NYSE$CRBG

Corebridge Financial Inc · Q3 2022 earnings

Q3 2022 earnings · · Investor relations

Briefing

Corebridge's initial public offering marked a significant milestone, with Q3 results showcasing robust sales and deposit flows across all businesses.

Corebridge Financial reported its Q3 2022 earnings, marking its first quarterly report since its IPO. The company saw a net income of $2.4 billion, driven by higher realized gains, offsetting lower net investment income. Premiums and deposits reached $8.8 billion, reflecting a 23% year-over-year increase.

  • Completed initial public offering and began trading on the New York Stock Exchange on September 15, 2022.
  • Net income per share was $3.63, compared to $2.20 per share in the prior year quarter.
  • Operating EPS was $0.57, compared to $1.02 per share in the prior year quarter.
  • Premiums and deposits totaled $8.8 billion, reflecting 23% year-over-year growth.

Headline financials

Total Revenue

$7.14B

Previous: $5.5B+29.8%
EPS (adj)

$0.57

Previous: $2.20-74.1%
Adjusted Return on Equity

6.8%

Previous: 9.4%-27.7%
Return on Equity

96.9%

Previous: 15.6%+521.2%
Dividends Paid

$0.23

No prior period
Free Cash Flow

$2.35B

No prior period
Net Income

$2.35B

Previous: $1.42B+65.6%
Operating Income

$3.58B

Previous: $1.88B+89.9%
Gross Profit

$4.32B

Previous: $5.5B-21.4%
Cash & Equivalents

$382M

No prior period
Total Assets

$355B

No prior period

Revenue & EPS history

Corebridge · Revenue · Quarterly

$7.14B

Q3 2022+29.8%vs Q3 2021
Beat estimate in 7 of 14 quarters(50%)
ActualEstimate

Revenue by segment

Corebridge · $4.22B total across 4 segments · Q3 2022

  • Individual Retirement
    $1.31B
  • Life Insurance
    $1.13B
  • Institutional Markets
    $1.11B
  • Group Retirement
    $677M

Forward guidance

As we look to the strength of our balance sheet, the consistency of our cash flows and the diversification of our businesses and earnings sources, we are confident in our ability to return significant capital to shareholders through a combination of dividends and share repurchases.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 16 quarterly earnings reports · overlaid with Q3 2022

Historical avgQ3 2022

-0.2%

Avg return

Earnings day

-1.2%

Avg return

5 days after

-5.7%

Avg return

30 days after

50%

8 / 16 earnings

Positive

+5.2%

Q1 2026

Best reaction

-6.9%

Q2 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+5.2%+1.0%-2.3%
Q4 2025+0.8%-0.4%-26.8%
Q3 2025+1.0%-3.2%-2.2%
Q1 2025+2.4%+1.9%+7.1%
Q4 2024-2.3%+3.3%-3.0%
Q3 2024-5.1%-2.5%+2.6%
Q2 2024-6.9%-16.3%-0.6%
Q1 2024+3.9%+9.6%+3.7%
Q4 2023+3.2%+3.1%+3.4%
Q3 2023-5.7%-7.0%-6.0%
Q2 2023+0.9%-5.3%-7.3%
Q1 2022-1.8%-0.2%+0.4%
Q1 2023-0.8%-2.6%+1.0%
Q2 2022-0.9%+0.7%-28.3%
Q4 2022-1.9%-2.2%-24.5%
Q3 2022+5.2%+1.4%-8.7%
Q4 2021
Q3 2021
Q2 2021
Q1 2021
Q4 2020

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