NYSE$GPMT

Granite Point Mortgage Trust Inc · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Reported solid operating results driven by a diversified portfolio of first mortgage loans, with Distributable Earnings covering the dividend and book value per share growing.

Granite Point Mortgage Trust Inc. announced its financial results for the second quarter of 2021, reporting a GAAP net income of $14.2 million, or $0.26 per basic share, and Distributable Earnings of $15.7 million, or $0.29 per basic share. The company's book value per share grew to $17.27. They closed an $824 million CRE CLO and extended the maturity of several repurchase facilities.

  • GAAP net income was $14.2 million, or $0.26 per basic share.
  • Distributable Earnings were $15.7 million, or $0.29 per basic share.
  • Book value was $17.27 per common share.
  • Closed seven loans with $203.8 million of total commitments.

Headline financials

Total Revenue

$22.8M

Previous: $34.4M-33.7%
EPS (adj)

$0.29

Previous: $0.25+16.0%
Portfolio Weighted Average Stabilized LTV at Origination

63.5%

Previous: 64.0%-0.8%
Free Cash Flow

$14.3M

Previous: -$1.73M+923.4%
Net Income

$14.3M

Previous: -$1.73M+923.4%
Operating Income

$10.2M

Previous: -$4.86M+309.5%
Gross Profit

$21.9M

Previous: $20.2M+8.3%
Cash & Equivalents

$237M

Previous: $56M+323.4%
Total Assets

$3.85B

Previous: $4.42B-12.7%
Stock-Based Comp

$1.64M

Previous: $1.32M+23.9%

Revenue & EPS history

Granite Point · Revenue · Quarterly

$22.8M

Q2 2021-33.7%vs Q2 2020
Beat estimate in 3 of 15 quarters(20%)
ActualEstimate

Forward guidance

Granite Point has a current forward pipeline of senior CRE loans with total commitments of over $280 million and initial fundings of over $265 million. Current liquidity of approximately $242 million in cash on hand; option to borrow an additional $75 million in proceeds under the senior term loan facilities through September 2021.

Tailwinds

  • Forward pipeline of senior CRE loans with total commitments of over $280 million.
  • Initial fundings of over $265 million.
  • Approximately $12 million of principal balance funded on existing loan commitments since quarter end.
  • Extended the maturity of the Goldman Sachs repurchase facility to July 2023.
  • Downsized the maximum facility size to $250 million, with an accordion feature to upsize it to $350 million.

Headwinds

  • Subject to fallout.
  • Downsized the maximum facility size to $250 million.
  • Extended the maturity of the Goldman Sachs repurchase facility to July 2023.
  • Option to borrow an additional $75 million in proceeds under the senior term loan facilities through September 2021.
  • Repurchase facilities downsized.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

-0.0%

Avg return

Earnings day

-0.9%

Avg return

5 days after

+0.3%

Avg return

30 days after

46%

16 / 35 earnings

Positive

+24.2%

Q3 2020

Best reaction

-15.1%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+4.3%-0.7%+6.3%
Q4 2025-11.5%-23.8%-30.8%
Q3 2025+4.6%+2.6%+3.8%
Q1 2025+15.3%+19.5%+37.4%
Q4 2024-9.1%-10.7%-11.3%
Q3 2024+2.3%+12.6%+9.6%
Q2 2024-8.5%-7.1%-6.4%
Q1 2024-13.0%-17.3%-29.1%
Q4 2023-4.3%-7.3%-5.7%
Q3 2023-1.1%-0.2%+18.9%
Q2 2023-1.1%-3.6%-5.3%
Q1 2023+3.2%+4.9%+27.3%
Q4 2022+0.0%-0.7%-18.6%
Q3 2022-15.1%-9.6%-9.7%
Q2 2022+1.1%-1.7%-13.9%
Q1 2022+1.7%+2.8%+11.0%
Q4 2021-1.2%-2.9%+0.6%
Q3 2021+0.4%-1.5%-10.5%
Q2 2021-8.2%-5.0%-4.0%
Q1 2021+1.7%-3.6%+14.3%
Q4 2020+0.5%+3.1%+6.4%
Q3 2020+24.2%+20.4%+44.6%
Q2 2020+5.2%+3.3%-13.2%
Q1 2020+10.4%+2.4%+66.9%
Q4 2019+3.4%-2.7%-78.1%
Q3 2019-1.7%-2.7%-1.9%
Q2 2019-1.4%-1.1%-3.0%
Q1 2019-1.0%-0.6%-2.3%
Q4 2018-0.4%-2.5%-2.4%
Q3 2018+1.7%+1.1%+0.7%
Q2 2018-0.9%-2.7%+1.0%
Q1 2018+2.0%+3.8%+8.9%
Q4 2017-3.2%-1.1%+2.2%
Q3 2017-1.5%-0.3%-1.1%
Q2 2017-0.7%-0.1%-0.6%
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016

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