NYSE$BILL

BILL Holdings Inc · Q3 2021 earnings

Q3 2021 earnings · · Investor relations

Briefing

Bill.com's financial performance for Q3 2021 fiscal year was reported, featuring a 62% year-over-year increase in core revenue and a definitive agreement to acquire Divvy.

Bill.com reported strong Q3 fiscal 2021 results, with total revenue increasing by 45% year-over-year to $59.7 million and core revenue growing by 62% year-over-year. The company processed $35.0 billion in total payment volume, a 44% increase year-over-year. Bill.com also signed a definitive agreement to acquire Divvy.

  • Total revenue was $59.7 million, up 45% year-over-year.
  • Core revenue, including subscription and transaction fees, increased 62% year-over-year.
  • Total payment volume processed on the platform reached $35.0 billion, a 44% increase year-over-year.
  • Bill.com signed a definitive agreement to acquire Divvy.

Headline financials

Total Revenue

$59.7M

Previous: $41.2M+44.9%
EPS (adj)

-$0.02

Previous: -$0.04+50.0%
Capital Expenditures

-$17.1M

Previous: -$5.74M-197.5%
Free Cash Flow

-$43.8M

Previous: -$14.1M-211.6%
Net Income

-$26.7M

Previous: -$8.32M-221.3%
Operating Income

-$15.3M

Previous: -$9.72M-57.4%
Gross Profit

$44.3M

Previous: $31.1M+42.4%
Cash & Equivalents

$1.22B

Previous: $229M+435.3%
Total Assets

$3.8B

Previous: $1.79B+112.3%

Revenue & EPS history

BILL · Revenue · Quarterly

$59.7M

Q3 2021+44.9%vs Q3 2020
Beat estimate in 5 of 11 quarters(45%)
ActualEstimate

Revenue by segment

BILL · $59.7M total across 2 segments · Q3 2021

  • Subscription and transaction fees
    $58.6M+62.4%
  • Interest on funds held for customers
    $1.12M-78.3%

Forward guidance

Bill.com is providing guidance for the fiscal fourth quarter ending June 30, 2021.

Tailwinds

  • Total revenue (millions) $60.9 – $61.9
  • Year-over-year total revenue growth 45% – 47%
  • Core revenue (millions) $60.4 – $61.3
  • Year-over-year core revenue growth 56% – 58%
  • Float revenue (millions) $0.5 – $0.6

Headwinds

  • Non-GAAP net loss (millions) ($4.5) – ($3.5)
  • Non-GAAP net loss per share ($0.05) – ($0.04)
  • Weighted-average basic and diluted shares outstanding (millions) 83.3
  • The financial outlook does not include any potential impact from the proposed acquisition of DivvyPay, Inc. (“Divvy”).
  • Bill.com has not provided a reconciliation of non-GAAP net loss or non-GAAP net loss per share guidance measures to the most directly comparable GAAP measures because certain items excluded from GAAP cannot be reasonably calculated or predicted at this time.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2021

Historical avgQ3 2021

+4.1%

Avg return

Earnings day

+4.3%

Avg return

5 days after

+1.8%

Avg return

30 days after

56%

14 / 25 earnings

Positive

+37.6%

Q2 2021

Best reaction

-35.5%

Q2 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2026+10.9%+6.3%-4.3%
Q2 2026+37.2%+31.8%+26.3%
Q1 2026+2.7%+17.0%+20.5%
Q3 2025-6.1%+1.0%-4.1%
Q2 2025-35.5%-36.6%-51.0%
Q1 2025+19.5%+37.5%+50.5%
Q4 2024-8.0%+3.9%+5.4%
Q3 2024-9.9%-8.2%-17.1%
Q2 2024-12.6%-16.2%-8.4%
Q1 2024-24.2%-28.4%-22.8%
Q4 2023+5.7%+3.5%+4.3%
Q3 2023+19.6%+22.5%+36.7%
Q2 2023-20.7%-15.2%-24.0%
Q1 2023-8.7%-10.5%+4.4%
Q4 2022+15.1%+8.3%-1.5%
Q3 2022-31.0%-38.9%-27.4%
Q2 2022+25.5%+27.9%+11.1%
Q1 2022+14.1%+16.7%-19.2%
Q4 2021+29.4%+25.1%+24.5%
Q3 2021+10.7%+5.5%+6.5%
Q2 2021+37.6%+29.5%+11.0%
Q1 2021-6.1%-12.2%+16.1%
Q4 2020-2.6%-4.5%-7.6%
Q3 2020+26.9%+19.7%+6.5%
Q2 2020+12.4%+22.2%+8.0%
Q1 2020
Q4 2019
Q3 2019
Q2 2018
Q1 2018

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