NASDAQ$JRVR

James River Group Holdings Inc · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

James River reported a strong start to the year, driven by attractive market conditions in the E&S segment and disciplined underwriting.

James River Group Holdings reported a net income of $9.3 million, or $0.25 per diluted share, for the first quarter of 2022, compared to a net loss of $103.5 million, or $3.37 per diluted share, for the first quarter of 2021. Adjusted net operating income for the first quarter of 2022 was $13.9 million, or $0.37 per diluted share, compared to an adjusted net operating loss of $108.8 million for the same period in 2021. The Group combined ratio was 97.4%, elevated by 6.1 percentage points due to the Casualty Reinsurance loss portfolio transfer. The E&S segment produced a combined ratio of 83.7%.

  • Net income available to common shareholders was $9.3 million ($0.25 per diluted share).
  • Adjusted net operating income was $13.9 million ($0.37 per diluted share).
  • The Group combined ratio of 97.4% was elevated by 6.1 percentage points due to the Casualty Reinsurance loss portfolio transfer, while the E&S segment produced a combined ratio of 83.7%.
  • E&S gross written premium increased by 12.6%, and E&S renewal pricing increased by 8.4%.

Headline financials

Total Revenue

$202M

Previous: $183M+10.4%
EPS (adj)

$0.37

Previous: -$3.54+110.5%
Combined Ratio

97.4%

Previous: 199.2%-51.1%
Expense Ratio

26.0%

Previous: 28.9%-10.0%
Loss Ratio

71.4%

Previous: 170.3%-58.1%
Net Investment Income

$16.3M

Previous: $15.1M+7.8%
Capital Expenditures

-$1.73M

Previous: $0.00
Free Cash Flow

$8.48M

Previous: -$103M+108.2%
Net Income

$10.2M

Previous: -$103M+109.9%
Operating Income

$107M

Previous: -$163M+166.0%
Gross Profit

$179M

Previous: $162M+10.9%
Cash & Equivalents

$270M

Previous: $183M+47.3%
Total Assets

$5.27B

Previous: $5.11B+3.1%

Revenue & EPS history

James River · Revenue · Quarterly

$202M

Q1 2022+10.4%vs Q1 2021
Beat estimate in 7 of 16 quarters(44%)
ActualEstimate

Revenue by segment

James River · $151M total across 2 segments · Q1 2022

  • Excess and Surplus Lines
    $131M+15.5%
  • Specialty Admitted Insurance
    $19.3M+18.1%

Forward guidance

James River will hold a conference call to discuss its third quarter results tomorrow, May 10, 2022 at 8:30 a.m. Eastern Time. Investors may access the conference call by dialing (877) 930-8055, Conference ID# 7872437, or via the internet by visiting www.jrgh.net and clicking on the “Investor Relations” link.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

-3.3%

Avg return

Earnings day

-5.5%

Avg return

5 days after

-6.3%

Avg return

30 days after

24%

12 / 49 earnings

Positive

+14.7%

Q3 2025

Best reaction

-28.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-23.6%-32.3%-35.7%
Q4 2025-6.5%-9.3%-14.2%
Q3 2025+14.7%+6.6%+15.3%
Q1 2025-1.2%-5.1%+19.3%
Q4 2024-28.4%-16.9%-17.6%
Q3 2024-24.3%-29.3%-30.4%
Q2 2024-8.3%-6.4%-11.4%
Q1 2024-7.9%-6.8%-12.5%
Q4 2023-5.6%-6.7%-12.1%
Q3 2023-6.5%-34.4%-37.3%
Q2 2023-8.1%-9.2%-17.8%
Q1 2023+4.4%+6.6%-2.8%
Q4 2022+8.7%+10.2%-6.6%
Q3 2022-5.3%-9.2%-4.5%
Q2 2022-1.3%+2.3%+0.0%
Q1 2022+6.6%+13.0%+12.3%
Q4 2021-19.3%-21.8%-8.6%
Q3 2021-2.0%-3.9%-20.0%
Q2 2021+4.5%+5.6%-0.5%
Q1 2021-27.6%-26.0%-24.3%
Q4 2020-1.9%-5.9%-7.1%
Q3 2020-4.4%-9.2%-9.9%
Q2 2020+2.0%+1.0%+6.2%
Q1 2020-3.5%-7.8%+5.2%
Q4 2019+5.9%+3.2%-33.6%
Q3 2019-1.3%-1.0%+14.5%
Q2 2019-2.1%-1.4%+2.9%
Q1 2019+3.0%+8.9%+5.6%
Q4 2018-3.0%-2.5%-5.5%
Q3 2018-3.8%-9.6%-3.7%
Q2 2018-0.2%-3.2%-1.1%
Q1 2018+5.3%+4.3%+6.8%
Q4 2017-13.2%-15.8%-14.0%
Q3 2017-2.7%-1.9%-4.1%
Q2 2017-0.6%-0.2%-0.7%
Q1 2017-1.7%-5.2%-9.1%
Q4 2016+4.8%+4.1%-2.2%
Q3 2016-2.0%-1.6%+3.8%
Q2 2016+0.8%+3.8%+9.8%
Q1 2016+5.5%
Q4 2013-0.6%
Q4 2015-5.7%
Q3 2014-2.2%
Q3 2015-2.2%
Q2 2014-0.4%
Q2 2015-0.4%
Q1 2014-0.5%
Q1 2015-0.5%
Q4 2014-0.5%
Q3 2013
Q2 2013
Q1 2013

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