NASDAQ$PRCH

Porch Group Inc. · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Porch exceeded Q2 guidance and increased full year 2021 revenue guidance.

Porch Group reported strong second-quarter results, with total revenue increasing by 200% compared to the same period last year. The company has raised its full year revenue outlook reflecting the continued confidence in its go-forward strategy.

  • Total revenue for the second quarter of 2021 was $51.3 million, an increase of 200% from $17.1 million in the second quarter of 2020.
  • Porch acquired Rynoh, a leading provider of software for title companies.
  • The company increased its full-year revenue outlook from $178 million to $184 million, representing approximately 155% year-over-year revenue growth.
  • Weather-related insurance claims costs contributed approximately $4 million of additional cost of revenue as compared to historical Q2 periods with average weather.

Headline financials

Total Revenue

$51.3M

Previous: $17.1M+199.8%
EPS (adj)

-$0.26

Previous: -$0.18-44.4%
Capital Expenditures

-$539K

Previous: -$22K-2350.0%
Free Cash Flow

-$16.8M

Previous: $8.79M-291.6%
Net Income

-$16.3M

Previous: -$6.26M-160.4%
Operating Income

-$22.9M

Previous: -$4.98M-360.8%
Gross Profit

$31.8M

Previous: $13.3M+138.9%
Cash & Equivalents

$150M

Previous: $1.07M+13978.7%
Total Assets

$778M

Previous: $175M+345.3%
Stock-Based Comp

$6.64M

Previous: $362K+1734.8%

Revenue & EPS history

Porch · Revenue · Quarterly

$51.3M

Q2 2021+199.8%vs Q2 2020
Beat estimate in 4 of 9 quarters(44%)
ActualEstimate

Forward guidance

For the full year of 2021, Porch increased its revenue outlook from $178 million to $184 million, representing approximately 155% year-over-year revenue growth.

Tailwinds

  • Approximately 90% of 2021 revenues from its vertical software solutions (25% from B2B software and service subscription fees and approximately 65% from corresponding move-related transaction revenues which includes insurance).
  • Revenue less cost of revenue of approximately 72%.
  • Contribution margin of approximately 40%.
  • Adjusted EBITDA margin guidance range to -13% to -16%.
  • The vast majority of Porch’s revenue is recurring.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

+8.3%

Avg return

Earnings day

+11.8%

Avg return

5 days after

+18.4%

Avg return

30 days after

67%

16 / 24 earnings

Positive

+74.1%

Q4 2024

Best reaction

-36.5%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%+20.7%+21.3%
Q3 2025+1.0%-4.3%-11.9%
Q1 2025+67.4%+67.0%+71.3%
Q4 2024+74.1%+82.6%+95.0%
Q3 2024+58.8%+47.8%+141.7%
Q2 2024-32.4%-26.0%-26.0%
Q1 2024+4.3%-14.8%-41.2%
Q4 2023+22.0%+26.3%+44.7%
Q3 2023+37.4%+50.7%+211.6%
Q2 2023-9.5%-12.7%-36.3%
Q1 2023+26.8%+22.4%+37.6%
Q4 2022-25.5%-32.6%-27.2%
Q3 2022-36.5%-31.5%+18.8%
Q2 2022+9.9%+21.8%-3.1%
Q1 2022+2.0%+30.3%-2.0%
Q4 2021-20.9%+15.8%-19.9%
Q3 2021+8.0%+2.9%-29.8%
Q2 2021-9.9%-17.1%-0.2%
Q1 2021+6.5%+16.3%+20.8%
Q2 2020+7.3%+5.0%-20.7%
Q4 2020+5.2%+7.0%-20.5%
Q3 2020+0.9%+0.2%+11.3%
Q1 2020+0.0%+0.0%-0.6%
Q4 2019+1.5%+4.2%+6.4%
Q3 2019
Q2 2019
Q1 2019

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