NASDAQ$HOOD

Robinhood Markets Inc. · Q4 2021 earnings

Q4 2021 earnings · · Investor relations

Briefing

Robinhood's Q4 earnings were released, showing a revenue increase but a net loss compared to the previous year.

Robinhood's Q4 2021 earnings revealed a 14% increase in total net revenues to $363 million compared to Q4 2020. However, the company reported a net loss of $423 million, or $0.49 per diluted share, a significant downturn from the net income of $13 million, or $0.02 per diluted share, in the same quarter of the previous year.

  • Total net revenues increased by 14% to $363 million compared to Q4 2020.
  • Transaction-based revenues increased by 12% to $264 million compared to Q4 2020.
  • Net loss was $423 million, or $0.49 per diluted share, compared to a net income of $13 million, or $0.02 per diluted share, in Q4 2020.
  • Monthly Active Users (MAU) increased 48% to 17.3 million in December 2021 compared to December 2020.

Headline financials

Total Revenue

$363M

Previous: $318M+14.2%
EPS (adj)

-$0.49

Previous: $0.03-1733.3%
ARPU

$64.00

Previous: $106.00-39.6%
Net Income

-$423M

Previous: $13M-3346.9%
Operating Income

-$465M

No prior period
Gross Profit

$242M

Previous: $318M-23.7%
Cash & Equivalents

$6.25B

Previous: $1.4B+345.7%
Total Assets

$19.8B

Previous: $11B+79.9%
Stock-Based Comp

$318M

Previous: $19M+1574.2%

Revenue & EPS history

Robinhood · Revenue · Quarterly

$363M

Q4 2021+14.2%vs Q4 2020
Beat estimate in 1 of 8 quarters(13%)
ActualEstimate

Revenue by segment

Robinhood · $98.8M total across 2 segments · Q4 2021

  • Net interest
    $63.4M
  • Other revenue
    $35.4M

Forward guidance

For the first quarter of 2022, Robinhood anticipates that total net revenues will be less than $340 million, which assumes some incremental improvement in trading volumes versus what we have seen so far.

Tailwinds

  • Incremental improvement in trading volumes is anticipated.
  • Focus on long-term investing with tax-advantaged retirement accounts rolling out mid-year.
  • Investment in spending and savings products to help customers build a portfolio.
  • Introduction of instant debit card deposits and withdrawals in the coming months.
  • Plans to start opening its crypto platform up to customers internationally in 2022.

Headwinds

  • Total net revenues are expected to be less than $340 million.
  • Implies a year-over-year revenue decline of 35% compared to Q1 2021.
  • Total net revenues are highly sensitive to various factors including new funded accounts and trading volumes.
  • Actual results for total net revenues might differ materially from the outlook.
  • Total operating expenses, excluding share-based compensation, are expected to increase 15-20% year-over-year.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2021

Historical avgQ4 2021

-1.4%

Avg return

Earnings day

-2.8%

Avg return

5 days after

+1.9%

Avg return

30 days after

36%

9 / 25 earnings

Positive

+14.1%

Q4 2024

Best reaction

-16.2%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.3%-6.7%+14.9%
Q4 2025+0.0%-26.9%-20.8%
Q3 2025-8.8%-7.4%-7.4%
Q2 2025-2.9%-0.6%-2.0%
Q1 2025-5.1%-0.9%+34.7%
Q4 2024+14.1%+2.3%-9.7%
Q3 2024-16.2%-13.2%+33.9%
Q2 2024+3.0%+7.7%+10.1%
Q1 2024-3.8%-6.1%+23.3%
Q4 2023+11.4%-4.1%+50.6%
Q3 2023-12.8%-14.2%+19.7%
Q2 2023-10.3%-11.9%-13.7%
Q1 2023+5.9%-5.0%+3.3%
Q4 2022-4.5%+5.8%-5.2%
Q3 2022+3.4%+0.9%-16.2%
Q2 2022+14.0%+15.0%+6.5%
Q1 2021-10.5%-23.2%-13.6%
Q1 2022+3.1%+6.2%+9.1%
Q4 2019+6.9%+8.4%+14.1%
Q4 2021+2.6%+18.0%-6.4%
Q3 2020-1.7%+4.4%-21.3%
Q3 2021-9.2%-10.4%-28.3%
Q2 2020-4.2%-3.0%-9.2%
Q2 2021-4.2%-3.0%-9.2%
Q4 2020-4.2%-3.0%-9.2%
Q3 2019
Q2 2019
Q1 2019

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