NASDAQ$JRVR

James River Group Holdings Inc · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

James River reported strong profitability and attractive returns on capital, demonstrating commitment to disciplined underwriting and risk management.

James River Group Holdings reported a net income from continuing operations available to common shareholders of $20.9 million, or $0.53 per diluted share, and an adjusted net operating income of $14.8 million, or $0.39 per diluted share, for the first quarter of 2024. The company's performance was driven by strong investment income and profitable underwriting results, particularly in the Excess and Surplus Lines segment.

  • Group combined ratio of 95.3% and adjusted net operating return on tangible common equity of 17.4%.
  • E&S segment combined ratio of 87.3% and renewal rate change of 10.7%, with most underwriting divisions reporting positive pricing increases.
  • Specialty Admitted Insurance segment combined ratio of 97.0%, with fronting and program gross written premium growth of 23.0% excluding the non-renewed workers' compensation program.
  • Net investment income increased 22.8% compared to the prior year quarter.

Headline financials

Total Revenue

$201M

Previous: $236M-14.6%
EPS (adj)

$0.39

Previous: $0.56-30.4%
Capital Expenditures

-$745K

Previous: -$1.3M+42.6%
Free Cash Flow

$14.7M

Previous: $8.31M+76.4%
Net Income

$15.4M

Previous: $9.61M+60.3%
Operating Income

$107M

Previous: $121M-11.4%
Gross Profit

$183M

Previous: $208M-11.8%

Revenue & EPS history

James River · Revenue · Quarterly

$201M

Q1 2024-14.6%vs Q1 2023
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

James River · $184M total across 2 segments · Q3 2023

  • Excess and Surplus Lines
    $158M+13.3%
  • Specialty Admitted Insurance
    $26.1M+46.3%

Forward guidance

The Board of Directors continues its exploration of strategic alternatives for the Company that was announced in November of 2023.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

-3.3%

Avg return

Earnings day

-5.5%

Avg return

5 days after

-6.3%

Avg return

30 days after

24%

12 / 49 earnings

Positive

+14.7%

Q3 2025

Best reaction

-28.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-23.6%-32.3%-35.7%
Q4 2025-6.5%-9.3%-14.2%
Q3 2025+14.7%+6.6%+15.3%
Q1 2025-1.2%-5.1%+19.3%
Q4 2024-28.4%-16.9%-17.6%
Q3 2024-24.3%-29.3%-30.4%
Q2 2024-8.3%-6.4%-11.4%
Q1 2024-7.9%-6.8%-12.5%
Q4 2023-5.6%-6.7%-12.1%
Q3 2023-6.5%-34.4%-37.3%
Q2 2023-8.1%-9.2%-17.8%
Q1 2023+4.4%+6.6%-2.8%
Q4 2022+8.7%+10.2%-6.6%
Q3 2022-5.3%-9.2%-4.5%
Q2 2022-1.3%+2.3%+0.0%
Q1 2022+6.6%+13.0%+12.3%
Q4 2021-19.3%-21.8%-8.6%
Q3 2021-2.0%-3.9%-20.0%
Q2 2021+4.5%+5.6%-0.5%
Q1 2021-27.6%-26.0%-24.3%
Q4 2020-1.9%-5.9%-7.1%
Q3 2020-4.4%-9.2%-9.9%
Q2 2020+2.0%+1.0%+6.2%
Q1 2020-3.5%-7.8%+5.2%
Q4 2019+5.9%+3.2%-33.6%
Q3 2019-1.3%-1.0%+14.5%
Q2 2019-2.1%-1.4%+2.9%
Q1 2019+3.0%+8.9%+5.6%
Q4 2018-3.0%-2.5%-5.5%
Q3 2018-3.8%-9.6%-3.7%
Q2 2018-0.2%-3.2%-1.1%
Q1 2018+5.3%+4.3%+6.8%
Q4 2017-13.2%-15.8%-14.0%
Q3 2017-2.7%-1.9%-4.1%
Q2 2017-0.6%-0.2%-0.7%
Q1 2017-1.7%-5.2%-9.1%
Q4 2016+4.8%+4.1%-2.2%
Q3 2016-2.0%-1.6%+3.8%
Q2 2016+0.8%+3.8%+9.8%
Q1 2016+5.5%
Q4 2013-0.6%
Q4 2015-5.7%
Q3 2014-2.2%
Q3 2015-2.2%
Q2 2014-0.4%
Q2 2015-0.4%
Q1 2014-0.5%
Q1 2015-0.5%
Q4 2014-0.5%
Q3 2013
Q2 2013
Q1 2013

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