NASDAQ$HOOD

Robinhood Markets Inc. · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Robinhood's financial performance for Q4 2022 showed sequential revenue growth and a reduced net loss, driven by net interest revenue, while actively managing costs and focusing on product development.

Robinhood's Q4 2022 results revealed a 5% sequential increase in total net revenues to $380 million. Net loss improved to $166 million, with EPS at -$0.19. Key drivers included a 30% rise in net interest revenue and cost management efforts, despite a decrease in transaction-based revenues. The company is also focusing on future growth opportunities, including a potential share repurchase.

  • Total net revenues increased 5% sequentially to $380 million.
  • Net loss improved to $166 million, with EPS at -$0.19.
  • Net interest revenue rose 30% sequentially to $167 million.
  • Adjusted EBITDA was positive $82 million, a 74% sequential improvement.

Headline financials

Total Revenue

$380M

Previous: $363M+4.8%
EPS (adj)

-$0.19

Previous: -$0.49+61.2%
Net Deposits

$4.8B

No prior period
ARPU

$66.00

Previous: $64.00+3.1%
Net Income

-$166M

Previous: -$423M+60.8%
Operating Income

-$168M

Previous: -$465M+63.9%
Gross Profit

$289M

Previous: $242M+19.2%
Cash & Equivalents

$6.34B

Previous: $6.25B+1.4%
Total Assets

$23.3B

Previous: $19.8B+18.0%
Stock-Based Comp

$160M

Previous: $318M-49.7%

Revenue & EPS history

Robinhood · Revenue · Quarterly

$380M

Q4 2022+4.8%vs Q4 2021
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Revenue by segment

Robinhood · $194M total across 2 segments · Q4 2022

  • Net interest
    $167M+163.6%
  • Other revenue
    $27M-23.8%

Forward guidance

Robinhood anticipates GAAP total operating expenses for full-year 2023 to range from $2.375 billion to $2.515 billion. Total operating expenses prior to share-based compensation are expected to be between $1.420 billion and $1.480 billion, with share-based compensation projected to be in the range of $955 million to $1.035 billion, including a one-time accounting charge of approximately $485 million related to the cancellation of founder share-based compensation in Q1 2023.

Tailwinds

  • Cost reduction initiatives are expected to lower operating expenses.
  • Share-based compensation is projected to decrease in 2023.
  • Focus on product development and customer service improvements.
  • Strong balance sheet with over $6 billion in cash.
  • Potential share repurchase program to enhance shareholder value.

Headwinds

  • Uncertainty in growth rate of new funded accounts affecting variable marketing costs.
  • Risk of fraud impacting costs.
  • Challenges in managing web-hosting expenses efficiently.
  • Difficulty in achieving productivity improvements in customer service.
  • Potential for actual results to differ materially from outlook due to various factors.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

-1.4%

Avg return

Earnings day

-2.8%

Avg return

5 days after

+1.9%

Avg return

30 days after

36%

9 / 25 earnings

Positive

+14.1%

Q4 2024

Best reaction

-16.2%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.3%-6.7%+14.9%
Q4 2025+0.0%-26.9%-20.8%
Q3 2025-8.8%-7.4%-7.4%
Q2 2025-2.9%-0.6%-2.0%
Q1 2025-5.1%-0.9%+34.7%
Q4 2024+14.1%+2.3%-9.7%
Q3 2024-16.2%-13.2%+33.9%
Q2 2024+3.0%+7.7%+10.1%
Q1 2024-3.8%-6.1%+23.3%
Q4 2023+11.4%-4.1%+50.6%
Q3 2023-12.8%-14.2%+19.7%
Q2 2023-10.3%-11.9%-13.7%
Q1 2023+5.9%-5.0%+3.3%
Q4 2022-4.5%+5.8%-5.2%
Q3 2022+3.4%+0.9%-16.2%
Q2 2022+14.0%+15.0%+6.5%
Q1 2021-10.5%-23.2%-13.6%
Q1 2022+3.1%+6.2%+9.1%
Q4 2019+6.9%+8.4%+14.1%
Q4 2021+2.6%+18.0%-6.4%
Q3 2020-1.7%+4.4%-21.3%
Q3 2021-9.2%-10.4%-28.3%
Q2 2020-4.2%-3.0%-9.2%
Q2 2021-4.2%-3.0%-9.2%
Q4 2020-4.2%-3.0%-9.2%
Q3 2019
Q2 2019
Q1 2019

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