NASDAQ$RPAY

Repay Holdings Corp · Q4 2020 earnings

Q4 2020 earnings · · Investor relations

Briefing

Reported a 23% increase in total revenue and a 29% increase in Adjusted EBITDA compared to Q4 2019.

REPAY reported a strong Q4 2020 with a 23% increase in total revenue and a 29% increase in Adjusted EBITDA compared to the same quarter in the previous year. The company's card payment volume also increased by 16%.

  • Card payment volume increased by 16% over Q4 2019, reaching $4.0 billion.
  • Total revenue increased by 23% over Q4 2019, amounting to $41.4 million.
  • Gross profit increased by 23% over Q4 2019, totaling $30.0 million.
  • Adjusted EBITDA increased by 29% over Q4 2019, reaching $19.0 million.

Headline financials

Total Revenue

$41.4M

Previous: $33.6M+23.2%
EPS (adj)

$0.17

Previous: $0.20-15.0%
Adjusted EBITDA

$19M

Previous: $14.7M+28.9%
Capital Expenditures

$183K

No prior period
Free Cash Flow

$21.6M

No prior period
Net Income

-$9.21M

No prior period
Operating Income

-$8.83M

No prior period
Gross Profit

$30M

Previous: $24.3M+23.2%
Cash & Equivalents

$91.1M

No prior period
Total Assets

$1.11B

No prior period
Stock-Based Comp

$4.68M

No prior period

Revenue & EPS history

Repay · Revenue · Quarterly

$41.4M

Q4 2020+23.2%vs Q4 2019
Beat estimate in 8 of 12 quarters(67%)
ActualEstimate

Revenue by segment

Repay · $78.4M total across 2 segments · Q3 2023

  • Consumer Payments
    $68.7M
  • Business Payments
    $9.7M

Forward guidance

REPAY expects to see substantial economic duress in 2021. REPAY expects the following financial results for full year 2021. Card Payment Volume $17.5 - 18.0 billion Total Revenue $178 - 188 million Gross Profit $134 - 140 million Adjusted EBITDA $75 - 80 million

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2020

Historical avgQ4 2020

+0.3%

Avg return

Earnings day

-0.2%

Avg return

5 days after

+3.0%

Avg return

30 days after

53%

16 / 30 earnings

Positive

+33.9%

Q3 2022

Best reaction

-24.6%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+10.4%+5.5%+2.5%
Q4 2025+7.9%-5.0%+1.8%
Q3 2025+1.3%-4.5%-7.2%
Q1 2025-2.0%+1.5%+23.8%
Q4 2024-14.2%-17.6%-25.1%
Q3 2024-3.7%-12.8%-9.4%
Q2 2024-5.9%-6.5%-7.4%
Q1 2024-5.8%-4.4%-6.5%
Q4 2023+15.8%+10.4%+28.8%
Q3 2023+3.2%+16.2%+20.5%
Q2 2023+4.2%+4.7%-3.6%
Q1 2023+6.0%+16.4%+13.8%
Q4 2022-8.8%-5.7%-22.5%
Q3 2022+33.9%+52.5%+64.7%
Q2 2022-24.6%-19.1%-31.9%
Q1 2022-21.4%-18.3%-3.0%
Q4 2021-2.7%-8.9%-14.5%
Q3 2021+8.8%+7.0%-3.2%
Q2 2021-4.4%-6.4%-4.8%
Q1 2021+1.3%+7.6%+10.3%
Q4 2020+14.7%+5.3%+7.7%
Q3 2020-9.7%-11.5%-7.8%
Q2 2020+0.3%-5.0%-2.0%
Q1 2020+2.1%+11.4%+43.3%
Q4 2019-5.0%-28.1%-6.1%
Q3 2019+6.1%+7.6%+13.3%
Q2 2019-0.2%+0.9%+13.7%
Q1 2019-0.3%-0.4%+0.3%
Q4 2018+0.3%+0.2%+0.7%
Q2 2018+0.7%+0.7%+1.2%
Q1 2018
Q4 2017

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