NYSE$TRU
TransUnion · Q2 2021 earnings
Q2 2021 earnings · · Investor relations
Briefing
TransUnion's financial performance reflected significant improvements in demand and economic recovery in most markets.
TransUnion announced strong second-quarter results, driven by economic recovery and a diversified portfolio. Total revenue increased by 22% to $774 million, and net income attributable to TransUnion was $128 million. The company increased its full-year 2021 financial guidance, reflecting the outperformance and a bullish view for the remainder of the year.
- Delivered strong growth, reflecting meaningful economic recovery in most of our markets and the benefits of our diversified, growth-oriented portfolio.
- Increased full-year 2021 financial guidance to reflect second-quarter out-performance and a more bullish view of the remainder of the year.
- Continuing to strategically invest to position TransUnion for long-term sustained growth.
- Experienced significant recovery across most markets in the first six months of the year.
Headline financials
Revenue & EPS history
TransUnion · Revenue · Quarterly
$774M
Revenue by segment
TransUnion · $622M total across 3 segments · Q2 2021
- U.S. Financial Services$271M+22.0%43.6%
- U.S. Emerging Verticals$214M+16.8%34.4%
- Consumer Interactive$137M+6.7%22.0%
Forward guidance
TransUnion provided guidance for the third quarter and full year 2021, based on assumptions subject to change, including macroeconomic conditions and the COVID-19 pandemic's impact. There is no assurance that the Company will achieve the results expressed by this guidance.
Tailwinds
- Revenue, as reported for Q3 2021 is expected to be between $766 million and $777 million.
- Revenue growth for Q3 2021 is expected to be between 10% and 12%.
- Net income attributable to TransUnion for Q3 2021 is expected to be between $111 million and $117 million.
- Diluted Earnings per Share for Q3 2021 is expected to be between $0.58 and $0.60.
- Adjusted EBITDA for Q3 2021 is expected to be between $301 million and $308 million.
Headwinds
- The impact of mortgage is expected to be approximately 4 points of headwind for Q3 2021.
- There are numerous evolving factors that we may not be able to accurately predict.
- There can be no assurance that the Company will achieve the results expressed by this guidance.
- Guidance is based on a number of assumptions that are subject to change.
- Many of which are outside of the control of the Company, including general macroeconomic conditions and the potential impact of the global COVID-19 pandemic.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2021
+0.6%
Avg return
Earnings day
-0.1%
Avg return
5 days after
+0.7%
Avg return
30 days after
57%
25 / 44 earnings
Positive
+18.4%
Q4 2015
Best reaction
-28.7%
Q3 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -1.3% | -1.1% | +0.5% | |
| Q4 2025 | -1.4% | +4.9% | -2.5% | |
| Q3 2025 | +3.3% | +2.8% | +4.0% | |
| Q2 2025 | -2.9% | -4.9% | -1.1% | |
| Q1 2025 | +6.7% | +6.7% | +7.6% | |
| Q4 2024 | +7.3% | +3.9% | -11.9% | |
| Q3 2024 | +0.8% | -2.0% | -6.3% | |
| Q2 2024 | +11.4% | +15.8% | +25.3% | |
| Q1 2024 | +8.5% | +6.3% | +11.1% | |
| Q4 2023 | +9.8% | +6.3% | +10.2% | |
| Q3 2023 | -28.7% | -32.8% | -8.7% | |
| Q2 2023 | +3.2% | +0.4% | -1.1% | |
| Q1 2023 | +0.3% | +7.8% | +11.1% | |
| Q4 2022 | +3.4% | +3.9% | -12.9% | |
| Q3 2022 | +1.9% | +5.1% | +8.4% | |
| Q2 2022 | -14.0% | -9.6% | -7.5% | |
| Q1 2022 | -3.6% | -5.7% | -8.1% | |
| Q4 2021 | -11.9% | -6.6% | +4.5% | |
| Q3 2021 | -7.3% | -2.4% | -3.4% | |
| Q2 2021 | +1.6% | +3.0% | +1.4% | |
| Q1 2021 | +3.4% | +4.0% | +6.4% | |
| Q4 2020 | -6.9% | -6.1% | -8.1% | |
| Q3 2020 | -6.1% | -5.6% | +11.0% | |
| Q2 2020 | +3.2% | +0.2% | -3.5% | |
| Q1 2020 | +8.1% | +2.6% | +13.9% | |
| Q4 2019 | +2.2% | -0.7% | -40.2% | |
| Q3 2019 | +1.3% | -0.1% | +2.8% | |
| Q2 2019 | +9.0% | +12.7% | +12.2% | |
| Q1 2019 | -3.4% | -1.8% | -6.9% | |
| Q4 2018 | -2.1% | -2.6% | +1.0% | |
| Q3 2018 | -6.9% | -10.2% | -11.5% | |
| Q2 2018 | -1.2% | -4.5% | -2.1% | |
| Q1 2018 | +8.3% | +8.0% | +13.6% | |
| Q4 2017 | -4.0% | +0.6% | +0.9% | |
| Q3 2017 | +2.5% | +4.5% | +7.7% | |
| Q2 2017 | -0.1% | -0.7% | +3.7% | |
| Q1 2017 | -0.2% | +0.4% | +7.3% | |
| Q4 2016 | +9.4% | +8.5% | +10.6% | |
| Q3 2016 | -3.5% | -6.6% | -5.1% | |
| Q2 2016 | -4.9% | -7.3% | -6.4% | |
| Q1 2016 | +9.6% | — | — | |
| Q4 2015 | +18.4% | — | — | |
| Q3 2015 | +1.7% | — | — | |
| Q2 2015 | +0.6% | — | — | |
| Q4 2014 | — | — | — | |
| Q1 2015 | — | — | — | |
| Q3 2014 | — | — | — | |
| Q2 2014 | — | — | — | |
| Q1 2014 | — | — | — | |
| Q4 2013 | — | — | — | |
| Q3 2013 | — | — | — | |
| Q2 2013 | — | — | — | |
| Q4 2012 | — | — | — | |
| Q1 2013 | — | — | — |
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