NYSE$HGTY

Hagerty Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Hagerty's focus on car enthusiasts and media engagement drove strong written premium growth and high retention rates.

Hagerty reported that written premiums jumped 18% during the first six months of 2024, building on previous years' growth. The company's strategy of engaging car enthusiasts through Hagerty Media and other channels contributes to high retention rates and a Net Promoter Score of 82.

  • Written premiums grew 18% in the first six months of 2024, continuing a trend of consistent growth.
  • Hagerty's media presence, including Hagerty Drivers Club magazine and YouTube channel, engages a large audience of car enthusiasts.
  • The company's focus on car culture and community contributes to high member retention and a Net Promoter Score of 82.
  • Hagerty is expanding its social media presence to reach more viewers and potential customers.

Headline financials

Total Revenue

$313M

Previous: $261M+19.9%
EPS

$0.09

Previous: $0.05+80.0%
Written premium

$321M

No prior period
PIF retention

88.7%

No prior period
Loss ratio

41.1%

No prior period
Policies in force

1.5M

No prior period
Vehicles in force

2.6M

No prior period
HDC paid members

854.0K

No prior period
Capital Expenditures

-$7.4M

No prior period
Net Income

$42.7M

Previous: $2.41M+1673.7%
Operating Income

$38.1M

Previous: $17.3M+120.6%
Gross Profit

$248M

Previous: $261M-4.9%
Cash & Equivalents

$121M

Previous: $114M+5.9%
Total Assets

$1.73B

Previous: $1.55B+11.4%

Revenue & EPS history

Hagerty · Revenue · Quarterly

$313M

Q2 2024+19.9%vs Q2 2023
Beat estimate in 11 of 13 quarters(85%)
ActualEstimate

Revenue by segment

Hagerty · $152M total across 2 segments · Q1 2022

  • Earned premium
    $89.1M
  • Commission & fee
    $62.5M

Forward guidance

Hagerty is positioned to increase its fan base among car enthusiasts and sees a lot of smooth road ahead.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+1.3%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+6.2%

Avg return

30 days after

58%

11 / 19 earnings

Positive

+10.0%

Q3 2023

Best reaction

-5.5%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.1%-2.8%+0.8%
Q4 2025+4.3%-8.9%-10.6%
Q3 2025-1.8%+10.1%+12.8%
Q1 2025+7.0%+6.0%+12.8%
Q4 2024-0.9%-2.4%-12.7%
Q3 2024-5.5%-5.8%-5.9%
Q2 2024-4.8%-2.5%+7.7%
Q1 2024+1.7%-2.2%+8.5%
Q4 2023+0.1%-5.6%-5.2%
Q3 2023+10.0%+9.2%+10.1%
Q2 2023+0.1%+7.9%+1.2%
Q1 2023+5.1%-2.3%+1.1%
Q4 2022-0.4%+6.9%+7.1%
Q3 2022+7.6%+1.5%-1.5%
Q2 2022+3.6%+18.8%+1.9%
Q1 2022+1.3%+10.7%+32.7%
Q4 2021-0.7%-17.3%-29.3%
Q3 2021-0.1%+0.0%+82.9%
Q2 2021+0.5%-1.0%+2.8%
Q1 2021
Q4 2020

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