NYSE$LNC

Lincoln National Corp · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Lincoln National reported solid results despite pandemic headwinds and a normal level of alternative investment income.

Lincoln National Group reported a net income of $104 million, or $0.58 per diluted share, and an adjusted operating income of $294 million, or $1.66 per diluted share. The results were driven by growth in sales, capital returns, and a strong balance sheet, despite headwinds from the pandemic and alternative investment income.

  • Net income EPS was $0.58, and adjusted operating EPS was $1.66.
  • Adjusted operating EPS included a negative impact of $0.96 primarily from pandemic-related claims.
  • Book Value Per Share (BVPS), including Accumulated Other Comprehensive Income (AOCI), was $85.59, down 16%.
  • $480 million of capital was returned to shareholders, including $400 million in share repurchases.

Headline financials

Total Revenue

$4.69B

Previous: $4.53B+3.4%
EPS (adj)

$1.66

Previous: $1.82-8.8%
Free Cash Flow

$104M

Previous: $225M-53.8%
Net Income

$104M

Previous: $225M-53.8%
Operating Income

$189M

Previous: $364M-48.1%
Gross Profit

$1.43B

Previous: $1.6B-10.7%
Cash & Equivalents

$1.96B

Previous: $1.35B+45.2%
Total Assets

$366B

Previous: $367B-0.2%

Revenue & EPS history

Lincoln National · Revenue · Quarterly

$4.69B

Q1 2022+3.4%vs Q1 2021
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Revenue by segment

Lincoln National · $294M total across 5 segments · Q1 2022

  • Annuities
    $302M
  • Life Insurance
    $58M
  • Retirement Plan Services
    $55M
  • Group Protection
    -$41M
  • Other Operations
    -$80M

Forward guidance

This press release contains forward-looking statements, and actual results may differ materially. Please see the Forward-looking Statements – Cautionary Language at the end of this release for factors that may cause actual results to differ materially from the company’s current expectations.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

-0.2%

Avg return

Earnings day

+0.4%

Avg return

5 days after

+0.6%

Avg return

30 days after

50%

36 / 72 earnings

Positive

+7.9%

Q3 2009

Best reaction

-35.5%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.3%-6.8%-7.7%
Q4 2025+5.6%+8.0%-15.3%
Q3 2025+1.6%+0.7%+2.8%
Q1 2025-1.9%+4.4%-1.7%
Q4 2024+5.9%+13.7%+5.4%
Q3 2024-0.2%-2.4%+5.8%
Q2 2024-9.8%-11.6%-3.6%
Q1 2024+1.5%+5.2%+19.1%
Q4 2023-5.3%-0.9%-0.0%
Q3 2023+6.2%+9.4%+10.8%
Q2 2023-0.9%-2.2%-7.3%
Q1 2023-5.0%-9.9%+10.8%
Q4 2022-3.2%-1.0%-27.6%
Q3 2022-35.5%-38.4%-28.1%
Q2 2022-6.3%-7.6%-8.0%
Q1 2022-5.4%-10.6%-10.8%
Q4 2021-5.5%+0.5%-13.3%
Q3 2021-3.1%-1.1%-11.6%
Q2 2021+5.7%+8.8%+8.9%
Q1 2021+6.1%+7.2%+10.0%
Q4 2020+5.4%+10.8%+23.5%
Q3 2020-4.0%+14.0%+46.4%
Q2 2020-1.6%+7.3%+4.7%
Q1 2020+7.1%+8.7%+45.6%
Q4 2019+6.6%+7.2%-31.5%
Q3 2019-8.8%-3.8%-4.7%
Q2 2019-9.6%-14.7%-20.1%
Q1 2019-0.5%+0.1%-10.9%
Q4 2018+0.7%+0.6%+2.3%
Q3 2018+5.2%+7.2%+4.6%
Q2 2018-3.5%-1.9%-3.7%
Q1 2018-5.4%-2.3%-4.0%
Q4 2017+2.3%-7.0%-12.2%
Q3 2017+1.2%+1.1%+1.0%
Q2 2017-0.6%+0.5%-6.3%
Q1 2017+1.8%+3.7%-0.6%
Q4 2016+1.5%+2.3%+5.4%
Q3 2016+5.2%+6.8%+33.4%
Q2 2016+0.4%+7.8%+12.3%
Q1 2016-5.3%
Q4 2015-4.3%
Q3 2015+5.0%
Q2 2015-0.2%
Q1 2015-1.3%
Q4 2014+1.1%
Q3 2014+1.5%
Q2 2014+0.3%
Q1 2014+0.8%
Q4 2013+2.6%
Q3 2013-0.1%
Q2 2013+7.9%
Q1 2013-6.0%
Q4 2012-0.8%
Q3 2012+1.7%
Q2 2012+6.4%
Q1 2012-4.7%
Q4 2011+0.4%
Q3 2011+2.1%
Q2 2011-6.1%
Q1 2011+0.0%
Q4 2010+2.6%
Q3 2010-3.9%
Q2 2010-0.2%
Q4 2009-0.2%
Q1 2010+4.8%
Q2 2009-0.6%
Q4 2007-0.6%
Q3 2008+7.9%
Q3 2009+7.9%
Q2 2008+6.2%
Q1 2009+6.2%
Q4 2008+6.2%

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