NYSE$HGTY

Hagerty Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Hagerty's Q3 2024 performance was highlighted by a strong focus on member care, strategic partnerships, and disciplined underwriting, as the company continues to grow its ecosystem and market presence.

Hagerty's Q3 2024 letter emphasizes the company's commitment to its members, strategic partnerships, and disciplined growth. With a high Net Promoter Score and increasing customer retention, Hagerty is focused on expanding its ecosystem and solidifying its position in the collector car market.

  • Hagerty has a Net Promoter Score of 82, indicating high customer satisfaction.
  • Customer retention is increasing, reaching 89% in 2024.
  • The company partners with 9 of the top 10 automotive insurers in the U.S.
  • Hagerty insures over 2.5 million vehicles and sees a total addressable market of 46 million collectible vehicles in the U.S.

Headline financials

Total Revenue

$323M

Previous: $276M+17.3%
EPS

$0.03

Previous: $0.05-40.0%
Written premium

$288M

No prior period
PIF retention

88.8%

No prior period
Loss ratio

60.0%

No prior period
Policies in force

1.5M

No prior period
Vehicles in force

2.6M

No prior period
HDC paid members

875.8K

Previous: 800.0K+9.5%
Capital Expenditures

-$5.34M

Previous: -$5.31M-0.7%
Net Income

$19M

Previous: $18.6M+2.1%
Operating Income

$10.1M

Previous: $16.1M-37.4%
Gross Profit

$224M

Previous: $276M-18.7%
Cash & Equivalents

$147M

Previous: $90.7M+62.2%
Total Assets

$1.82B

Previous: $1.58B+14.8%

Revenue & EPS history

Hagerty · Revenue · Quarterly

$323M

Q3 2024+17.3%vs Q3 2023
Beat estimate in 11 of 13 quarters(85%)
ActualEstimate

Revenue by segment

Hagerty · $152M total across 2 segments · Q1 2022

  • Earned premium
    $89.1M
  • Commission & fee
    $62.5M

Forward guidance

The letter does not contain specific forward guidance but expresses optimism for the future.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+1.3%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+6.2%

Avg return

30 days after

58%

11 / 19 earnings

Positive

+10.0%

Q3 2023

Best reaction

-5.5%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.1%-2.8%+0.8%
Q4 2025+4.3%-8.9%-10.6%
Q3 2025-1.8%+10.1%+12.8%
Q1 2025+7.0%+6.0%+12.8%
Q4 2024-0.9%-2.4%-12.7%
Q3 2024-5.5%-5.8%-5.9%
Q2 2024-4.8%-2.5%+7.7%
Q1 2024+1.7%-2.2%+8.5%
Q4 2023+0.1%-5.6%-5.2%
Q3 2023+10.0%+9.2%+10.1%
Q2 2023+0.1%+7.9%+1.2%
Q1 2023+5.1%-2.3%+1.1%
Q4 2022-0.4%+6.9%+7.1%
Q3 2022+7.6%+1.5%-1.5%
Q2 2022+3.6%+18.8%+1.9%
Q1 2022+1.3%+10.7%+32.7%
Q4 2021-0.7%-17.3%-29.3%
Q3 2021-0.1%+0.0%+82.9%
Q2 2021+0.5%-1.0%+2.8%
Q1 2021
Q4 2020

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro