NYSE$GPMT

Granite Point Mortgage Trust Inc · Q4 2020 earnings

Q4 2020 earnings · · Investor relations

Briefing

Announced financial results for the quarter and full year ended December 31, 2020, and provided an update on its activities subsequent to quarter-end.

Granite Point Mortgage Trust Inc. reported a GAAP net income of $23.1 million, or $0.42 per basic share, and Distributable Earnings of $18.4 million, or $0.33 per basic share for Q4 2020. The company's net interest income was $27.4 million, and it declared a cash dividend of $0.20 per common share and a non-recurring special dividend of $0.25 per common share.

  • GAAP net income of $23.1 million, or $0.42 per basic share, inclusive of $0.16 release of prior CECL reserves and $(0.05) of internalization-related restructuring charges.
  • Distributable Earnings of $18.4 million, or $0.33 per basic share.
  • Net interest income declined to $27.4 million during the three months ended December 31, 2020 as compared to $33.8 million for the prior quarter.
  • Declared a cash dividend of $0.20 per common share and a non-recurring special dividend of $0.25 per common share.

Headline financials

Total Revenue

$27.4M

Previous: $28.4M-3.7%
EPS (adj)

$0.33

Previous: $0.34-2.9%
Portfolio Weighted Average Stabilized LTV at Origination

63.3%

Previous: 64.0%-1.1%
Net Income

$23.2M

Previous: $17.7M+31.0%
Operating Income

$23.8M

Previous: $17.7M+34.4%
Cash & Equivalents

$261M

Previous: $80.3M+225.6%
Total Assets

$4.22B

Previous: $4.46B-5.4%
Stock-Based Comp

$1.28M

Previous: $1.18M+9.1%

Revenue & EPS history

Granite Point · Revenue · Quarterly

$27.4M

Q4 2020-3.7%vs Q4 2019
Beat estimate in 2 of 15 quarters(13%)
ActualEstimate

Forward guidance

Granite Point is becoming an internally managed company, better positioning Granite Point for the opportunities ahead and as they start pursuing new loan investments again.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2020

Historical avgQ4 2020

-0.0%

Avg return

Earnings day

-0.9%

Avg return

5 days after

+0.3%

Avg return

30 days after

46%

16 / 35 earnings

Positive

+24.2%

Q3 2020

Best reaction

-15.1%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+4.3%-0.7%+6.3%
Q4 2025-11.5%-23.8%-30.8%
Q3 2025+4.6%+2.6%+3.8%
Q1 2025+15.3%+19.5%+37.4%
Q4 2024-9.1%-10.7%-11.3%
Q3 2024+2.3%+12.6%+9.6%
Q2 2024-8.5%-7.1%-6.4%
Q1 2024-13.0%-17.3%-29.1%
Q4 2023-4.3%-7.3%-5.7%
Q3 2023-1.1%-0.2%+18.9%
Q2 2023-1.1%-3.6%-5.3%
Q1 2023+3.2%+4.9%+27.3%
Q4 2022+0.0%-0.7%-18.6%
Q3 2022-15.1%-9.6%-9.7%
Q2 2022+1.1%-1.7%-13.9%
Q1 2022+1.7%+2.8%+11.0%
Q4 2021-1.2%-2.9%+0.6%
Q3 2021+0.4%-1.5%-10.5%
Q2 2021-8.2%-5.0%-4.0%
Q1 2021+1.7%-3.6%+14.3%
Q4 2020+0.5%+3.1%+6.4%
Q3 2020+24.2%+20.4%+44.6%
Q2 2020+5.2%+3.3%-13.2%
Q1 2020+10.4%+2.4%+66.9%
Q4 2019+3.4%-2.7%-78.1%
Q3 2019-1.7%-2.7%-1.9%
Q2 2019-1.4%-1.1%-3.0%
Q1 2019-1.0%-0.6%-2.3%
Q4 2018-0.4%-2.5%-2.4%
Q3 2018+1.7%+1.1%+0.7%
Q2 2018-0.9%-2.7%+1.0%
Q1 2018+2.0%+3.8%+8.9%
Q4 2017-3.2%-1.1%+2.2%
Q3 2017-1.5%-0.3%-1.1%
Q2 2017-0.7%-0.1%-0.6%
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016

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