NYSE$TMP
Tompkins Financial Corporation · Q1 2020 earnings
Q1 2020 earnings · · Investor relations
Briefing
Tompkins Financial Corporation reported first quarter earnings impacted by the COVID-19 pandemic.
Tompkins Financial Corporation announced net income attributable to common shareholders of $7.9 million, or $0.53 per diluted common share for the first quarter of 2020, compared to $21.0 million, or $1.37 per diluted common share, for the first quarter of 2019. The current economic stress resulting from the COVID-19 pandemic contributed to the $16.3 million provision for credit losses recognized during the quarter.
- Net income attributable to common shareholders was $7.9 million, or $0.53 per diluted common share.
- Net interest margin was 3.44%, up compared to 3.34% in the first quarter of 2019.
- Net interest income of $53.0 million, up 2.0% compared to the first quarter of 2019.
- Nonperforming assets represented 0.46% of total assets at March 31, 2020, down slightly from 0.47% at December 31, 2019.
Headline financials
Revenue & EPS history
Tompkins · Revenue · Quarterly
$71.9M
Revenue by segment
Tompkins · $60M total across 3 segments · Q1 2021
- Insurance commissions$20M—33.3%
- Wealth management$20M—33.3%
- Card services$20M—33.3%
Forward guidance
The overall impact of COVID-19 on our consolidated results of operations for the three months ended March 31, 2020 was limited, with the exception of our provision for credit losses. The extent to which the COVID-19 pandemic will affect our business, results of operation and financial condition going forward is difficult to predict and depends on numerous evolving factors.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2020
+0.2%
Avg return
Earnings day
-0.5%
Avg return
5 days after
+1.3%
Avg return
30 days after
47%
31 / 66 earnings
Positive
+7.9%
Q3 2024
Best reaction
-6.4%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -3.6% | -1.3% | +0.8% | |
| Q4 2025 | +4.4% | +8.7% | -0.0% | |
| Q3 2025 | +1.4% | -1.1% | +5.5% | |
| Q2 2025 | -1.1% | -1.3% | +2.8% | |
| Q1 2025 | -0.7% | -0.1% | +1.6% | |
| Q4 2024 | +3.0% | +7.1% | +2.2% | |
| Q3 2024 | +7.9% | +5.7% | +23.1% | |
| Q2 2024 | -0.2% | -1.0% | -2.8% | |
| Q1 2024 | -2.3% | -0.3% | +1.8% | |
| Q4 2023 | +0.5% | -9.1% | -10.2% | |
| Q3 2023 | +0.2% | -0.6% | +7.9% | |
| Q2 2023 | +0.7% | +2.8% | -9.3% | |
| Q1 2023 | -1.3% | -9.7% | -8.1% | |
| Q4 2022 | -0.5% | +0.5% | +0.8% | |
| Q3 2022 | +2.9% | +2.2% | +4.4% | |
| Q2 2022 | -0.5% | +2.8% | +4.4% | |
| Q1 2022 | -1.5% | +0.5% | +0.4% | |
| Q4 2021 | -0.5% | +0.3% | -0.7% | |
| Q3 2021 | +2.7% | -1.3% | +1.6% | |
| Q2 2021 | -0.6% | -0.1% | +4.6% | |
| Q1 2021 | +2.4% | +2.2% | +3.5% | |
| Q4 2020 | -2.7% | +0.2% | +10.0% | |
| Q3 2020 | -0.8% | -5.5% | +13.4% | |
| Q2 2020 | -0.8% | +1.9% | +2.4% | |
| Q1 2020 | -2.8% | -5.2% | -4.7% | |
| Q4 2019 | +0.5% | +2.4% | -9.4% | |
| Q3 2019 | +1.5% | +4.8% | +6.7% | |
| Q2 2019 | -1.9% | -0.9% | -2.6% | |
| Q1 2019 | +4.0% | +4.1% | +2.8% | |
| Q4 2018 | -6.0% | -6.4% | +2.2% | |
| Q3 2018 | -6.4% | -11.6% | +0.1% | |
| Q2 2018 | +3.0% | +0.6% | -0.7% | |
| Q1 2018 | -0.8% | -0.2% | +9.1% | |
| Q4 2017 | -1.9% | -2.0% | -3.9% | |
| Q3 2017 | -1.4% | -1.4% | -2.2% | |
| Q2 2017 | -1.3% | +2.0% | -6.6% | |
| Q1 2017 | -3.9% | -1.8% | -10.2% | |
| Q4 2016 | -3.5% | -4.5% | -3.0% | |
| Q3 2016 | +0.3% | -6.6% | +9.8% | |
| Q2 2016 | +4.1% | +4.4% | +4.0% | |
| Q1 2016 | +0.6% | — | — | |
| Q4 2015 | +4.7% | — | — | |
| Q3 2015 | -0.6% | — | — | |
| Q2 2015 | +0.6% | — | — | |
| Q1 2015 | +0.1% | — | — | |
| Q4 2014 | +0.5% | — | — | |
| Q3 2014 | +0.3% | — | — | |
| Q2 2014 | -0.2% | — | — | |
| Q1 2014 | -2.1% | — | — | |
| Q4 2013 | -1.4% | — | — | |
| Q3 2013 | +4.8% | — | — | |
| Q2 2013 | -1.5% | — | — | |
| Q1 2013 | -2.5% | — | — | |
| Q4 2012 | +2.4% | — | — | |
| Q3 2012 | +2.3% | — | — | |
| Q2 2012 | -1.0% | — | — | |
| Q1 2011 | +0.6% | — | — | |
| Q1 2012 | +1.6% | — | — | |
| Q4 2011 | +2.3% | — | — | |
| Q4 2009 | +2.3% | — | — | |
| Q4 2010 | +2.3% | — | — | |
| Q3 2011 | -1.7% | — | — | |
| Q3 2010 | -1.7% | — | — | |
| Q2 2010 | -0.3% | — | — | |
| Q2 2011 | -0.3% | — | — | |
| Q1 2010 | +5.2% | — | — |
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