NYSE$HGTY

Hagerty Inc · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Hagerty's business momentum from 2023 carried into 2024, with first quarter total revenue growth reported at 24%.

Hagerty reported a 24% increase in total revenue for the first quarter, driven by growth in new policies rather than rate increases. The company's focus on car culture and community building, through events and the Hagerty Drivers Club, contributes to high customer satisfaction and retention.

  • Hagerty experienced a 24% total revenue growth in Q1 2024.
  • Growth is primarily driven by new policies, highlighting the strength of the Hagerty brand.
  • Hagerty Drivers Club has over 830,000 members, with 190,000 new members added in the last year.
  • Hagerty underwrites 2.4 million collectible vehicles, representing approximately 5% of the total addressable market.

Headline financials

Total Revenue

$272M

Previous: $218M+24.4%
EPS

-$0.04

Previous: -$0.04+0.0%
PIF retention

88.7%

No prior period
Loss ratio

41.1%

No prior period
Vehicles in force

2.6M

No prior period
HDC paid members

831.0K

Previous: 1.9M-56.3%
Capital Expenditures

-$4.54M

No prior period
Net Income

$8.2M

Previous: -$2.1M+490.6%
Operating Income

$12.2M

Previous: -$16.5M+174.1%
Gross Profit

$209M

Previous: $218M-4.1%
Cash & Equivalents

$131M

Previous: $63.4M+107.1%
Total Assets

$1.57B

Previous: $1.3B+20.6%

Revenue & EPS history

Hagerty · Revenue · Quarterly

$272M

Q1 2024+24.4%vs Q1 2023
Beat estimate in 11 of 13 quarters(85%)
ActualEstimate

Revenue by segment

Hagerty · $152M total across 2 segments · Q1 2022

  • Earned premium
    $89.1M
  • Commission & fee
    $62.5M

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

+1.3%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+6.2%

Avg return

30 days after

58%

11 / 19 earnings

Positive

+10.0%

Q3 2023

Best reaction

-5.5%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.1%-2.8%+0.8%
Q4 2025+4.3%-8.9%-10.6%
Q3 2025-1.8%+10.1%+12.8%
Q1 2025+7.0%+6.0%+12.8%
Q4 2024-0.9%-2.4%-12.7%
Q3 2024-5.5%-5.8%-5.9%
Q2 2024-4.8%-2.5%+7.7%
Q1 2024+1.7%-2.2%+8.5%
Q4 2023+0.1%-5.6%-5.2%
Q3 2023+10.0%+9.2%+10.1%
Q2 2023+0.1%+7.9%+1.2%
Q1 2023+5.1%-2.3%+1.1%
Q4 2022-0.4%+6.9%+7.1%
Q3 2022+7.6%+1.5%-1.5%
Q2 2022+3.6%+18.8%+1.9%
Q1 2022+1.3%+10.7%+32.7%
Q4 2021-0.7%-17.3%-29.3%
Q3 2021-0.1%+0.0%+82.9%
Q2 2021+0.5%-1.0%+2.8%
Q1 2021
Q4 2020

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