NASDAQ$FLYW

Flywire Corporation · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Flywire's Q3 2024 performance was marked by revenue growth, increased payment volumes, and net income profitability.

Flywire reported a 27.2% increase in revenue to $156.8 million, a 24.2% increase in total payment volume to $11.0 billion, and a net income of $38.9 million for the third quarter of 2024. The company signed over 200 new clients and repurchased 1.3 million shares.

  • Revenue increased by 27.2% year-over-year, reaching $156.8 million.
  • Total Payment Volume grew by 24.2% year-over-year, totaling $11.0 billion.
  • Net income significantly increased to $38.9 million, compared to $10.6 million in the previous year.
  • The company signed more than 200 new clients across all verticals.

Headline financials

Total Revenue

$157M

Previous: $123M+27.2%
EPS

$0.30

Previous: $0.08+275.0%
Total Payment Volume

$11B

Previous: $8.9B+23.6%
Capital Expenditures

-$823K

Previous: -$943K+12.7%
Free Cash Flow

$38.1M

Previous: $9.7M+292.5%
Net Income

$38.9M

Previous: $10.6M+265.5%
Operating Income

$20.3M

Previous: $11.9M+70.5%
Gross Profit

$20.3M

Previous: $123M-83.6%
R&D Expense

$12.1M

Previous: $10.6M+15.0%
Stock-Based Comp

$16.5M

Previous: $11.3M+45.7%

Revenue & EPS history

Flywire · Revenue · Quarterly

$157M

Q3 2024+27.2%vs Q3 2023
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

Flywire anticipates revenue between $121 to $129 million and Adjusted EBITDA between $15 to $19 million for the fourth quarter of 2024. For the full year 2024, they expect revenue between $495 to $503 million and Adjusted EBITDA between $76 to $80 million.

Tailwinds

  • Revenue is projected to be between $121 million and $129 million for Q4 2024.
  • Adjusted EBITDA is expected to be between $15 million and $19 million for Q4 2024.
  • Full year revenue is forecasted to be between $495 million and $503 million.
  • Full year Adjusted EBITDA is projected to be between $76 million and $80 million.
  • Company expects to continue to be a Rule of 40 company with strong Free Cash Flow and GAAP net income profitability trajectory.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

-0.1%

Avg return

Earnings day

+2.4%

Avg return

5 days after

+2.0%

Avg return

30 days after

64%

14 / 22 earnings

Positive

+19.6%

Q4 2023

Best reaction

-37.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.2%+21.2%+2.5%
Q4 2025+11.4%+10.6%+1.1%
Q3 2025+0.1%+2.2%+0.5%
Q1 2025+8.4%+12.5%+4.6%
Q4 2024-37.4%-39.0%-45.6%
Q3 2024+16.9%+26.1%+19.6%
Q2 2024+1.5%+0.0%-2.6%
Q1 2024-13.8%-12.1%-13.2%
Q4 2023+19.6%+17.1%+2.9%
Q3 2023-24.2%-27.1%-17.9%
Q2 2023+2.3%-8.3%-2.2%
Q1 2023-0.9%-0.1%+8.5%
Q4 2022+5.0%+12.7%+18.3%
Q3 2022+6.0%+22.9%+19.2%
Q2 2022+10.2%+8.6%+6.0%
Q1 2022-14.0%-10.5%-20.9%
Q4 2019+5.9%+8.8%+10.7%
Q4 2021+1.8%-3.1%+22.7%
Q3 2020-1.3%+0.1%-9.1%
Q3 2021-0.6%-1.3%-11.8%
Q4 2020-4.5%-1.1%+16.9%
Q2 2021+3.9%+11.8%+34.1%
Q1 2021
Q2 2020
Q1 2020

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