NASDAQ$RPAY

Repay Holdings Corp · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Experienced growth in card payment volume and gross profit.

REPAY reported a 39% increase in total revenue, reaching $67.4 million, and a 42% increase in gross profit, totaling $50.7 million, compared to the second quarter of 2021. The company's adjusted EBITDA increased by 35% to $27.6 million. However, a net loss of $1.4 million was reported.

  • Card payment volume increased by 34% compared to Q2 2021, reaching $6.2 billion.
  • Total revenue grew by 39% compared to Q2 2021, amounting to $67.4 million.
  • Gross profit increased by 42% compared to Q2 2021, reaching $50.7 million.
  • Adjusted EBITDA increased by 35% compared to Q2 2021, amounting to $27.6 million.

Headline financials

Total Revenue

$67.4M

Previous: $48.4M+39.3%
EPS (adj)

$0.17

Previous: $0.16+6.3%
Adjusted EBITDA

$27.6M

Previous: $20.4M+35.5%
Capital Expenditures

-$1.82M

Previous: -$985K-85.2%
Free Cash Flow

-$1.82M

Previous: -$13.3M+86.3%
Net Income

$9.41K

Previous: -$12.3M+100.1%
Operating Income

-$16.6M

Previous: -$12.3M-34.4%
Gross Profit

$50.7M

Previous: $35.7M+42.1%
Cash & Equivalents

$60.4M

Previous: $120M-49.9%
Total Assets

$1.64B

Previous: $1.65B-0.2%

Revenue & EPS history

Repay · Revenue · Quarterly

$67.4M

Q2 2022+39.3%vs Q2 2021
Beat estimate in 10 of 14 quarters(71%)
ActualEstimate

Revenue by segment

Repay · $78.4M total across 2 segments · Q3 2023

  • Consumer Payments
    $68.7M
  • Business Payments
    $9.7M

Forward guidance

REPAY now expects the following financial results for full year 2022, which replaces previously provided guidance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.3%

Avg return

Earnings day

-0.2%

Avg return

5 days after

+3.0%

Avg return

30 days after

53%

16 / 30 earnings

Positive

+33.9%

Q3 2022

Best reaction

-24.6%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+10.4%+5.5%+2.5%
Q4 2025+7.9%-5.0%+1.8%
Q3 2025+1.3%-4.5%-7.2%
Q1 2025-2.0%+1.5%+23.8%
Q4 2024-14.2%-17.6%-25.1%
Q3 2024-3.7%-12.8%-9.4%
Q2 2024-5.9%-6.5%-7.4%
Q1 2024-5.8%-4.4%-6.5%
Q4 2023+15.8%+10.4%+28.8%
Q3 2023+3.2%+16.2%+20.5%
Q2 2023+4.2%+4.7%-3.6%
Q1 2023+6.0%+16.4%+13.8%
Q4 2022-8.8%-5.7%-22.5%
Q3 2022+33.9%+52.5%+64.7%
Q2 2022-24.6%-19.1%-31.9%
Q1 2022-21.4%-18.3%-3.0%
Q4 2021-2.7%-8.9%-14.5%
Q3 2021+8.8%+7.0%-3.2%
Q2 2021-4.4%-6.4%-4.8%
Q1 2021+1.3%+7.6%+10.3%
Q4 2020+14.7%+5.3%+7.7%
Q3 2020-9.7%-11.5%-7.8%
Q2 2020+0.3%-5.0%-2.0%
Q1 2020+2.1%+11.4%+43.3%
Q4 2019-5.0%-28.1%-6.1%
Q3 2019+6.1%+7.6%+13.3%
Q2 2019-0.2%+0.9%+13.7%
Q1 2019-0.3%-0.4%+0.3%
Q4 2018+0.3%+0.2%+0.7%
Q2 2018+0.7%+0.7%+1.2%
Q1 2018
Q4 2017

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