NASDAQ$JRVR

James River Group Holdings Inc · Q3 2022 earnings

Q3 2022 earnings · · Investor relations

Briefing

Announced third quarter results, demonstrating focus on disciplined underwriting and consistent performance across all segments, with underwriting profit reported in each.

James River Group Holdings reported a net loss available to common shareholders of $7.2 million, or $0.19 per diluted share, for the third quarter of 2022. However, adjusted net operating income was $15.5 million, or $0.41 per diluted share. The company's combined ratio was 94.1%, and 91.5% excluding catastrophe losses. Net written premium growth was 20.3%, driven by increased net retention in the Excess and Surplus Lines segment.

  • Group combined ratio of 94.1%, and 91.5% excluding catastrophe losses; adjusted net operating return on tangible common equity of 17.5%.
  • Excess and Surplus Lines segment combined ratio of 88.2%, and 84.6% excluding the impact of catastrophe losses.
  • Net written premium growth of 20.3% due to increased net retention in the E&S segment; E&S renewal pricing increased 8.4%.
  • Net investment income increased 17.7% sequentially compared to the second quarter of 2022.

Headline financials

Total Revenue

$201M

Previous: $191M+5.4%
EPS (adj)

$0.41

Previous: -$0.72+156.9%
Combined Ratio

94.1%

Previous: 122.1%-22.9%
Expense Ratio

24.6%

Previous: 24.8%-0.8%
Loss Ratio

69.5%

Previous: 97.3%-28.6%
Net Investment Income

$17.3M

Previous: $15.3M+13.2%
Capital Expenditures

-$4.56M

Previous: -$2.93M-55.8%
Free Cash Flow

-$9.19M

Previous: -$26.8M+65.8%
Net Income

-$4.62M

Previous: -$23.9M+80.7%
Operating Income

$112M

Previous: -$42M+366.9%
Gross Profit

$178M

Previous: $171M+4.0%
Cash & Equivalents

$188M

Previous: $221M-15.0%
Total Assets

$5.21B

Previous: $4.78B+8.8%

Revenue & EPS history

James River · Revenue · Quarterly

$201M

Q3 2022+5.4%vs Q3 2021
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

James River · $157M total across 2 segments · Q3 2022

  • Excess and Surplus Lines
    $139M+16.1%
  • Specialty Admitted Insurance
    $17.8M-9.5%

Forward guidance

James River Group Holdings will hold a conference call to discuss its third quarter results on November 2, 2022.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2022

Historical avgQ3 2022

-3.3%

Avg return

Earnings day

-5.5%

Avg return

5 days after

-6.3%

Avg return

30 days after

24%

12 / 49 earnings

Positive

+14.7%

Q3 2025

Best reaction

-28.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-23.6%-32.3%-35.7%
Q4 2025-6.5%-9.3%-14.2%
Q3 2025+14.7%+6.6%+15.3%
Q1 2025-1.2%-5.1%+19.3%
Q4 2024-28.4%-16.9%-17.6%
Q3 2024-24.3%-29.3%-30.4%
Q2 2024-8.3%-6.4%-11.4%
Q1 2024-7.9%-6.8%-12.5%
Q4 2023-5.6%-6.7%-12.1%
Q3 2023-6.5%-34.4%-37.3%
Q2 2023-8.1%-9.2%-17.8%
Q1 2023+4.4%+6.6%-2.8%
Q4 2022+8.7%+10.2%-6.6%
Q3 2022-5.3%-9.2%-4.5%
Q2 2022-1.3%+2.3%+0.0%
Q1 2022+6.6%+13.0%+12.3%
Q4 2021-19.3%-21.8%-8.6%
Q3 2021-2.0%-3.9%-20.0%
Q2 2021+4.5%+5.6%-0.5%
Q1 2021-27.6%-26.0%-24.3%
Q4 2020-1.9%-5.9%-7.1%
Q3 2020-4.4%-9.2%-9.9%
Q2 2020+2.0%+1.0%+6.2%
Q1 2020-3.5%-7.8%+5.2%
Q4 2019+5.9%+3.2%-33.6%
Q3 2019-1.3%-1.0%+14.5%
Q2 2019-2.1%-1.4%+2.9%
Q1 2019+3.0%+8.9%+5.6%
Q4 2018-3.0%-2.5%-5.5%
Q3 2018-3.8%-9.6%-3.7%
Q2 2018-0.2%-3.2%-1.1%
Q1 2018+5.3%+4.3%+6.8%
Q4 2017-13.2%-15.8%-14.0%
Q3 2017-2.7%-1.9%-4.1%
Q2 2017-0.6%-0.2%-0.7%
Q1 2017-1.7%-5.2%-9.1%
Q4 2016+4.8%+4.1%-2.2%
Q3 2016-2.0%-1.6%+3.8%
Q2 2016+0.8%+3.8%+9.8%
Q1 2016+5.5%
Q4 2013-0.6%
Q4 2015-5.7%
Q3 2014-2.2%
Q3 2015-2.2%
Q2 2014-0.4%
Q2 2015-0.4%
Q1 2014-0.5%
Q1 2015-0.5%
Q4 2014-0.5%
Q3 2013
Q2 2013
Q1 2013

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