NYSE$TMP

Tompkins Financial Corporation · Q1 2026 earnings

Q1 2026 earnings · · Before market open · Investor relations

Briefing

TMP reported Q1 2026 results and net income of $26.1M, with diluted EPS of $1.83.

For Q1 2026, TMP reported results and net income of $26.1M. MD&A discusses segment trends, costs, and balance-sheet items; Profitability improved versus the prior-year quarter.

  • Key P&L metrics disclosed for Q1 2026.
  • Net income $26.1M; diluted EPS $1.83.
  • Operating expenses and margin mix are discussed in MD&A.
  • Liquidity, capital allocation, and macro exposure are disclosed.

Headline financials

EPS (adj)

$1.83

Previous: $1.37+33.6%
Capital Expenditures

-$2.33M

Previous: -$1.35M-72.2%
Net Income

$26.1M

Previous: $19.7M+32.5%

Revenue & EPS history

Tompkins · Revenue · Quarterly

$195M

Q4 2025+152.7%vs Q4 2024
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Revenue by segment

Tompkins · $60M total across 3 segments · Q1 2021

  • Insurance commissions
    $20M
  • Wealth management
    $20M
  • Card services
    $20M

Forward guidance

Management outlook in the 10-Q covers operating priorities, capital allocation, and sector risks; numeric multi-quarter EPS bridges are limited.

Tailwinds

  • MD&A highlights strategic priorities and liquidity.
  • Segment or product trends support the core business narrative.

Headwinds

  • Macro, rates, or input costs may pressure near-term margins.
  • One-time items can affect year-over-year comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+0.2%

Avg return

Earnings day

-0.5%

Avg return

5 days after

+1.3%

Avg return

30 days after

47%

31 / 66 earnings

Positive

+7.9%

Q3 2024

Best reaction

-6.4%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-3.6%-1.3%+0.8%
Q4 2025+4.4%+8.7%-0.0%
Q3 2025+1.4%-1.1%+5.5%
Q2 2025-1.1%-1.3%+2.8%
Q1 2025-0.7%-0.1%+1.6%
Q4 2024+3.0%+7.1%+2.2%
Q3 2024+7.9%+5.7%+23.1%
Q2 2024-0.2%-1.0%-2.8%
Q1 2024-2.3%-0.3%+1.8%
Q4 2023+0.5%-9.1%-10.2%
Q3 2023+0.2%-0.6%+7.9%
Q2 2023+0.7%+2.8%-9.3%
Q1 2023-1.3%-9.7%-8.1%
Q4 2022-0.5%+0.5%+0.8%
Q3 2022+2.9%+2.2%+4.4%
Q2 2022-0.5%+2.8%+4.4%
Q1 2022-1.5%+0.5%+0.4%
Q4 2021-0.5%+0.3%-0.7%
Q3 2021+2.7%-1.3%+1.6%
Q2 2021-0.6%-0.1%+4.6%
Q1 2021+2.4%+2.2%+3.5%
Q4 2020-2.7%+0.2%+10.0%
Q3 2020-0.8%-5.5%+13.4%
Q2 2020-0.8%+1.9%+2.4%
Q1 2020-2.8%-5.2%-4.7%
Q4 2019+0.5%+2.4%-9.4%
Q3 2019+1.5%+4.8%+6.7%
Q2 2019-1.9%-0.9%-2.6%
Q1 2019+4.0%+4.1%+2.8%
Q4 2018-6.0%-6.4%+2.2%
Q3 2018-6.4%-11.6%+0.1%
Q2 2018+3.0%+0.6%-0.7%
Q1 2018-0.8%-0.2%+9.1%
Q4 2017-1.9%-2.0%-3.9%
Q3 2017-1.4%-1.4%-2.2%
Q2 2017-1.3%+2.0%-6.6%
Q1 2017-3.9%-1.8%-10.2%
Q4 2016-3.5%-4.5%-3.0%
Q3 2016+0.3%-6.6%+9.8%
Q2 2016+4.1%+4.4%+4.0%
Q1 2016+0.6%
Q4 2015+4.7%
Q3 2015-0.6%
Q2 2015+0.6%
Q1 2015+0.1%
Q4 2014+0.5%
Q3 2014+0.3%
Q2 2014-0.2%
Q1 2014-2.1%
Q4 2013-1.4%
Q3 2013+4.8%
Q2 2013-1.5%
Q1 2013-2.5%
Q4 2012+2.4%
Q3 2012+2.3%
Q2 2012-1.0%
Q1 2011+0.6%
Q1 2012+1.6%
Q4 2011+2.3%
Q4 2009+2.3%
Q4 2010+2.3%
Q3 2011-1.7%
Q3 2010-1.7%
Q2 2010-0.3%
Q2 2011-0.3%
Q1 2010+5.2%

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