NASDAQ$JRVR

James River Group Holdings Inc · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

James River reported a profitable quarter driven by strong growth in the E&S segment, solid underwriting profitability, and meaningful investment contributions.

James River Group Holdings reported a net income of $7.0 million ($0.18 per diluted share) for Q1 2023, compared to $9.3 million ($0.25 per diluted share) for Q1 2022. Adjusted net operating income was $21.6 million ($0.56 per diluted share), compared to $13.9 million ($0.37 per diluted share) for the same period last year. The company saw strong growth and attractive renewal rates in its E&S segment, solid underwriting profitability, and meaningful contributions from its investment portfolio.

  • Group combined ratio of 94.9% and Excess and Surplus Lines (E&S) segment combined ratio of 86.8%.
  • E&S segment gross and net written premium growth of 12.1% and 17.3%, respectively.
  • E&S segment renewal rates increased 8.9%, with all underwriting divisions reporting positive pricing increases.
  • Net investment income increased 58.4% compared to the prior year quarter, and 12.9% sequentially.

Headline financials

Total Revenue

$236M

Previous: $202M+16.7%
EPS (adj)

$0.56

Previous: $0.37+51.4%
Combined Ratio

94.9%

Previous: 97.4%-2.6%
Expense Ratio

28.4%

Previous: 26.0%+9.2%
Loss Ratio

66.5%

Previous: 71.4%-6.9%
Net Investment Income

$25.8M

Previous: $16.3M+58.4%
Capital Expenditures

-$1.3M

Previous: -$1.73M+25.0%
Free Cash Flow

$8.31M

Previous: $8.48M-1.9%
Net Income

$9.61M

Previous: $10.2M-5.9%
Operating Income

$121M

Previous: $107M+12.6%
Gross Profit

$208M

Previous: $179M+15.9%
Cash & Equivalents

$200M

Previous: $270M-26.0%
Total Assets

$5.21B

Previous: $5.27B-1.2%

Revenue & EPS history

James River · Revenue · Quarterly

$236M

Q1 2023+16.7%vs Q1 2022
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

James River · $172M total across 2 segments · Q1 2023

  • Excess and Surplus Lines
    $151M+15.3%
  • Specialty Admitted Insurance
    $20.5M+6.0%

Forward guidance

Company believes James River is well poised to continue to deliver excellent underwriting performance and compelling shareholder returns.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

-3.3%

Avg return

Earnings day

-5.5%

Avg return

5 days after

-6.3%

Avg return

30 days after

24%

12 / 49 earnings

Positive

+14.7%

Q3 2025

Best reaction

-28.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-23.6%-32.3%-35.7%
Q4 2025-6.5%-9.3%-14.2%
Q3 2025+14.7%+6.6%+15.3%
Q1 2025-1.2%-5.1%+19.3%
Q4 2024-28.4%-16.9%-17.6%
Q3 2024-24.3%-29.3%-30.4%
Q2 2024-8.3%-6.4%-11.4%
Q1 2024-7.9%-6.8%-12.5%
Q4 2023-5.6%-6.7%-12.1%
Q3 2023-6.5%-34.4%-37.3%
Q2 2023-8.1%-9.2%-17.8%
Q1 2023+4.4%+6.6%-2.8%
Q4 2022+8.7%+10.2%-6.6%
Q3 2022-5.3%-9.2%-4.5%
Q2 2022-1.3%+2.3%+0.0%
Q1 2022+6.6%+13.0%+12.3%
Q4 2021-19.3%-21.8%-8.6%
Q3 2021-2.0%-3.9%-20.0%
Q2 2021+4.5%+5.6%-0.5%
Q1 2021-27.6%-26.0%-24.3%
Q4 2020-1.9%-5.9%-7.1%
Q3 2020-4.4%-9.2%-9.9%
Q2 2020+2.0%+1.0%+6.2%
Q1 2020-3.5%-7.8%+5.2%
Q4 2019+5.9%+3.2%-33.6%
Q3 2019-1.3%-1.0%+14.5%
Q2 2019-2.1%-1.4%+2.9%
Q1 2019+3.0%+8.9%+5.6%
Q4 2018-3.0%-2.5%-5.5%
Q3 2018-3.8%-9.6%-3.7%
Q2 2018-0.2%-3.2%-1.1%
Q1 2018+5.3%+4.3%+6.8%
Q4 2017-13.2%-15.8%-14.0%
Q3 2017-2.7%-1.9%-4.1%
Q2 2017-0.6%-0.2%-0.7%
Q1 2017-1.7%-5.2%-9.1%
Q4 2016+4.8%+4.1%-2.2%
Q3 2016-2.0%-1.6%+3.8%
Q2 2016+0.8%+3.8%+9.8%
Q1 2016+5.5%
Q4 2013-0.6%
Q4 2015-5.7%
Q3 2014-2.2%
Q3 2015-2.2%
Q2 2014-0.4%
Q2 2015-0.4%
Q1 2014-0.5%
Q1 2015-0.5%
Q4 2014-0.5%
Q3 2013
Q2 2013
Q1 2013

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