NYSE$CRBG

Corebridge Financial Inc · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

Corebridge Financial posted strong Q4 2024 results with a significant turnaround in net income, reaching $2.17 billion from a prior-year loss. Adjusted pre-tax operating income increased by 7.07% year-over-year, while adjusted EPS rose by 18.27%. The company benefited from higher fee income, improved underwriting margins, and disciplined expense management.

Headline financials

Total Revenue

$7.03B

Previous: $2.81B+150.3%
EPS (adj)

$1.23

Previous: $1.04+18.3%
Adjusted Return on Equity

11.1%

No prior period
Return on Equity

69.3%

No prior period
Premiums and Deposits

$9.4B

No prior period
Capital Expenditures

$0.00

No prior period
Net Income

$2.17B

Previous: -$1.31B+265.9%
Operating Income

$1.23M

Previous: -$1.76B+100.1%

Revenue & EPS history

Corebridge · Revenue · Quarterly

$7.03B

Q4 2024+150.3%vs Q4 2023
Beat estimate in 7 of 14 quarters(50%)
ActualEstimate

Revenue by segment

Corebridge · $4.07B total across 4 segments · Q3 2023

  • Individual Retirement
    $1.56B+19.2%
  • Life Insurance
    $1.16B+3.0%
  • Group Retirement
    $690M+1.9%
  • Institutional Markets
    $656M-40.9%

Forward guidance

Corebridge Financial expects continued earnings growth supported by cost efficiencies, balance sheet optimization, and favorable market trends in fixed annuities. The company remains focused on capital returns and expanding its investment portfolio.

Tailwinds

  • Increased dividend to $0.24 per share, reflecting financial strength.
  • Expanded share repurchase authorization by $2 billion.
  • Higher deposits in guaranteed investment contracts supporting growth.
  • Strong balance sheet with $2.2 billion in liquidity.
  • Operational improvements and expense efficiencies driving profitability.

Headwinds

  • Decline in Group Retirement segment due to lower out-of-plan annuity deposits.
  • Lower fixed annuity deposits affecting Individual Retirement growth.
  • Potential impact of macroeconomic uncertainties on investment returns.
  • Higher interest expenses due to debt pre-funding for 2025 maturities.
  • Market volatility may influence underwriting margins and investment performance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-0.2%

Avg return

Earnings day

-1.2%

Avg return

5 days after

-5.7%

Avg return

30 days after

50%

8 / 16 earnings

Positive

+5.2%

Q1 2026

Best reaction

-6.9%

Q2 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+5.2%+1.0%-2.3%
Q4 2025+0.8%-0.4%-26.8%
Q3 2025+1.0%-3.2%-2.2%
Q1 2025+2.4%+1.9%+7.1%
Q4 2024-2.3%+3.3%-3.0%
Q3 2024-5.1%-2.5%+2.6%
Q2 2024-6.9%-16.3%-0.6%
Q1 2024+3.9%+9.6%+3.7%
Q4 2023+3.2%+3.1%+3.4%
Q3 2023-5.7%-7.0%-6.0%
Q2 2023+0.9%-5.3%-7.3%
Q1 2022-1.8%-0.2%+0.4%
Q1 2023-0.8%-2.6%+1.0%
Q2 2022-0.9%+0.7%-28.3%
Q4 2022-1.9%-2.2%-24.5%
Q3 2022+5.2%+1.4%-8.7%
Q4 2021
Q3 2021
Q2 2021
Q1 2021
Q4 2020

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