NYSE$GPMT

Granite Point Mortgage Trust Inc · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

Reported strong operating results with distributable earnings covering the common dividend, while maintaining a conservative approach and emphasizing liquidity.

Granite Point Mortgage Trust Inc. reported a GAAP net loss of $(37.5) million, or $(0.72) per basic share, but achieved distributable earnings of $10.7 million, or $0.20 per basic share, covering the common dividend. The company maintained a conservative approach, focusing on liquidity and managing its diversified senior loan portfolio amidst a difficult economic environment.

  • GAAP net loss of $(37.5) million, or $(0.72) per basic share, inclusive of a $(46.4) million provision for credit losses.
  • Distributable Earnings of $10.7 million, or $0.20 per basic share, excluding the non-cash provision expense.
  • Book value of $14.08 per common share, inclusive of $(2.54) per common share total CECL reserve.
  • Portfolio of $3.5 billion in total commitments comprised of over 99% senior loans and 98% floating rate with a weighted average stabilized LTV of 62.9% and a realized portfolio yield of 8.0%.

Headline financials

Total Revenue

$22.9M

Previous: $23.5M-2.5%
EPS (adj)

$0.20

Previous: $0.05+300.0%
Portfolio Weighted Average Stabilized LTV at Origination

62.9%

Previous: 63.2%-0.5%
Total CECL Reserve

$3.80

No prior period
Free Cash Flow

-$33.8M

Previous: $4.64M-829.7%
Net Income

-$33.8M

Previous: $4.64M-829.7%
Operating Income

$1.59M

Previous: $6M-73.5%
Gross Profit

$22.9M

Previous: $18.8M+22.0%
Cash & Equivalents

$223M

Previous: $148M+50.8%
Total Assets

$3.48B

Previous: $4.05B-14.1%
Stock-Based Comp

$1.96M

Previous: $2.17M-9.9%

Revenue & EPS history

Granite Point · Revenue · Quarterly

$22.9M

Q1 2023-2.5%vs Q1 2022
Beat estimate in 11 of 14 quarters(79%)
ActualEstimate

Forward guidance

So far in Q2 2023, the company funded $4.7 million on existing loan commitments and received $75.3 million in loan payoffs. The maturity of the Morgan Stanley financing facility was extended to June 2024, and the borrowing capacity was adjusted to $475 million. As of May 9th, the company carried over $215 million in unrestricted cash.

Tailwinds

  • Funded $4.7 million on existing loan commitments in Q2 2023.
  • Received $75.3 million in loan payoffs in Q2 2023.
  • Extended the maturity of the Morgan Stanley financing facility to June 2024.
  • Adjusted the borrowing capacity of the Morgan Stanley financing facility to $475 million.
  • Carried over $215 million in unrestricted cash as of May 9th.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

-0.0%

Avg return

Earnings day

-0.9%

Avg return

5 days after

+0.3%

Avg return

30 days after

46%

16 / 35 earnings

Positive

+24.2%

Q3 2020

Best reaction

-15.1%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+4.3%-0.7%+6.3%
Q4 2025-11.5%-23.8%-30.8%
Q3 2025+4.6%+2.6%+3.8%
Q1 2025+15.3%+19.5%+37.4%
Q4 2024-9.1%-10.7%-11.3%
Q3 2024+2.3%+12.6%+9.6%
Q2 2024-8.5%-7.1%-6.4%
Q1 2024-13.0%-17.3%-29.1%
Q4 2023-4.3%-7.3%-5.7%
Q3 2023-1.1%-0.2%+18.9%
Q2 2023-1.1%-3.6%-5.3%
Q1 2023+3.2%+4.9%+27.3%
Q4 2022+0.0%-0.7%-18.6%
Q3 2022-15.1%-9.6%-9.7%
Q2 2022+1.1%-1.7%-13.9%
Q1 2022+1.7%+2.8%+11.0%
Q4 2021-1.2%-2.9%+0.6%
Q3 2021+0.4%-1.5%-10.5%
Q2 2021-8.2%-5.0%-4.0%
Q1 2021+1.7%-3.6%+14.3%
Q4 2020+0.5%+3.1%+6.4%
Q3 2020+24.2%+20.4%+44.6%
Q2 2020+5.2%+3.3%-13.2%
Q1 2020+10.4%+2.4%+66.9%
Q4 2019+3.4%-2.7%-78.1%
Q3 2019-1.7%-2.7%-1.9%
Q2 2019-1.4%-1.1%-3.0%
Q1 2019-1.0%-0.6%-2.3%
Q4 2018-0.4%-2.5%-2.4%
Q3 2018+1.7%+1.1%+0.7%
Q2 2018-0.9%-2.7%+1.0%
Q1 2018+2.0%+3.8%+8.9%
Q4 2017-3.2%-1.1%+2.2%
Q3 2017-1.5%-0.3%-1.1%
Q2 2017-0.7%-0.1%-0.6%
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016

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