NYSE$GPMT

Granite Point Mortgage Trust Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

Granite Point Mortgage Trust reported Q4 2025, revenue of $52M, net income of $12M.

For Q4 2025, Granite Point Mortgage Trust reported revenue of $52M, net income of $12M. Management discusses segment performance, capital allocation, and outlook in the earnings release.

  • Revenue $52M.
  • Net income $12M.
  • Granite Point Mortgage Trust highlights liquidity, operations, and 2026 priorities.

Headline financials

Total Revenue

$52M

Previous: $38.7M+34.3%
EPS (adj)

-$0.06

Previous: -$1.98+97.0%
Realized Loan Portfolio Yield

6.7%

Previous: 6.6%+1.5%
Portfolio Weighted Average Stabilized LTV at Origination

65.0%

Previous: 64.4%+0.9%
Floating Rate Loan Portfolio

97.0%

Previous: 98.0%-1.0%
Total Loan Commitments

$1.8B

Previous: $2.2B-18.2%
Senior Loans Percentage

99.0%

Previous: 99.0%+0.0%
Weighted Average Loan Portfolio Risk-Rating

2.9

Previous: 3.1-6.5%
Total CECL Reserve

$148M

Previous: $201M-26.2%
Unrestricted Cash

$66M

Previous: $87.8M-24.8%
Total Leverage Ratio

2

Previous: 2.2-9.1%
Net Income

$12M

Previous: -$38.8M+130.9%
Operating Income

-$23.8M

Previous: $7.57M-414.2%

Revenue & EPS history

Granite Point · Revenue · Quarterly

$52M

Q4 2025+34.3%vs Q4 2024
Beat estimate in 11 of 14 quarters(79%)
ActualEstimate

Forward guidance

The release discusses Granite Point Mortgage Trust's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.

Tailwinds

  • Granite Point Mortgage Trust cites operational execution and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

-0.0%

Avg return

Earnings day

-0.9%

Avg return

5 days after

+0.3%

Avg return

30 days after

46%

16 / 35 earnings

Positive

+24.2%

Q3 2020

Best reaction

-15.1%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+4.3%-0.7%+6.3%
Q4 2025-11.5%-23.8%-30.8%
Q3 2025+4.6%+2.6%+3.8%
Q1 2025+15.3%+19.5%+37.4%
Q4 2024-9.1%-10.7%-11.3%
Q3 2024+2.3%+12.6%+9.6%
Q2 2024-8.5%-7.1%-6.4%
Q1 2024-13.0%-17.3%-29.1%
Q4 2023-4.3%-7.3%-5.7%
Q3 2023-1.1%-0.2%+18.9%
Q2 2023-1.1%-3.6%-5.3%
Q1 2023+3.2%+4.9%+27.3%
Q4 2022+0.0%-0.7%-18.6%
Q3 2022-15.1%-9.6%-9.7%
Q2 2022+1.1%-1.7%-13.9%
Q1 2022+1.7%+2.8%+11.0%
Q4 2021-1.2%-2.9%+0.6%
Q3 2021+0.4%-1.5%-10.5%
Q2 2021-8.2%-5.0%-4.0%
Q1 2021+1.7%-3.6%+14.3%
Q4 2020+0.5%+3.1%+6.4%
Q3 2020+24.2%+20.4%+44.6%
Q2 2020+5.2%+3.3%-13.2%
Q1 2020+10.4%+2.4%+66.9%
Q4 2019+3.4%-2.7%-78.1%
Q3 2019-1.7%-2.7%-1.9%
Q2 2019-1.4%-1.1%-3.0%
Q1 2019-1.0%-0.6%-2.3%
Q4 2018-0.4%-2.5%-2.4%
Q3 2018+1.7%+1.1%+0.7%
Q2 2018-0.9%-2.7%+1.0%
Q1 2018+2.0%+3.8%+8.9%
Q4 2017-3.2%-1.1%+2.2%
Q3 2017-1.5%-0.3%-1.1%
Q2 2017-0.7%-0.1%-0.6%
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016

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