NASDAQ$FLYW

Flywire Corporation · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Flywire's Q4 2022 financial results were reported, highlighting revenue growth and strategic advancements.

Flywire reported a 42% increase in revenue, reaching $73.1 million for Q4 2022. The company's gross profit also increased to $41.5 million, with a net loss of $1.1 million, significantly improved from the previous year. Total Payment Volume grew by 29% to $4.1 billion.

  • Revenue increased by 42% year-over-year, reaching $73.1 million.
  • Gross Profit increased to $41.5 million, with a Gross Margin of 56.8%.
  • Net loss significantly improved to $1.1 million, compared to $11.2 million in the previous year.
  • Total Payment Volume increased by 29% to $4.1 billion.

Headline financials

Total Revenue

$73.1M

Previous: $51.4M+42.1%
EPS (adj)

-$0.01

Previous: -$0.11+90.9%
Total Payment Volume

$4.1B

Previous: $3.1B+32.3%
Net Income

-$1.1M

Previous: -$11.2M+90.2%
Operating Income

-$9.37M

Previous: -$10.3M+9.3%
Gross Profit

$41.5M

Previous: $30.7M+35.2%

Revenue & EPS history

Flywire · Revenue · Quarterly

$73.1M

Q4 2022+42.1%vs Q4 2021
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

Flywire provided its outlook for Q1 and Fiscal Year 2023.

Tailwinds

  • Q1 2023 Revenue is projected to be $85 to $91 million.
  • Q1 2023 Revenue Less Ancillary Services is expected to be $81 to $85 million.
  • Q1 2023 Adjusted EBITDA is forecasted at $3 to $5 million.
  • Fiscal Year 2023 Revenue is anticipated to be $373 to $392 million.
  • Fiscal Year 2023 Adjusted EBITDA is projected at $28 to $34 million.

Headwinds

  • Fiscal year 2023 expectations reflect the Company’s organic revenue expectations and annualization of the Cohort Go business.
  • The Company has assumed Foreign exchange rates prevailing as of December 31, 2022.
  • Flywire has relied upon the exception in item 10(e)(1)(i)(B) of Regulation S-K and has not provided a quantitative reconciliation of forecasted Adjusted EBITDA to forecasted GAAP net income (loss) or to forecasted GAAP income (loss) before income taxes within this earnings release because Flywire is unable, without making unreasonable efforts, to calculate certain reconciling items with confidence.
  • These items include, but are not limited to income taxes which are directly impacted by unpredictable fluctuations in the market price of Flywire’s stock.
  • These statements are forward-looking and actual results may differ materially.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

-0.1%

Avg return

Earnings day

+2.4%

Avg return

5 days after

+2.0%

Avg return

30 days after

64%

14 / 22 earnings

Positive

+19.6%

Q4 2023

Best reaction

-37.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.2%+21.2%+2.5%
Q4 2025+11.4%+10.6%+1.1%
Q3 2025+0.1%+2.2%+0.5%
Q1 2025+8.4%+12.5%+4.6%
Q4 2024-37.4%-39.0%-45.6%
Q3 2024+16.9%+26.1%+19.6%
Q2 2024+1.5%+0.0%-2.6%
Q1 2024-13.8%-12.1%-13.2%
Q4 2023+19.6%+17.1%+2.9%
Q3 2023-24.2%-27.1%-17.9%
Q2 2023+2.3%-8.3%-2.2%
Q1 2023-0.9%-0.1%+8.5%
Q4 2022+5.0%+12.7%+18.3%
Q3 2022+6.0%+22.9%+19.2%
Q2 2022+10.2%+8.6%+6.0%
Q1 2022-14.0%-10.5%-20.9%
Q4 2019+5.9%+8.8%+10.7%
Q4 2021+1.8%-3.1%+22.7%
Q3 2020-1.3%+0.1%-9.1%
Q3 2021-0.6%-1.3%-11.8%
Q4 2020-4.5%-1.1%+16.9%
Q2 2021+3.9%+11.8%+34.1%
Q1 2021
Q2 2020
Q1 2020

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