NYSE$TRU

TransUnion · Q4 2020 earnings

Q4 2020 earnings · · Investor relations

Briefing

TransUnion reported a revenue increase of 2% and net income of $102 million for Q4 2020.

TransUnion announced its Q4 2020 financial results, showcasing revenue growth and strategic investments despite global pandemic challenges. The company reported a revenue of $699 million, a 2% increase compared to Q4 2019, and a net income of $102 million, up from $83 million in the same period last year. The company is providing first quarter and full year 2021 financial guidance.

  • Delivered revenue growth with an attractive margin, benefiting from marketplace success and economic recovery.
  • Accelerated investments in Global Solutions and Global Operations.
  • Acquired Tru Optik and prepaid $150 million of debt.
  • Delivered on critical milestones for Project Rise.

Headline financials

Total Revenue

$699M

Previous: $686M+1.9%
EPS (adj)

$0.80

Previous: $0.75+6.7%
Adjusted EBITDA

$269M

Previous: $275M-2.2%
Adjusted EBITDA Margin

38.5%

Previous: 40.2%-4.2%
Capital Expenditures

$82.4M

Previous: $66.4M+24.1%
Free Cash Flow

$147M

Previous: $130M+13.0%
Net Income

$102M

Previous: $83M+22.9%
Operating Income

$145M

Previous: $155M-6.3%
Gross Profit

$444M

Previous: $457M-2.7%
Cash & Equivalents

$493M

Previous: $274M+79.9%
Total Assets

$7.31B

Previous: $7.11B+2.8%
Stock-Based Comp

$17.3M

Previous: $21.3M-18.8%

Revenue & EPS history

TransUnion · Revenue · Quarterly

$699M

Q4 2020+1.9%vs Q4 2019
Beat estimate in 15 of 16 quarters(94%)
ActualEstimate

Revenue by segment

TransUnion · $557M total across 3 segments · Q4 2020

  • U.S. Financial Services
    $238M+7.2%
  • U.S. Emerging Verticals
    $193M+0.0%
  • Consumer Interactive
    $126M+2.4%

Forward guidance

TransUnion provided its outlook for the first quarter and full year 2021, which is based on a number of assumptions that are subject to change and are outside of the control of the Company.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2020

Historical avgQ4 2020

+0.6%

Avg return

Earnings day

-0.1%

Avg return

5 days after

+0.7%

Avg return

30 days after

57%

25 / 44 earnings

Positive

+18.4%

Q4 2015

Best reaction

-28.7%

Q3 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.3%-1.1%+0.5%
Q4 2025-1.4%+4.9%-2.5%
Q3 2025+3.3%+2.8%+4.0%
Q2 2025-2.9%-4.9%-1.1%
Q1 2025+6.7%+6.7%+7.6%
Q4 2024+7.3%+3.9%-11.9%
Q3 2024+0.8%-2.0%-6.3%
Q2 2024+11.4%+15.8%+25.3%
Q1 2024+8.5%+6.3%+11.1%
Q4 2023+9.8%+6.3%+10.2%
Q3 2023-28.7%-32.8%-8.7%
Q2 2023+3.2%+0.4%-1.1%
Q1 2023+0.3%+7.8%+11.1%
Q4 2022+3.4%+3.9%-12.9%
Q3 2022+1.9%+5.1%+8.4%
Q2 2022-14.0%-9.6%-7.5%
Q1 2022-3.6%-5.7%-8.1%
Q4 2021-11.9%-6.6%+4.5%
Q3 2021-7.3%-2.4%-3.4%
Q2 2021+1.6%+3.0%+1.4%
Q1 2021+3.4%+4.0%+6.4%
Q4 2020-6.9%-6.1%-8.1%
Q3 2020-6.1%-5.6%+11.0%
Q2 2020+3.2%+0.2%-3.5%
Q1 2020+8.1%+2.6%+13.9%
Q4 2019+2.2%-0.7%-40.2%
Q3 2019+1.3%-0.1%+2.8%
Q2 2019+9.0%+12.7%+12.2%
Q1 2019-3.4%-1.8%-6.9%
Q4 2018-2.1%-2.6%+1.0%
Q3 2018-6.9%-10.2%-11.5%
Q2 2018-1.2%-4.5%-2.1%
Q1 2018+8.3%+8.0%+13.6%
Q4 2017-4.0%+0.6%+0.9%
Q3 2017+2.5%+4.5%+7.7%
Q2 2017-0.1%-0.7%+3.7%
Q1 2017-0.2%+0.4%+7.3%
Q4 2016+9.4%+8.5%+10.6%
Q3 2016-3.5%-6.6%-5.1%
Q2 2016-4.9%-7.3%-6.4%
Q1 2016+9.6%
Q4 2015+18.4%
Q3 2015+1.7%
Q2 2015+0.6%
Q4 2014
Q1 2015
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q4 2012
Q1 2013

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