NYSE$GPMT

Granite Point Mortgage Trust Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Reported third quarter results highlighted by nonaccrual loan resolutions and share buybacks.

Granite Point Mortgage Trust Inc. reported a GAAP Net Loss of $(34.6) million, or $(0.69) per basic share, and a Distributable Loss of $(38.0) million, or $(0.75) per basic share for the quarter ending September 30, 2024. The company resolved multiple nonaccrual loans and continued share buybacks.

  • GAAP Net (Loss) of $(34.6) million, or $(0.69) per basic share, inclusive of a $(27.9) million provision for credit losses.
  • Distributable (Loss) of $(38.0) million, or $(0.75) per basic share, inclusive of loan write-offs of $(44.6) million and recoveries of $8.8 million.
  • Book value per common share was $9.25 as of September 30, 2024, inclusive of $(5.18) per common share of total CECL reserve.
  • Resolved a $33.3 million loan in Chicago, realizing a loss of approximately $(3.3) million.

Headline financials

Total Revenue

$27.8M

Previous: $19.9M+39.5%
EPS

-$0.69

Previous: $0.18-483.3%
Total CECL Reserve

$10.50

Previous: $149M-100.0%
Capital Expenditures

-$1.97M

Previous: $0.00
Free Cash Flow

-$31M

Previous: -$20.9M-48.2%
Net Income

-$31M

Previous: -$20.9M-48.2%
Operating Income

$21.6M

Previous: -$1.64M+1416.2%
Gross Profit

$27.8M

Previous: $19.9M+39.5%
Stock-Based Comp

$2.53M

Previous: $1.57M+61.3%

Revenue & EPS history

Granite Point · Revenue · Quarterly

$27.8M

Q3 2024+39.5%vs Q3 2023
Beat estimate in 11 of 14 quarters(79%)
ActualEstimate

Forward guidance

The Company anticipates resolving five additional nonaccrual loans totaling over $250 million in principal balance over the next few months.

Tailwinds

  • Resolution of a $32.9 million loan secured by an office property in Fort Lee, NJ, expected to result in a write-off of approximately $(16.6) million.
  • Anticipated resolution of five additional nonaccrual loans totaling over $250 million in principal balance in the coming months.
  • Funding of about $4 million on existing loan commitments so far in Q4 2024.
  • Carrying approximately $94 million in unrestricted cash as of November 5, 2024.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

-0.0%

Avg return

Earnings day

-0.9%

Avg return

5 days after

+0.3%

Avg return

30 days after

46%

16 / 35 earnings

Positive

+24.2%

Q3 2020

Best reaction

-15.1%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+4.3%-0.7%+6.3%
Q4 2025-11.5%-23.8%-30.8%
Q3 2025+4.6%+2.6%+3.8%
Q1 2025+15.3%+19.5%+37.4%
Q4 2024-9.1%-10.7%-11.3%
Q3 2024+2.3%+12.6%+9.6%
Q2 2024-8.5%-7.1%-6.4%
Q1 2024-13.0%-17.3%-29.1%
Q4 2023-4.3%-7.3%-5.7%
Q3 2023-1.1%-0.2%+18.9%
Q2 2023-1.1%-3.6%-5.3%
Q1 2023+3.2%+4.9%+27.3%
Q4 2022+0.0%-0.7%-18.6%
Q3 2022-15.1%-9.6%-9.7%
Q2 2022+1.1%-1.7%-13.9%
Q1 2022+1.7%+2.8%+11.0%
Q4 2021-1.2%-2.9%+0.6%
Q3 2021+0.4%-1.5%-10.5%
Q2 2021-8.2%-5.0%-4.0%
Q1 2021+1.7%-3.6%+14.3%
Q4 2020+0.5%+3.1%+6.4%
Q3 2020+24.2%+20.4%+44.6%
Q2 2020+5.2%+3.3%-13.2%
Q1 2020+10.4%+2.4%+66.9%
Q4 2019+3.4%-2.7%-78.1%
Q3 2019-1.7%-2.7%-1.9%
Q2 2019-1.4%-1.1%-3.0%
Q1 2019-1.0%-0.6%-2.3%
Q4 2018-0.4%-2.5%-2.4%
Q3 2018+1.7%+1.1%+0.7%
Q2 2018-0.9%-2.7%+1.0%
Q1 2018+2.0%+3.8%+8.9%
Q4 2017-3.2%-1.1%+2.2%
Q3 2017-1.5%-0.3%-1.1%
Q2 2017-0.7%-0.1%-0.6%
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016

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