NYSE$HGTY

Hagerty Inc · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Hagerty outperformed expectations with a 30% increase in total revenue and strategic expansions.

Hagerty reported a strong start to 2022, with total revenue up 30% year-over-year to $167.8 million and written premium up 16% to $154.8 million. The company reached 2.5 million total members and achieved key milestones, including expanding Hagerty Marketplace and partnering with Sony's Gran Turismo 7.

  • Total revenue increased by 30% year-over-year, reaching $167.8 million.
  • Written premium grew by 16% year-over-year, totaling $154.8 million.
  • Total active members increased by 11% year-over-year, reaching 2.5 million.
  • The company is on track for the fourth quarter launch of its partnership with State Farm.

Headline financials

Total Revenue

$168M

Previous: $129M+29.9%
EPS (adj)

-$0.01

Previous: -$68.06+100.0%
Written premium

$155M

Previous: $134M+15.8%
PIF retention

88.9%

Previous: 90.0%-1.2%
Loss ratio

41.4%

Previous: 41.4%+0.0%
HDC paid members

727.0K

Previous: 666.6K+9.1%
Net Income

$27.5M

Previous: -$6.81M+504.2%
Operating Income

-$13M

Previous: -$5.1M-155.2%
Gross Profit

$168M

Previous: $129M+29.9%
Cash & Equivalents

$238M

Previous: $41.3M+475.6%
Total Assets

$1.02B

Previous: $339K+301822.3%

Revenue & EPS history

Hagerty · Revenue · Quarterly

$168M

Q1 2022+29.9%vs Q1 2021
Beat estimate in 7 of 9 quarters(78%)
ActualEstimate

Revenue by segment

Hagerty · $152M total across 2 segments · Q1 2022

  • Earned premium
    $89.1M
  • Commission & fee
    $62.5M

Forward guidance

Hagerty is on track for a fourth quarter launch of its transformative partnership with State Farm. The company is extremely excited about and focused on its on- going efforts to position the Company for strong and sustainable long-term organic growth and profitability.

Tailwinds

  • Launch Hagerty Marketplace
  • Develop a proprietary digital platform to support Marketplace activities
  • Expand our peer-to-peer rental platform and to introduce financing options to our members
  • Deepen our penetration into services and data analytics in order to support our existing partnership customer base
  • Increase conversion of our legacy insurance book to HDC and to integrate our multiple digital platforms

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

+1.3%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+6.2%

Avg return

30 days after

58%

11 / 19 earnings

Positive

+10.0%

Q3 2023

Best reaction

-5.5%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.1%-2.8%+0.8%
Q4 2025+4.3%-8.9%-10.6%
Q3 2025-1.8%+10.1%+12.8%
Q1 2025+7.0%+6.0%+12.8%
Q4 2024-0.9%-2.4%-12.7%
Q3 2024-5.5%-5.8%-5.9%
Q2 2024-4.8%-2.5%+7.7%
Q1 2024+1.7%-2.2%+8.5%
Q4 2023+0.1%-5.6%-5.2%
Q3 2023+10.0%+9.2%+10.1%
Q2 2023+0.1%+7.9%+1.2%
Q1 2023+5.1%-2.3%+1.1%
Q4 2022-0.4%+6.9%+7.1%
Q3 2022+7.6%+1.5%-1.5%
Q2 2022+3.6%+18.8%+1.9%
Q1 2022+1.3%+10.7%+32.7%
Q4 2021-0.7%-17.3%-29.3%
Q3 2021-0.1%+0.0%+82.9%
Q2 2021+0.5%-1.0%+2.8%
Q1 2021
Q4 2020

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