NYSE$TOST

Toast Inc. · Q3 2021 earnings

Q3 2021 earnings · · Investor relations

Briefing

Delivered strong results with revenue growing 105% year-over-year and GPV growing 123% year-over-year.

Toast reported strong third-quarter results, with revenue increasing by 105% year-over-year to $486.4 million. The company's ARR grew by 77% year-over-year to $543.8 million, and GPV increased by 123% year-over-year to $16.5 billion.

  • Revenue for the third quarter of 2021 was $486.4 million, an increase of 105% from the third quarter of 2020.
  • ARR as of September 30, 2021 was $543.8 million, an increase of 77% as compared to September 30, 2020.
  • GPV for the third quarter of 2021 was $16.5 billion, an increase of 123% from the third quarter of 2020.
  • Net loss for the third quarter of 2021 was $252.5 million, as compared to $62.6 million in the third quarter of 2020.

Headline financials

Total Revenue

$486M

Previous: $581M-16.2%
EPS (adj)

-$1.05

Previous: -$0.94-11.7%
Gross Payment Volume

$16.5B

Previous: $7.4B+123.0%
Total ARR

$544M

Previous: $308M+76.5%
Capital Expenditures

-$10.6M

Previous: $35.4M-129.9%
Free Cash Flow

-$263M

Previous: -$122M-115.6%
Net Income

-$252M

Previous: -$62.6M-303.3%
Operating Income

-$53.7M

Previous: -$38.7M-38.9%
Gross Profit

$83.3M

Previous: $48.3M+72.3%
Cash & Equivalents

$1.3B

Previous: $612M+112.7%
Total Assets

$1.66B

No prior period
Stock-Based Comp

$36.2M

Previous: $58.4M-38.0%

Revenue & EPS history

Toast · Revenue · Quarterly

$486M

Q3 2021-16.2%vs Q3 2020
Beat estimate in 6 of 9 quarters(67%)
ActualEstimate

Revenue by segment

Toast · $486M total across 4 segments · Q3 2021

  • Financial Technology Solutions
    $404M+114.8%
  • Subscription Services
    $45.8M+67.1%
  • Hardware
    $31.1M+71.1%
  • Professional Services
    $5.3M+76.2%

Forward guidance

For the fourth quarter ending December 31, 2021, Toast expects to report revenue in the range of $465 million to $495 million and Adjusted EBITDA in the range of $(50) million to $(40) million.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2021

Historical avgQ3 2021

+0.8%

Avg return

Earnings day

-1.4%

Avg return

5 days after

-2.6%

Avg return

30 days after

57%

13 / 23 earnings

Positive

+18.2%

Q1 2022

Best reaction

-25.0%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-14.8%-24.0%-16.2%
Q4 2025+4.6%+5.9%+5.6%
Q3 2025+9.5%+7.1%+0.1%
Q1 2025+11.4%+23.0%+20.1%
Q4 2024+0.7%-9.5%-12.0%
Q3 2024+16.6%+22.7%+20.8%
Q2 2024-5.1%-1.2%+0.8%
Q1 2024+13.8%+13.9%-4.0%
Q4 2023+11.3%+8.1%+16.9%
Q3 2023-12.7%-17.3%-11.7%
Q2 2023+13.8%+18.4%+7.1%
Q1 2023+9.1%+0.7%+13.3%
Q4 2022-25.0%-24.8%-34.1%
Q3 2022+16.1%+15.9%+9.4%
Q2 2021+5.6%+7.4%+18.1%
Q2 2022+6.4%+11.8%+16.1%
Q1 2021-2.7%-7.6%+4.8%
Q1 2022+18.2%+6.5%+18.1%
Q4 2019-0.1%-12.8%+5.9%
Q4 2021-16.2%-23.9%-31.0%
Q3 2021-14.3%-17.5%-36.3%
Q3 2020-14.3%-17.5%-36.3%
Q4 2020-14.3%-17.5%-36.3%
Q2 2020
Q1 2020

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