NYSE$BILL

BILL Holdings Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Delivered strong growth with increased automation for over 470,000 businesses and a focus on impactful initiatives.

BILL reported a 22% year-over-year increase in total revenue to $318.5 million for the second quarter of fiscal year 2024. Non-GAAP net income increased by 48% year-over-year, reflecting a 23% margin. The company served 473,500 businesses and processed $75 billion in total payment volume.

  • Total revenue increased by 22% year-over-year to $318.5 million.
  • Core revenue, consisting of subscription and transaction fees, increased by 19% year-over-year to $275.0 million.
  • Non-GAAP net income increased 48% year-over-year, reflecting a 23% margin.
  • Served 473,500 businesses using our solutions.

Headline financials

Total Revenue

$318M

Previous: $260M+22.5%
EPS

-$0.38

Previous: $0.42-190.5%
Capital Expenditures

-$755K

Previous: -$3.16M+76.1%
Free Cash Flow

-$41.2M

Previous: -$98.2M+58.1%
Net Income

-$40.4M

Previous: -$95.1M+57.5%
Operating Income

-$67.7M

Previous: -$112M+39.8%
Gross Profit

$260M

Previous: $213M+22.4%
Cash & Equivalents

$1.58B

Previous: $1.62B-2.3%
Total Assets

$9.87B

Previous: $9.74B+1.4%
Stock-Based Comp

$65.5M

Previous: $119M-45.1%

Revenue & EPS history

BILL · Revenue · Quarterly

$318M

Q2 2024+22.5%vs Q2 2023
Beat estimate in 12 of 14 quarters(86%)
ActualEstimate

Revenue by segment

BILL · $305M total across 2 segments · Q1 2024

  • Subscription and transaction fees
    $265M+23.6%
  • Interest on funds held for customers
    $39.8M

Forward guidance

The company is providing guidance for the fiscal third quarter ending March 31, 2024 and the full fiscal year ending June 30, 2024.

Tailwinds

  • Total revenue for Q3 FY24 is expected to be between $299 million and $309 million.
  • Total revenue growth year-over-year for Q3 FY24 is expected to be between 10% and 13%.
  • Total revenue for FY24 is expected to be between $1,226 million and $1,251 million.
  • Total revenue growth year-over-year for FY24 is expected to be between 16% and 18%.
  • Non-GAAP net income per diluted share for FY24 is expected to be $2.09 - $2.31.

Headwinds

  • Non-GAAP net income for Q3 FY24 is expected to be between $56 million and $66 million.
  • Non-GAAP net income per diluted share for Q3 FY24 is expected to be $0.48 - $0.57.
  • Macroeconomic factors, including changes in interest rates and inflation.
  • The risk of loss, errors and fraudulent activity.
  • Increased competition or new entrants in the marketplace.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+4.1%

Avg return

Earnings day

+4.3%

Avg return

5 days after

+1.8%

Avg return

30 days after

56%

14 / 25 earnings

Positive

+37.6%

Q2 2021

Best reaction

-35.5%

Q2 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2026+10.9%+6.3%-4.3%
Q2 2026+37.2%+31.8%+26.3%
Q1 2026+2.7%+17.0%+20.5%
Q3 2025-6.1%+1.0%-4.1%
Q2 2025-35.5%-36.6%-51.0%
Q1 2025+19.5%+37.5%+50.5%
Q4 2024-8.0%+3.9%+5.4%
Q3 2024-9.9%-8.2%-17.1%
Q2 2024-12.6%-16.2%-8.4%
Q1 2024-24.2%-28.4%-22.8%
Q4 2023+5.7%+3.5%+4.3%
Q3 2023+19.6%+22.5%+36.7%
Q2 2023-20.7%-15.2%-24.0%
Q1 2023-8.7%-10.5%+4.4%
Q4 2022+15.1%+8.3%-1.5%
Q3 2022-31.0%-38.9%-27.4%
Q2 2022+25.5%+27.9%+11.1%
Q1 2022+14.1%+16.7%-19.2%
Q4 2021+29.4%+25.1%+24.5%
Q3 2021+10.7%+5.5%+6.5%
Q2 2021+37.6%+29.5%+11.0%
Q1 2021-6.1%-12.2%+16.1%
Q4 2020-2.6%-4.5%-7.6%
Q3 2020+26.9%+19.7%+6.5%
Q2 2020+12.4%+22.2%+8.0%
Q1 2020
Q4 2019
Q3 2019
Q2 2018
Q1 2018

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