NASDAQ$JRVR
James River Group Holdings Inc · Q2 2025 earnings
Q2 2025 earnings · · After market close · Investor relations
Briefing
James River Group Holdings Inc reported net income of $4.8 million and a combined ratio of 98.6% for Q2 2025.
The company generated total revenues of $174.8 million driven by $152.6 million in net earned premiums and $20.5 million in net investment income. The Excess and Surplus Lines segment contributed the majority of earnings with an underwriting profit, while the consolidated combined ratio improved to 98.6%. Adjusted net operating return on tangible common equity reached 14.0%.
- Consolidated combined ratio of 98.6% with loss ratio at 68.1% and expense ratio at 30.5%.
- Net income from continuing operations of $5.1 million and basic EPS of $0.06.
- Excess and Surplus Lines net earned premiums of $141.4 million; Specialty Admitted Insurance $11.2 million.
- Adjusted net operating ROE of 14.0% on tangible common equity.
Headline financials
Revenue & EPS history
James River · Revenue · Quarterly
$175M
Revenue by segment
James River · $153M total across 2 segments · Q2 2025
- Excess and Surplus Lines$141M—92.6%
- Specialty Admitted Insurance$11.2M—7.4%
Forward guidance
Forward-looking statements highlight risks including reserve uncertainty, rating downgrades, and economic factors.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
-3.3%
Avg return
Earnings day
-5.5%
Avg return
5 days after
-6.3%
Avg return
30 days after
24%
12 / 49 earnings
Positive
+14.7%
Q3 2025
Best reaction
-28.4%
Q4 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | -23.6% | -32.3% | -35.7% | |
| Q4 2025 | -6.5% | -9.3% | -14.2% | |
| Q3 2025 | +14.7% | +6.6% | +15.3% | |
| Q1 2025 | -1.2% | -5.1% | +19.3% | |
| Q4 2024 | -28.4% | -16.9% | -17.6% | |
| Q3 2024 | -24.3% | -29.3% | -30.4% | |
| Q2 2024 | -8.3% | -6.4% | -11.4% | |
| Q1 2024 | -7.9% | -6.8% | -12.5% | |
| Q4 2023 | -5.6% | -6.7% | -12.1% | |
| Q3 2023 | -6.5% | -34.4% | -37.3% | |
| Q2 2023 | -8.1% | -9.2% | -17.8% | |
| Q1 2023 | +4.4% | +6.6% | -2.8% | |
| Q4 2022 | +8.7% | +10.2% | -6.6% | |
| Q3 2022 | -5.3% | -9.2% | -4.5% | |
| Q2 2022 | -1.3% | +2.3% | +0.0% | |
| Q1 2022 | +6.6% | +13.0% | +12.3% | |
| Q4 2021 | -19.3% | -21.8% | -8.6% | |
| Q3 2021 | -2.0% | -3.9% | -20.0% | |
| Q2 2021 | +4.5% | +5.6% | -0.5% | |
| Q1 2021 | -27.6% | -26.0% | -24.3% | |
| Q4 2020 | -1.9% | -5.9% | -7.1% | |
| Q3 2020 | -4.4% | -9.2% | -9.9% | |
| Q2 2020 | +2.0% | +1.0% | +6.2% | |
| Q1 2020 | -3.5% | -7.8% | +5.2% | |
| Q4 2019 | +5.9% | +3.2% | -33.6% | |
| Q3 2019 | -1.3% | -1.0% | +14.5% | |
| Q2 2019 | -2.1% | -1.4% | +2.9% | |
| Q1 2019 | +3.0% | +8.9% | +5.6% | |
| Q4 2018 | -3.0% | -2.5% | -5.5% | |
| Q3 2018 | -3.8% | -9.6% | -3.7% | |
| Q2 2018 | -0.2% | -3.2% | -1.1% | |
| Q1 2018 | +5.3% | +4.3% | +6.8% | |
| Q4 2017 | -13.2% | -15.8% | -14.0% | |
| Q3 2017 | -2.7% | -1.9% | -4.1% | |
| Q2 2017 | -0.6% | -0.2% | -0.7% | |
| Q1 2017 | -1.7% | -5.2% | -9.1% | |
| Q4 2016 | +4.8% | +4.1% | -2.2% | |
| Q3 2016 | -2.0% | -1.6% | +3.8% | |
| Q2 2016 | +0.8% | +3.8% | +9.8% | |
| Q1 2016 | +5.5% | — | — | |
| Q4 2013 | -0.6% | — | — | |
| Q4 2015 | -5.7% | — | — | |
| Q3 2014 | -2.2% | — | — | |
| Q3 2015 | -2.2% | — | — | |
| Q2 2014 | -0.4% | — | — | |
| Q2 2015 | -0.4% | — | — | |
| Q1 2014 | -0.5% | — | — | |
| Q1 2015 | -0.5% | — | — | |
| Q4 2014 | -0.5% | — | — | |
| Q3 2013 | — | — | — | |
| Q2 2013 | — | — | — | |
| Q1 2013 | — | — | — |
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