NASDAQ$UFCS
United Fire Group Inc · Q2 2025 earnings
Q2 2025 earnings · · After market close · Investor relations
Briefing
United Fire Group Inc reported net income of $22.9 million for Q2 2025.
United Fire Group Inc achieved total revenues of $335.5 million in the second quarter of 2025, driven by net earned premium of $314.8 million. The company posted net income of $22.9 million and diluted EPS of $0.87, with a combined ratio of 96.4%. Net investment income increased to $21.7 million year-over-year.
- Net earned premium grew 9.5% to $314.8 million compared to Q2 2024.
- Combined ratio improved to 96.4% from 105.6% in the prior-year quarter.
- Net income turned positive to $22.9 million versus a $2.7 million loss in Q2 2024.
- Net investment income rose 20% to $21.7 million.
Headline financials
Revenue & EPS history
United Fire Group · Revenue · Quarterly
$335M
Revenue by segment
United Fire Group · $222M total across 2 segments · Q3 2023
- Commercial Lines$220M+1.7%99.3%
- Personal Lines$1.62M+201.3%0.7%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
-0.0%
Avg return
Earnings day
+1.1%
Avg return
5 days after
+2.4%
Avg return
30 days after
43%
28 / 65 earnings
Positive
+27.4%
Q3 2024
Best reaction
-14.6%
Q4 2016
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | +8.0% | +21.7% | +13.4% | |
| Q4 2025 | +7.2% | +8.9% | +2.0% | |
| Q3 2025 | +14.7% | +17.3% | +13.0% | |
| Q1 2025 | -4.6% | -2.4% | -0.7% | |
| Q4 2024 | +2.2% | +5.7% | +16.2% | |
| Q3 2024 | +27.4% | +25.3% | +62.4% | |
| Q2 2024 | -9.4% | -8.1% | -1.6% | |
| Q1 2024 | +1.4% | +1.8% | -8.8% | |
| Q4 2023 | +12.0% | +9.1% | -2.6% | |
| Q3 2023 | -2.5% | -1.2% | +5.4% | |
| Q2 2023 | -3.2% | -4.4% | -8.5% | |
| Q1 2023 | -10.1% | -10.6% | -14.0% | |
| Q4 2022 | -6.4% | +1.0% | -7.9% | |
| Q3 2022 | -4.3% | +3.4% | +6.9% | |
| Q2 2022 | -13.8% | -9.4% | -9.6% | |
| Q1 2022 | -2.3% | -4.7% | +4.4% | |
| Q4 2021 | +26.2% | +26.8% | +23.7% | |
| Q3 2021 | -3.9% | -2.3% | -4.1% | |
| Q2 2021 | +3.9% | +9.5% | +3.4% | |
| Q1 2021 | +7.0% | +5.4% | +1.3% | |
| Q4 2020 | -2.6% | -4.3% | +12.9% | |
| Q3 2020 | -7.7% | +0.7% | +12.7% | |
| Q2 2020 | +4.4% | +12.1% | -4.7% | |
| Q1 2020 | -0.9% | -1.7% | +15.7% | |
| Q4 2019 | -0.0% | -3.4% | -31.1% | |
| Q3 2019 | -4.7% | -5.7% | -7.6% | |
| Q2 2019 | -10.2% | -11.5% | -12.3% | |
| Q1 2019 | +6.6% | +6.2% | +9.0% | |
| Q4 2018 | -8.9% | -13.3% | -21.3% | |
| Q3 2018 | -8.3% | -9.9% | -2.3% | |
| Q2 2018 | -11.9% | -11.5% | -9.8% | |
| Q1 2018 | +3.5% | +1.4% | +13.7% | |
| Q4 2017 | +8.0% | +10.9% | +18.9% | |
| Q3 2017 | +1.4% | +0.1% | +0.1% | |
| Q2 2017 | -1.4% | -1.8% | -5.6% | |
| Q1 2017 | -0.9% | -1.8% | +0.9% | |
| Q4 2016 | -14.6% | -14.3% | -10.0% | |
| Q3 2016 | -3.3% | -1.7% | +15.2% | |
| Q2 2016 | -0.3% | +1.3% | +3.6% | |
| Q1 2016 | -11.7% | — | — | |
| Q4 2015 | +8.2% | — | — | |
| Q3 2015 | +8.3% | — | — | |
| Q2 2015 | +3.0% | — | — | |
| Q1 2015 | +0.7% | — | — | |
| Q4 2014 | -1.6% | — | — | |
| Q3 2014 | -3.9% | — | — | |
| Q2 2014 | -0.8% | — | — | |
| Q1 2014 | -2.0% | — | — | |
| Q4 2013 | +9.4% | — | — | |
| Q3 2013 | -9.6% | — | — | |
| Q2 2013 | +4.9% | — | — | |
| Q1 2013 | +2.1% | — | — | |
| Q4 2012 | +0.8% | — | — | |
| Q3 2012 | -5.3% | — | — | |
| Q2 2012 | +14.3% | — | — | |
| Q1 2011 | +0.8% | — | — | |
| Q1 2012 | +1.8% | — | — | |
| Q4 2011 | -0.7% | — | — | |
| Q4 2010 | -0.7% | — | — | |
| Q4 2009 | -0.7% | — | — | |
| Q3 2010 | +1.8% | — | — | |
| Q3 2011 | +1.8% | — | — | |
| Q2 2011 | -8.7% | — | — | |
| Q2 2010 | -8.7% | — | — | |
| Q1 2010 | -1.6% | — | — |
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