NYSE$BILL

BILL Holdings Inc · Q1 2026 earnings

Q1 2026 earnings · · After market close · Investor relations

Briefing

BILL Holdings reported fiscal Q1 2026 total revenue of $395.7M with a net loss of $3.0M ($0.03 per share).

Total revenue rose to $395.7 million from $358.5 million as core AP/AR and spend-and-expense solutions grew. The company posted a small GAAP net loss of $3.0 million, or $(0.03) per share, near breakeven.

  • Fiscal Q1 revenue $395.7M (+10% YoY).
  • Net loss $3.0M; diluted EPS $(0.03).
  • Subscription and transaction fees drive mix.
  • AI-assisted automation and SMB penetration remain strategic priorities.

Headline financials

Total Revenue

$396M

Previous: $358M+10.4%
EPS (adj)

-$0.03

Previous: $0.08-137.5%
Businesses served

498.1K

No prior period
Total payment volume

$89B

Previous: $79.5B+12.0%
Total transactions

33.0M

Previous: 28.4M+16.0%
Capital Expenditures

-$1.3M

Previous: -$7.04M+81.5%
Net Income

-$2.96M

Previous: $8.91M-133.2%
Operating Income

-$20.7M

Previous: -$7.7M-169.1%
Gross Profit

$319M

Previous: $294M+8.5%

Revenue & EPS history

BILL · Revenue · Quarterly

$396M

Q1 2026+10.4%vs Q1 2025
Beat estimate in 12 of 14 quarters(86%)
ActualEstimate

Revenue by segment

BILL · $305M total across 2 segments · Q1 2024

  • Subscription and transaction fees
    $265M+23.6%
  • Interest on funds held for customers
    $39.8M

Forward guidance

The filing discusses BILL Holdings's outlook, capital priorities, and key risks, including guidance or operating targets where disclosed.

Tailwinds

  • BILL Holdings cites execution and demand supporting the near-term outlook.
  • Balance sheet and capital allocation remain focal points in the filing.

Headwinds

  • GAAP profitability remained under pressure in the quarter.
  • Macro, competition, and input costs may pressure margins quarter to quarter.
  • One-time items and segment mix can affect comparability versus prior periods.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+4.1%

Avg return

Earnings day

+4.3%

Avg return

5 days after

+1.8%

Avg return

30 days after

56%

14 / 25 earnings

Positive

+37.6%

Q2 2021

Best reaction

-35.5%

Q2 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2026+10.9%+6.3%-4.3%
Q2 2026+37.2%+31.8%+26.3%
Q1 2026+2.7%+17.0%+20.5%
Q3 2025-6.1%+1.0%-4.1%
Q2 2025-35.5%-36.6%-51.0%
Q1 2025+19.5%+37.5%+50.5%
Q4 2024-8.0%+3.9%+5.4%
Q3 2024-9.9%-8.2%-17.1%
Q2 2024-12.6%-16.2%-8.4%
Q1 2024-24.2%-28.4%-22.8%
Q4 2023+5.7%+3.5%+4.3%
Q3 2023+19.6%+22.5%+36.7%
Q2 2023-20.7%-15.2%-24.0%
Q1 2023-8.7%-10.5%+4.4%
Q4 2022+15.1%+8.3%-1.5%
Q3 2022-31.0%-38.9%-27.4%
Q2 2022+25.5%+27.9%+11.1%
Q1 2022+14.1%+16.7%-19.2%
Q4 2021+29.4%+25.1%+24.5%
Q3 2021+10.7%+5.5%+6.5%
Q2 2021+37.6%+29.5%+11.0%
Q1 2021-6.1%-12.2%+16.1%
Q4 2020-2.6%-4.5%-7.6%
Q3 2020+26.9%+19.7%+6.5%
Q2 2020+12.4%+22.2%+8.0%
Q1 2020
Q4 2019
Q3 2019
Q2 2018
Q1 2018

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