NASDAQ$JRVR

James River Group Holdings Inc · Q3 2021 earnings

Q3 2021 earnings · · Investor relations

Briefing

James River experienced a net loss and an adjusted net operating loss in Q3 2021, but saw growth in its E&S and Specialty Admitted segments.

James River Group Holdings reported a net loss of $23.9 million, or $0.64 per diluted share, for the third quarter of 2021, compared to a net income of $26.3 million, or $0.85 per diluted share, for the third quarter of 2020. The adjusted net operating loss was $26.8 million, or $0.72 per diluted share, compared to an adjusted net operating income of $17.4 million, or $0.56 per diluted share, for the same period in 2020. The E&S segment experienced growth in gross written premium and renewal pricing. Third quarter results include a pre-tax loss of $29.6 million related to adverse loss and loss adjustment expense reserve development in the E&S segment associated with a loss portfolio transfer reinsurance transaction.

  • Net loss of $23.9 million, or $0.64 per diluted share.
  • Adjusted net operating loss of $26.8 million, or $0.72 per diluted share.
  • Excess and Surplus Lines gross written premium grew by 21.3%.
  • Specialty Admitted segment gross fee income increased 21.5%.

Headline financials

Total Revenue

$191M

Previous: $177M+7.6%
EPS (adj)

-$0.72

Previous: $0.56-228.6%
Combined Ratio

122.1%

No prior period
Expense Ratio

24.8%

No prior period
Loss Ratio

97.3%

No prior period
Net Investment Income

$15.3M

No prior period
Capital Expenditures

-$2.93M

Previous: -$315K-830.2%
Free Cash Flow

-$26.8M

Previous: $26M-203.3%
Net Income

-$23.9M

Previous: $26.3M-190.9%
Operating Income

-$42M

Previous: $14M-399.1%
Gross Profit

$171M

Previous: $161M+6.4%
Cash & Equivalents

$221M

Previous: $140M+57.6%
Total Assets

$4.78B

Previous: $4.98B-4.0%

Revenue & EPS history

James River · Revenue · Quarterly

$191M

Q3 2021+7.6%vs Q3 2020
Beat estimate in 7 of 16 quarters(44%)
ActualEstimate

Revenue by segment

James River · $139M total across 2 segments · Q3 2021

  • Excess and Surplus Lines
    $120M
  • Specialty Admitted Insurance
    $19.7M

Forward guidance

Overall macro and industry conditions remain very favorable and allow us to continue to focus on executing our corporate objectives.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2021

Historical avgQ3 2021

-3.3%

Avg return

Earnings day

-5.5%

Avg return

5 days after

-6.3%

Avg return

30 days after

24%

12 / 49 earnings

Positive

+14.7%

Q3 2025

Best reaction

-28.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-23.6%-32.3%-35.7%
Q4 2025-6.5%-9.3%-14.2%
Q3 2025+14.7%+6.6%+15.3%
Q1 2025-1.2%-5.1%+19.3%
Q4 2024-28.4%-16.9%-17.6%
Q3 2024-24.3%-29.3%-30.4%
Q2 2024-8.3%-6.4%-11.4%
Q1 2024-7.9%-6.8%-12.5%
Q4 2023-5.6%-6.7%-12.1%
Q3 2023-6.5%-34.4%-37.3%
Q2 2023-8.1%-9.2%-17.8%
Q1 2023+4.4%+6.6%-2.8%
Q4 2022+8.7%+10.2%-6.6%
Q3 2022-5.3%-9.2%-4.5%
Q2 2022-1.3%+2.3%+0.0%
Q1 2022+6.6%+13.0%+12.3%
Q4 2021-19.3%-21.8%-8.6%
Q3 2021-2.0%-3.9%-20.0%
Q2 2021+4.5%+5.6%-0.5%
Q1 2021-27.6%-26.0%-24.3%
Q4 2020-1.9%-5.9%-7.1%
Q3 2020-4.4%-9.2%-9.9%
Q2 2020+2.0%+1.0%+6.2%
Q1 2020-3.5%-7.8%+5.2%
Q4 2019+5.9%+3.2%-33.6%
Q3 2019-1.3%-1.0%+14.5%
Q2 2019-2.1%-1.4%+2.9%
Q1 2019+3.0%+8.9%+5.6%
Q4 2018-3.0%-2.5%-5.5%
Q3 2018-3.8%-9.6%-3.7%
Q2 2018-0.2%-3.2%-1.1%
Q1 2018+5.3%+4.3%+6.8%
Q4 2017-13.2%-15.8%-14.0%
Q3 2017-2.7%-1.9%-4.1%
Q2 2017-0.6%-0.2%-0.7%
Q1 2017-1.7%-5.2%-9.1%
Q4 2016+4.8%+4.1%-2.2%
Q3 2016-2.0%-1.6%+3.8%
Q2 2016+0.8%+3.8%+9.8%
Q1 2016+5.5%
Q4 2013-0.6%
Q4 2015-5.7%
Q3 2014-2.2%
Q3 2015-2.2%
Q2 2014-0.4%
Q2 2015-0.4%
Q1 2014-0.5%
Q1 2015-0.5%
Q4 2014-0.5%
Q3 2013
Q2 2013
Q1 2013

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