NYSE$TRU

TransUnion · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

TransUnion's second quarter performance in 2022 was driven by market-leading growth in Financial Services, Insurance, Public Sector, and Media, along with double-digit organic growth internationally.

TransUnion reported a strong second quarter in 2022, with revenue of $948 million, a 30% increase year-over-year. Adjusted EBITDA was $350 million, up 19% year-over-year, and adjusted diluted EPS was $0.98, an 11% increase year-over-year. The company saw strong organic revenue growth, particularly in U.S. Markets and International.

  • U.S. consumer health remains positive due to high employment and income growth.
  • Emerging markets rebounded after pandemic restrictions were lifted, with outsized growth in India, APAC, and LatAm.
  • Acquisitions performed well with growing sales pipelines and cost synergies ahead of targets.
  • Strong 9% organic revenue growth was achieved excluding U.S. mortgage.

Headline financials

Total Revenue

$948M

Previous: $774M+22.5%
EPS (adj)

$0.98

Previous: $0.96+2.1%
Adjusted EBITDA Margin

36.9%

Previous: 41.1%-10.2%
Capital Expenditures

-$121M

Previous: -$97.1M-24.9%
Free Cash Flow

-$25.7M

Previous: $30.5M-184.3%
Net Income

$95.6M

Previous: $128M-25.1%
Operating Income

$183M

Previous: $218M-16.1%
Gross Profit

$640M

Previous: $524M+22.2%
Cash & Equivalents

$522M

Previous: $526M-0.8%
Total Assets

$11.9B

Previous: $7.4B+60.6%
Stock-Based Comp

$21.4M

Previous: $17.6M+21.6%

Revenue & EPS history

TransUnion · Revenue · Quarterly

$948M

Q2 2022+22.5%vs Q2 2021
Beat estimate in 14 of 16 quarters(88%)
ActualEstimate

Revenue by segment

TransUnion · $633M total across 2 segments · Q2 2022

  • U.S. Emerging Verticals
    $332M+55.1%
  • U.S. Financial Services
    $301M+11.1%

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.6%

Avg return

Earnings day

-0.1%

Avg return

5 days after

+0.7%

Avg return

30 days after

57%

25 / 44 earnings

Positive

+18.4%

Q4 2015

Best reaction

-28.7%

Q3 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.3%-1.1%+0.5%
Q4 2025-1.4%+4.9%-2.5%
Q3 2025+3.3%+2.8%+4.0%
Q2 2025-2.9%-4.9%-1.1%
Q1 2025+6.7%+6.7%+7.6%
Q4 2024+7.3%+3.9%-11.9%
Q3 2024+0.8%-2.0%-6.3%
Q2 2024+11.4%+15.8%+25.3%
Q1 2024+8.5%+6.3%+11.1%
Q4 2023+9.8%+6.3%+10.2%
Q3 2023-28.7%-32.8%-8.7%
Q2 2023+3.2%+0.4%-1.1%
Q1 2023+0.3%+7.8%+11.1%
Q4 2022+3.4%+3.9%-12.9%
Q3 2022+1.9%+5.1%+8.4%
Q2 2022-14.0%-9.6%-7.5%
Q1 2022-3.6%-5.7%-8.1%
Q4 2021-11.9%-6.6%+4.5%
Q3 2021-7.3%-2.4%-3.4%
Q2 2021+1.6%+3.0%+1.4%
Q1 2021+3.4%+4.0%+6.4%
Q4 2020-6.9%-6.1%-8.1%
Q3 2020-6.1%-5.6%+11.0%
Q2 2020+3.2%+0.2%-3.5%
Q1 2020+8.1%+2.6%+13.9%
Q4 2019+2.2%-0.7%-40.2%
Q3 2019+1.3%-0.1%+2.8%
Q2 2019+9.0%+12.7%+12.2%
Q1 2019-3.4%-1.8%-6.9%
Q4 2018-2.1%-2.6%+1.0%
Q3 2018-6.9%-10.2%-11.5%
Q2 2018-1.2%-4.5%-2.1%
Q1 2018+8.3%+8.0%+13.6%
Q4 2017-4.0%+0.6%+0.9%
Q3 2017+2.5%+4.5%+7.7%
Q2 2017-0.1%-0.7%+3.7%
Q1 2017-0.2%+0.4%+7.3%
Q4 2016+9.4%+8.5%+10.6%
Q3 2016-3.5%-6.6%-5.1%
Q2 2016-4.9%-7.3%-6.4%
Q1 2016+9.6%
Q4 2015+18.4%
Q3 2015+1.7%
Q2 2015+0.6%
Q4 2014
Q1 2015
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q4 2012
Q1 2013

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro