +5.7% | +3.5% | +4.3% | |
| Q3 2023 | +19.6% | +22.5% | +36.7% | |
| Q2 2023 | -20.7% | -15.2% | -24.0% | |
| Q1 2023 | -8.7% | -10.5% | +4.4% | |
| Q4 2022 | +15.1% | +8.3% | -1.5% | |
| Q3 2022 | -31.0% | -38.9% | -27.4% | |
| Q2 2022 | +25.5% | +27.9% | +11.1% | |
| Q1 2022 | +14.1% | +16.7% | -19.2% | |
| Q4 2021 | +29.4% | +25.1% | +24.5% | |
| Q3 2021 | +10.7% | +5.5% | +6.5% | |
| Q2 2021 | +37.6% | +29.5% | +11.0% | |
| Q1 2021 | -6.1% | -12.2% | +16.1% | |
| Q4 2020 | -2.6% | -4.5% | -7.6% | |
| Q3 2020 | +26.9% | +19.7% | +6.5% | |
| Q2 2020 | +12.4% | +22.2% | +8.0% | |
| Q1 2020 | — | — | — | |
| Q4 2019 | — | — | — | |
| Q3 2019 | — | — | — | |
| Q2 2018 | — | — | — | |
| Q1 2018 | — | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro