NYSE$TRU

TransUnion · Q2 2020 earnings

Q2 2020 earnings · · Investor relations

Briefing

TransUnion's financial performance reflected resilience amidst COVID-19 challenges, with revenue and earnings aligning with the Upside Case scenario.

TransUnion's Q2 2020 results demonstrated resilience amidst challenging economic conditions, aligning with the Upside Case scenario. The company reported revenue of $634 million and net income of $69 million. While revenue decreased by 4%, the company strengthened its liquidity position by increasing cash on hand by $126 million to $432 million.

  • Business performance improved throughout the quarter due to re-openings and government stimulus.
  • Q2 2020 results were in line with the Upside Case scenario.
  • Liquidity position was strengthened with a $126 million increase in cash on hand.
  • The company continued to invest in Global Solutions, Global Operations, and Project Rise.

Headline financials

Total Revenue

$634M

Previous: $662M-4.2%
EPS (adj)

$0.66

Previous: $0.69-4.3%
Adjusted EBITDA

$243M

Previous: $264M-7.8%
Adjusted EBITDA Margin

38.2%

Previous: 39.7%-3.8%
Capital Expenditures

-$87.6M

Previous: -$88M+0.5%
Free Cash Flow

-$19.1M

Previous: $13.5M-241.5%
Net Income

$68.5M

Previous: $102M-32.5%
Operating Income

$124M

Previous: $160M-22.4%
Gross Profit

$416M

Previous: $446M-6.7%
Cash & Equivalents

$432M

Previous: $195M+122.0%
Total Assets

$7.03B

Previous: $7.13B-1.4%
Stock-Based Comp

$16.6M

Previous: $6.7M+147.8%

Revenue & EPS history

TransUnion · Revenue · Quarterly

$634M

Q2 2020-4.2%vs Q2 2019
Beat estimate in 16 of 16 quarters(100%)
ActualEstimate

Revenue by segment

TransUnion · $534M total across 3 segments · Q2 2020

  • U.S. Financial Services
    $222M+4.3%
  • U.S. Emerging Verticals
    $183M-5.0%
  • Consumer Interactive
    $128M+3.9%

Forward guidance

Given the ongoing uncertainty across all our geographic and vertical markets, we are continuing to suspend full year guidance. We will continue to assess this decision, and intend to reinstate full year guidance at the appropriate time once we have sufficient visibility. We are similarly unable to provide third quarter 2020 guidance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2020

Historical avgQ2 2020

+0.6%

Avg return

Earnings day

-0.1%

Avg return

5 days after

+0.7%

Avg return

30 days after

57%

25 / 44 earnings

Positive

+18.4%

Q4 2015

Best reaction

-28.7%

Q3 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.3%-1.1%+0.5%
Q4 2025-1.4%+4.9%-2.5%
Q3 2025+3.3%+2.8%+4.0%
Q2 2025-2.9%-4.9%-1.1%
Q1 2025+6.7%+6.7%+7.6%
Q4 2024+7.3%+3.9%-11.9%
Q3 2024+0.8%-2.0%-6.3%
Q2 2024+11.4%+15.8%+25.3%
Q1 2024+8.5%+6.3%+11.1%
Q4 2023+9.8%+6.3%+10.2%
Q3 2023-28.7%-32.8%-8.7%
Q2 2023+3.2%+0.4%-1.1%
Q1 2023+0.3%+7.8%+11.1%
Q4 2022+3.4%+3.9%-12.9%
Q3 2022+1.9%+5.1%+8.4%
Q2 2022-14.0%-9.6%-7.5%
Q1 2022-3.6%-5.7%-8.1%
Q4 2021-11.9%-6.6%+4.5%
Q3 2021-7.3%-2.4%-3.4%
Q2 2021+1.6%+3.0%+1.4%
Q1 2021+3.4%+4.0%+6.4%
Q4 2020-6.9%-6.1%-8.1%
Q3 2020-6.1%-5.6%+11.0%
Q2 2020+3.2%+0.2%-3.5%
Q1 2020+8.1%+2.6%+13.9%
Q4 2019+2.2%-0.7%-40.2%
Q3 2019+1.3%-0.1%+2.8%
Q2 2019+9.0%+12.7%+12.2%
Q1 2019-3.4%-1.8%-6.9%
Q4 2018-2.1%-2.6%+1.0%
Q3 2018-6.9%-10.2%-11.5%
Q2 2018-1.2%-4.5%-2.1%
Q1 2018+8.3%+8.0%+13.6%
Q4 2017-4.0%+0.6%+0.9%
Q3 2017+2.5%+4.5%+7.7%
Q2 2017-0.1%-0.7%+3.7%
Q1 2017-0.2%+0.4%+7.3%
Q4 2016+9.4%+8.5%+10.6%
Q3 2016-3.5%-6.6%-5.1%
Q2 2016-4.9%-7.3%-6.4%
Q1 2016+9.6%
Q4 2015+18.4%
Q3 2015+1.7%
Q2 2015+0.6%
Q4 2014
Q1 2015
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q4 2012
Q1 2013

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro