NASDAQ$RPAY
Repay Holdings Corp · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Reported strong growth in card payment volume, total revenue, and gross profit, while experiencing a net loss.
REPAY reported a 50% increase in total revenue, a 57% increase in gross profit, and a 58% increase in Adjusted EBITDA for Q4 2021. Despite the growth, the company experienced a net loss of $17.4 million.
- Card payment volume increased by 43% to $5.6 billion.
- Total revenue increased by 50% to $62.2 million.
- Gross profit increased by 57% to $47.2 million.
- Adjusted EBITDA increased by 58% to $27.8 million.
Headline financials
Revenue & EPS history
Repay · Revenue · Quarterly
$62.2M
Revenue by segment
Repay · $78.4M total across 2 segments · Q3 2023
- Consumer Payments$68.7M—87.6%
- Business Payments$9.7M—12.4%
Forward guidance
REPAY expects organic growth of approximately 20% in 2022, gradually increasing throughout the year with stronger growth in the second half.
Tailwinds
- Card Payment Volume $27 - 28 billion
- Total Revenue $296 - 306 million
- Gross Profit $224 - 232 million
- Adjusted EBITDA $128 - 134 million
- Continued investment in sales, product and technology to further accelerate growth.
Headwinds
- Assumes no further unforeseen COVID-related impacts, which could create substantial economic duress in 2022.
- Difficult to reliably predict or estimate the relevant components without unreasonable effort due to future uncertainties.
- Providing quantitative reconciliation of forward-looking, non-GAAP financial measures may imply a degree of precision that would be confusing or potentially misleading.
- Outlook assumes organic growth of approximately 20%, which we expect to gradually increase throughout 2022, with much stronger growth in the second half.
- REPAY does not provide quantitative reconciliation of forward-looking, non-GAAP financial measures, such as forecasted 2022 Adjusted EBITDA, to the most directly comparable GAAP financial measure
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
+0.3%
Avg return
Earnings day
-0.2%
Avg return
5 days after
+3.0%
Avg return
30 days after
53%
16 / 30 earnings
Positive
+33.9%
Q3 2022
Best reaction
-24.6%
Q2 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +10.4% | +5.5% | +2.5% | |
| Q4 2025 | +7.9% | -5.0% | +1.8% | |
| Q3 2025 | +1.3% | -4.5% | -7.2% | |
| Q1 2025 | -2.0% | +1.5% | +23.8% | |
| Q4 2024 | -14.2% | -17.6% | -25.1% | |
| Q3 2024 | -3.7% | -12.8% | -9.4% | |
| Q2 2024 | -5.9% | -6.5% | -7.4% | |
| Q1 2024 | -5.8% | -4.4% | -6.5% | |
| Q4 2023 | +15.8% | +10.4% | +28.8% | |
| Q3 2023 | +3.2% | +16.2% | +20.5% | |
| Q2 2023 | +4.2% | +4.7% | -3.6% | |
| Q1 2023 | +6.0% | +16.4% | +13.8% | |
| Q4 2022 | -8.8% | -5.7% | -22.5% | |
| Q3 2022 | +33.9% | +52.5% | +64.7% | |
| Q2 2022 | -24.6% | -19.1% | -31.9% | |
| Q1 2022 | -21.4% | -18.3% | -3.0% | |
| Q4 2021 | -2.7% | -8.9% | -14.5% | |
| Q3 2021 | +8.8% | +7.0% | -3.2% | |
| Q2 2021 | -4.4% | -6.4% | -4.8% | |
| Q1 2021 | +1.3% | +7.6% | +10.3% | |
| Q4 2020 | +14.7% | +5.3% | +7.7% | |
| Q3 2020 | -9.7% | -11.5% | -7.8% | |
| Q2 2020 | +0.3% | -5.0% | -2.0% | |
| Q1 2020 | +2.1% | +11.4% | +43.3% | |
| Q4 2019 | -5.0% | -28.1% | -6.1% | |
| Q3 2019 | +6.1% | +7.6% | +13.3% | |
| Q2 2019 | -0.2% | +0.9% | +13.7% | |
| Q1 2019 | -0.3% | -0.4% | +0.3% | |
| Q4 2018 | +0.3% | +0.2% | +0.7% | |
| Q2 2018 | +0.7% | +0.7% | +1.2% | |
| Q1 2018 | — | — | — | |
| Q4 2017 | — | — | — |
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